Hoosier Hills Credit Union Chrisney IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hoosier Hills, your trusted partner in financial well-being, located at 419 N Main St Ste A, Chrisney, IN 47611. Established in 1934, we have been dedicated to serving our community for nearly nine decades. With a total membership of 38,878 and assets reaching an impressive $900,260,427, we strive to provide exceptional financial services tailored to meet the unique needs of our members. At Hoosier Hills, we believe in making banking accessible and beneficial for everyone. Whether you need assistance with personal banking, auto loans, or business financing, our team is here to support you every step of the way. We currently hold a solid $26,958,916 in deposits and have approved loans totaling 23,370 across various categories. Our commitment to our members is reflected in our strong net worth of $80,807,875 and ample cash reserves of $14,274,584. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 419 N Main St Ste A, Chrisney, IN 47611. Under the leadership of CEO Travis Markley and Board President Jay Brown, we are focused on building lasting relationships within our community. Our dedicated staff of 188 employees is committed to providing excellent service and personalized attention. Explore our wide range of services at hoosierhills.com or give us a call at 812-362-7705. We invite you to join us and experience the Hoosier Hills difference today!

Branch History & Mission

A Rich Legacy

Located at 419 N Main St Ste A, Chrisney, IN 47611, Hoosier Hills began its journey with a vision of providing accessible financial services to those in our community. Over the decades, we have expanded our offerings and adapted to meet the changing needs of our members. Our dedication has allowed us to accumulate total assets of nearly $900 million, ensuring we can support our members with the resources they need. Our branch is conveniently situated near local landmarks, making it easy for you to stop by. While you can visit us at our Chrisney location, please note that official correspondence should be sent to the same address.

Commitment to Accessibility

We understand that accessibility is key for all our members. That's why we offer ATM availability and a convenient drive-thru service for quick transactions. Our facilities are designed with compliance in mind, ensuring everyone can access the services they need without barriers.

Join Us

As we look towards the future, we invite you to become part of our story. Experience firsthand how Hoosier Hills can empower your financial journey while contributing positively to our community. Whether you're looking for a loan, opening an account, or simply seeking advice, our friendly team is here to help. Call us today at 812-362-7705 or visit us online at Hoosier Hills to learn more about how you can join our growing family!

Our Mission

At Hoosier Hills, our mission is simple yet powerful: We strive to provide personalized financial solutions while fostering a strong sense of community. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage financing. We are also proud to offer business banking services that help local entrepreneurs thrive. With innovative digital tools such as online banking and mobile payments, we are dedicated to making your banking experience as convenient as possible. Additionally, our commitment extends beyond just financial services; we actively engage in community outreach efforts that strengthen ties within Chrisney and surrounding areas.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 812-362-7705. We're here to help! Come visit us today at Hoosier Hills in Chrisney your trusted partner in financial wellness awaits!

Operating Hours

We're here for you during the week! Visit us Monday through Thursday from 8:30 AM to 4:00 PM and on Fridays until 6:00 PM. Our dedicated team is eager to help you with all your financial needs during these hours.

Services Offered

At Hoosier Hills, we pride ourselves on offering a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash on the go? Our ATM is available for quick withdrawals and balance checks, ensuring you're never far from your funds. Plus, if you prefer a drive-thru option for deposits or simple transactions, we've got that covered as well!

Member Eligibility

At Hoosier Hills, we believe that becoming a member means joining a welcoming community where your financial needs truly matter. If you're looking to take part in our supportive network, you'll be pleased to know that eligibility is quite inclusive. Residents of Spencer County or those who work, worship, or attend school here can easily become members. This means if you're part of the local fabric, you're likely already eligible! Plus, being a member opens the door to fantastic benefits like lower loan rates and personalized service tailored just for you. Getting started is as simple as visiting us at 419 N Main St Ste A, Chrisney, IN 47611, or giving us a call at 812-362-7705. For more detailed information about eligibility criteria, check out our resource at Hoosier Hills Eligibility. If you're ready to open an account and enjoy all these perks, you can find everything you need at Account Opening. We can't wait to welcome you into the Hoosier Hills family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner who simplifies your transactions. Our merchant services offer easy payment solutions that let you focus on what really matters growing your business. From credit card processing to online payments, we ensure your customers have a seamless experience while you keep track of sales effortlessly. Visit us at 419 N Main St Ste A Chrisney In 47611 in Chrisney, IN, or call us at (812) 362-7705 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $189,066,285, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your vehicle. At Hoosier Hills, we are committed to meeting the diverse financial needs of our community. Our knowledgeable staff is ready to assist you whether it's through personalized service at our branch or via our digital platforms. For any inquiries or further assistance, feel free to reach out to us at 812-362-7705 during our lobby hours: Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 6:00 PM. Ready to take the next step in managing your finances? Visit us today or explore more about our services online at hoosierhills.com. Your financial journey starts here!

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We're here to support your growth and success with financial products designed specifically for small businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Hoosier Hills, we emphasize our robust online and mobile banking features. You can manage your accounts anytime and anywhere with ease. From checking balances to transferring funds or paying bills through mobile payments, we've made it simple for you.

Personal Banking Services

Our personal banking services offer something for everyone. If you're just starting out or looking to manage your finances more effectively, we provide checking and savings accounts that fit various lifestyles. For those dreaming of a new car or needing a reliable vehicle, our auto loans and vehicle financing options make it easy to drive away with confidence. Homeowners can take advantage of our mortgage loans and refinancing options tailored to help you secure the best rates possible.

Support for Everyday Financial Needs

We understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Additionally, our credit cards with rewards allow you to earn while you spend, making each purchase count towards something special.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly and packed with features that put you in control. Need to view your account balances or transaction history? It's all just a click away! Plus, with e-statements available, you can go green while keeping track of your financial activity without piles of paper cluttering your space. If you're always on the move, our mobile application allows you to manage your accounts directly from your smartphone. You can check balances, pay bills, and even use mobile payments for a quick and easy checkout experience. And with the person-to-person transfer feature, sending money to friends or family has never been simpler.

Security You Can Trust

At Hoosier Hills, we prioritize your security. We offer electronic signature authorization for documents, ensuring that your transactions are not only convenient but also safe. Our commitment to protecting your personal information means you can bank with peace of mind. With all these tools at your fingertips, staying on top of your finances has never been easier. Whether you're making transfers or checking statements, our digital banking services are designed to fit seamlessly into your lifestyle. Experience the convenience today at https://hoosierhills.com/ your trusted partner in financial management!

Financial Strength

At Hoosier Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial position, which is designed to reassure you of our commitment to safeguarding your hard-earned money. With a net worth of $80,807,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be here for you today and in the future. Members' savings are secured through $170,918,879 in share certificates and $187,348,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $76,771,556 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $73,777,025 in total loans and leases including 5,295 used auto loans. Our operational efficiency is reflected in our $0 net income, showcasing our focus on member satisfaction over profit maximization. We also take pride in having 184 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,663,175. Total Share Accounts: 82,182, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hoosier Hills is your trusted partner. Visit us at 419 N Main St Ste A Chrisney IN 47611 or call 812-362-7705 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,173,162 in used vehicle loans and $15,772,729 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can be tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $189,066,285 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to supporting your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $41,915,686, making buying or refinancing simple. Whether you're looking for your first home or considering refinancing your existing mortgage for better terms, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we have options available that may help reduce your monthly payments or lower your interest rates. Our team will work closely with you to assess your financial situation and determine what best suits your needs. At Hoosier Hills located at 419 N Main St Ste A Chrisney IN 47611, we pride ourselves on providing excellent service and competitive loan products tailored for our members. For more information or to start your application process today, give us a call at 812-362-7705. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you to achieve your dreams whether it's hitting the road in a new vehicle or owning your own home!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,533,780 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards that make everyday purchases easier.

Loan Aggregator

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Hoosier Hills