Honor Credit Union Springfield MI | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Honor Credit Union, your trusted financial partner located at 240 Helmer Rd N, Springfield, MI 49037. Established in 1934, we have been committed to serving our community for nearly a century. With over 107,471 members and total assets exceeding $1.7 billion, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of our members. At Honor Credit Union, we believe in making a positive impact on our community while ensuring your financial well-being. Our dedicated team of 474 employees, led by CEO Scott McFarland and Board President Brian Brown, is here to assist you with everything from checking and savings accounts to auto loans and mortgages. We have a wealth of resources available, including over $45 million in deposits and a robust loan portfolio of 76,699 loans designed to help you achieve your financial goals. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 240 Helmer Rd N, Springfield, MI 49037-7931. If you have any questions or need assistance, don't hesitate to reach out at (269) 968-8063. Experience the difference with Honor Credit Union where your membership means more than just banking; it means being part of a community that cares. Visit our website at Honor Credit Union for more information or stop by today!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our story. Experience firsthand the benefits of membership at Honor Credit Union, where your financial well-being is our priority. Whether you're looking for competitive loan rates or robust online banking options that include mobile payments and e-statements, we've got you covered. Join us today! Call us at 269-968-8063 or visit our website at honorcu.com to learn more about how we can serve you better. Together, let's build a brighter financial future!

Our Journey

Honor's journey began with a simple mission: to provide accessible financial services that empower individuals and families. As we evolved through the years, we embraced technological advancements while staying true to our roots of personal service and community connection. Our members have always been at the heart of what we do. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we've continually adapted to meet the needs of our members. At Honor Credit Union, we understand that banking is not just about transactions; it's about building relationships. Our drive-thru services and ATM availability make it easier for you to access your funds conveniently. We also offer shared service center options for those who may need assistance when traveling or relocating.

Our Mission

Our mission extends beyond providing financial products; we strive to enhance the lives of our members and uplift our community. We believe in supporting local initiatives and charities that improve the quality of life in Springfield and beyond. Our commitment is evident in our partnerships with various organizations aimed at fostering growth and opportunity for all. While you can visit us at our branch location for personalized service during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM official correspondence should be directed to 240 Helmer Rd N, Springfield, MI 49037-7931 if it differs from our physical address.

Branch Location & Accessibility

Accessibility Features

We take pride in making our branch accessible for everyone. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure that all members can visit us comfortably.

Operating Hours

Our doors are open during convenient hours to serve you better! You can visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Wednesday from 10:00 AM to 5:00 PM. On Fridays, we're here a bit longer until 5:30 PM. If you're on the go, take advantage of our drive-thru services available Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays from 8:30 AM to 5:30 PM.

Services Offered

At Honor Credit Union, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our shared service center allows members from partner credit unions to complete basic transactions right here with us! Don't forget about our ATM availability for quick cash withdrawals or balance checks anytime. If you have questions or need assistance, feel free to give us a call at (269) 968-8063. We look forward to welcoming you at Honor Credit Union! Stop by today and let us help you achieve your financial goals!

Member Eligibility

Becoming a member of Honor is like stepping into a welcoming community where your financial well-being is the priority. At our branch located at 240 Helmer Rd N Springfield Mi 49037, we invite anyone who lives, works, or worships in the area to join us. This means that if you're part of our vibrant community, you're already eligible! Membership comes with great benefits, including access to personalized banking services and competitive loan rates that can help you achieve your financial goals. Joining is easy; just visit us or give us a call at (269) 968-8063 for more details on how to open your account and start enjoying all the perks of membership. For the latest eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify everyday transactions. Whether you're processing payments in-store or online, our solutions are designed to be user-friendly and efficient. This means you can focus on what you do best running your business while we handle the financial side. Visit us at 240 Helmer Rd N Springfield Mi 49037 in Springfield, MI, or call us at (269) 968-8063 to learn how we can help your business succeed!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, our Business Banking services, including Merchant Services and Business Loans, empower you to thrive in the community. Whether you're just starting or looking to expand, we're here to help turn your vision into reality.

Convenient Access

In today's fast-paced world, convenience is key. That's why at Honor, we prioritize digital banking features like Online and Mobile Banking. You can check balances, transfer funds, or pay bills from the comfort of your home or on the go. Our ATMs are readily available for cash withdrawals and balance checks whenever you need them. We also provide basic Drive-Thru Banking, which allows for quick deposits and withdrawals without leaving your vehicle a perfect solution for those busy days when time is tight! Plus, if you're a member of a partner credit union, take advantage of our Shared Branch Transactions, making banking even easier across different locations. If you're ready to explore these services further or have any questions about how we can assist you with your financial needs, don't hesitate to reach out! Call us at (269) 968-8063 or visit us at 240 Helmer Rd N Springfield Mi 49037 in Springfield. We look forward to serving you at Honor Credit Union!

Credit Cards and Rewards

We understand the value of rewards in everyday spending. Our Credit Cards with Rewards not only offer convenience but also give back on every purchase, making them perfect for both daily use and special occasions.

Personal Banking

For those looking for personal banking solutions, we offer Checking and Savings Accounts that fit different lifestyles. Imagine having an account that helps you save for that special trip while also allowing easy access to your money when you need it. Our Auto Loans and Vehicle Financing options make purchasing your next vehicle straightforward and stress-free. Whether you're eyeing a brand-new car or a used one, we've got competitive rates to help make it happen. If homeownership is on your horizon, our Mortgage Loans and Refinancing services are designed to guide you through every step of the process. Picture yourself settling into your new home with confidence, knowing you received the best financing available. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans and Debt Consolidation services can provide the support you need.

Digital & Online Banking

Accessibility Made Easy

Whether you prefer using a computer or a mobile device, our digital banking services are designed for everyone. With user-friendly navigation and real-time updates, you'll always know where you stand financially. Join us at Honor today, and experience how simple and secure managing your money can be!

Key Features

Our online banking services allow you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with 24/7 access, you can manage your accounts on your schedule. Security is a top priority for us; our system uses advanced encryption to keep your information safe. Need to sign documents quickly? Our Electronic Signature Authorization feature lets you do just that without the hassle of printing and mailing forms. You can also opt for E-Statements, which not only save paper but also help you keep track of your financial activity effortlessly. With our Mobile Application, you can access all these features right from your smartphone. This app offers the same robust functionality as our website, allowing you to make Mobile Payments or send money to friends and family through Person-to-Person Transfers with ease. Imagine needing cash or making an urgent payment while on the go simply whip out your phone, and you're covered!

Financial Strength

Committed Team

We also take pride in having 463 full-time employees and 11 part-time employees who are always ready to assist you with personalized service. Our knowledgeable team is here to make your banking experience smooth and efficient.

Focused on You

Unlike traditional banks, we prioritize our members' interests. While we have $0 in non-member deposits, our focus remains on maximizing benefits for you through better loan rates, lower fees, and exclusive perks designed for our loyal members.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by significant resources, including $337,791,817 in share certificates and $440,702,943 in money market shares. These options offer stable and rewarding financial growth opportunities tailored to meet your needs.

Reinvestment for Growth

We are dedicated to improving our services continually. With $182,267,312 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures. This commitment ensures that we remain equipped to serve you better.

Strong Financial Health

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity includes $18,306 in used auto loans and $1,313,337,046 in total loans and leases, reflecting our ability to support your financial aspirations across various sectors. Additionally, our $0 shows our operational efficiency, allowing us to keep offering competitive loan rates and solid financial products for all members.

Trustworthy Partnership

With total share accounts reaching 261,909, it's clear that many trust us with their finances. This growing member base showcases our reliability as a credit union committed to serving your best interests. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 240 Helmer Rd N Springfield Mi 49037 or call (269) 968-8063 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $26,657,502 in used vehicle loans and $46,360,749 in new vehicle loans to help our members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Commercial Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans total $210,219,072. These loans provide the capital needed for growth and development within your business. At Honor Credit Union, we're dedicated to providing financial solutions that work for you. If you're interested in any of our loan products or want more information about refinancing options available at our branch, please feel free to contact us at (269) 968-8063. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $98,018,527. We make buying or refinancing simple and straightforward. Our team is ready to discuss eligibility options and assist you through every step of the mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be a challenge. We also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. This option allows for greater flexibility when handling unexpected costs or making essential purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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HONOR CREDIT UNION