Hoosier Hills Credit Union French Lick IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hoosier Hills, your trusted financial partner located at 8487 W College St, French Lick, IN 47432. Since our establishment in 1934, we have been dedicated to serving our community and supporting our members with personalized banking solutions. With a proud membership of 38,878 and total assets amounting to an impressive $900,260,427, we are committed to helping you achieve your financial goals. At Hoosier Hills, we understand that every member's needs are unique. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, and business banking options. Whether you're looking for a straightforward checking account or seeking assistance with more complex financial needs, our knowledgeable team is here to help. Led by CEO Travis Markley and Board President Jay Brown, our staff of 188 employees is passionate about providing exceptional service. We pride ourselves on being an integral part of the community and strive to create positive impacts through financial education and support. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 8487 W College St, French Lick, IN 47432-1069. We invite you to explore what we can do for you. Call us at 812-936-7800 or visit our website at hoosierhills.com to learn more about how we can assist you on your financial journey. Your future starts here!

Branch History & Mission

Hoosier Hills has a proud history of serving the community since its establishment in 1934. Nestled in the heart of French Lick, Indiana, our branch at 8487 W College St is more than just a financial institution; it's a cornerstone of support and growth for our members. Over the years, we have evolved significantly, growing our total membership to an impressive 38,878 and managing total assets amounting to $900,260,427. Our mission at Hoosier Hills is clear: we are dedicated to providing exceptional financial services while fostering strong community ties. We believe that banking should be accessible and personal. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions all designed to meet the diverse needs of our members. The journey from our modest beginnings to today's robust credit union reflects our commitment to excellence. We understand that every member has unique needs, which is why we have embraced advancements in technology such as online and mobile banking options. With features like electronic signatures and mobile payments, we strive to make your banking experience as convenient as possible. In addition to financial services, Hoosier Hills actively engages in community outreach efforts. Our partnerships with local organizations help us support initiatives that uplift our neighbors and enhance the quality of life in French Lick. We take pride in being part of this vibrant community. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 8487 W College St, French Lick, IN 47432-1069. We invite you to experience the difference at Hoosier Hills. Whether you're looking for a loan or simply want to open an account, we are here to help you achieve your financial goals. Join us today and become part of a community-focused credit union that truly cares about your success! For more information or inquiries, feel free to give us a call at 812-936-7800 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 6:00 PM, and Saturday (drive-thru only) from 8:30 AM to 12:30 PM.

Branch Location & Accessibility

Welcome to the Hoosier Hills branch, your friendly neighborhood credit union located at 8487 W College St in beautiful French Lick, Indiana. We pride ourselves on being a convenient stop for all your banking needs, whether you're a long-time member or visiting us for the first time. Nestled close to local landmarks, our branch is easy to find and offers ample parking for your convenience. At Hoosier Hills, we understand that accessibility is key. Our location is designed with you in mind, featuring ADA-compliant entryways and ramps to ensure everyone can access our services with ease. If you need assistance, our team is always ready to help make your visit smooth and enjoyable. We're pleased to offer extended operating hours to accommodate your busy schedule. You can drop by Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 6:00 PM, and even Saturday mornings for drive-thru service until 12:30 PM. Whether you need to deposit a check, withdraw cash from our ATM, or ask about loan options, we're here for you. If you prefer banking from home or on the go, our online and mobile banking services are just a click away. And if you have any questions or need further information, feel free to give us a call at 812-936-7800. While members can visit us at 8487 W College St, official correspondence should be sent to the same address for consistency. We invite you to come see us soon! Your financial journey starts here at Hoosier Hills.

Member Eligibility

Becoming a member of Hoosier Hills feels like joining a caring community where your financial well-being is the top priority. If you live, work, or worship in our service area, you're already on the right track! We welcome individuals and their families who share our values and want to be part of something special. Whether you're looking for personal banking options or business services, being a member opens the door to tailored solutions designed just for you. To learn more about the specifics of eligibility and see if you qualify, feel free to check out our detailed information at . Once you're ready to take the next step, opening an account is simple! Just visit us at https://hoosierhills.com/zelle-enroll/, or give us a call at (812) 936-7800 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $189,066,285, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed for everyday operations. Whether you need easy payment processing or tools to manage your sales, our solutions can help you serve your customers better. Picture this: a local café can accept card payments seamlessly while tracking daily sales from their mobile device. This kind of support not only enhances customer satisfaction but also streamlines operations. Come visit us at 8487 W College St French Lick In 47432, French Lick, IN, or give us a call at (812) 936-7800 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Credit Cards and Business Banking

Looking for a credit card that rewards your spending? Our Credit Cards with Rewards program is designed to give back to you with every purchase. Whether you're earning points for travel or cash back on everyday expenses, we have options that fit your lifestyle. For our business members, we offer essential tools like Merchant Services and Business Loans. Running a business requires flexibility and support, which is why we're here to assist you in achieving your entrepreneurial dreams.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Hoosier Hills, we've invested in robust Online and Mobile Banking services. You can easily manage your accounts from anywhere using our user-friendly app. Need cash? Our ATM Services allow you to withdraw money or check balances without stepping inside the branch. For those who prefer personal interactions but want speed too, our Drive-Thru Banking offers a simple way to conduct basic transactions like deposits and withdrawals without leaving your vehicle.

Get Started Today!

No matter what your financial needs are, Hoosier Hills is here for you every step of the way. With our friendly staff ready to assist and convenient services designed around you, banking has never been easier. Have questions or want to learn more about how we can help? Call us at 812-936-7800 or visit us in person at our French Lick branch. Join us today and discover how Hoosier Hills can make a difference in your financial journey!

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking options that make it easy for you. From Checking and Savings Accounts that help you keep track of your daily expenses to more specialized services like Auto Loans and Vehicle Financing, we have what you need. Imagine driving home in your dream car, thanks to our competitive loan rates! If you're looking to buy a home or refinance your current mortgage, our Mortgage Loans and Refinancing solutions are tailored just for you. We guide you through the process, ensuring it's as smooth as possible. For those who want to consolidate debt or tackle unexpected expenses, our Personal Loans provide quick access to funds without the hassle.

Digital & Online Banking

Key Services

Our 24/7 online banking services make it simple to check balances, transfer funds, and pay bills without ever stepping foot in a branch. Plus, with our electronic signature authorization, you can complete transactions quickly and safely from the comfort of your home. We also provide e-statements, allowing you to view your account statements digitally no more paper clutter! This feature not only helps you stay organized but also contributes to a greener planet. For those who prefer using their smartphones, our mobile application offers a user-friendly experience with features like mobile payments and person-to-person transfers. Whether you're splitting a dinner bill or sending money to a friend, it's as easy as a few taps on your screen.

Security & Accessibility

We prioritize your security while ensuring ease of access. Our online banking is protected with robust security measures, so you can feel confident that your information is safe. The intuitive design of our services means you won't waste time figuring things out you'll be able to manage your finances effortlessly. In summary, Hoosier Hills combines convenience with security in our digital banking offerings. Whether it's through our website or mobile app, you have everything you need for real-time account management right at your fingertips. Join us today and experience banking that works for you!

Financial Strength

Member-Focused Savings

Members' savings are secured through $170,918,879 in share certificates and $187,348,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 184 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $76,771,556 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,295 in used auto loans and a total of $737,770,250 in loans and leases. This means we're here to help you finance your dreams be it a new car or a home.

Solid Financial Foundation

With a net worth of $80,807,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

We currently manage 82,182 share accounts, showcasing a strong and growing member base that trusts us with their finances. As we look ahead, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hoosier Hills is your trusted partner. Visit us at 8487 W College St, French Lick IN 47432 or call us at 812-936-7800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,173,162 in used vehicle loans and $15,772,729 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners looking to grow their ventures, our outstanding commercial loans totaling $189,066,285 provide the capital needed to expand operations or invest in new opportunities. At Hoosier Hills, we pride ourselves on transparency and support throughout your borrowing journey. If you're considering refinancing options or checking your eligibility for any of our products, don't hesitate to reach out. Our knowledgeable staff is here to provide insights and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us today or check out our website at hoosierhills.com to learn more about how we can assist you with your financial needs!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,533,780 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that make everyday spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,915,686, make buying or refinancing simple. We can guide you through the process and help you find the best terms for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your search for the right loan. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in assisting individuals to secure better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers for users. You can trust that the loans displayed are reflective of genuine rates offered by credible financial institutions.

Hoosier Hills