Honor Credit Union Saint Joseph MI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Honor Credit Union, your trusted financial partner located at 2712 Niles Ave, Saint Joseph, MI 49085. Since our establishment in 1934, we've been dedicated to fostering a strong community and providing exceptional service to our 107,471 members. Our commitment to you goes beyond just banking; we strive to make a positive impact in your financial journey. At Honor Credit Union, we pride ourselves on our impressive financial stability, boasting total assets of over $1.7 billion and total deposits of $45,643,224. This foundation allows us to offer competitive loans currently totaling 76,699 across various categories and a net worth of $203,027,616, ensuring that your money is safe and sound with us. Our team is led by our CEO, Scott McFarland, and Board President, Brian Brown, who work tirelessly to maintain our values of trust and reliability. With a friendly staff of 474 employees, we're here to assist you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at our branch for face-to-face assistance, please note that official correspondence should be sent to the same address: 2712 Niles Ave., Saint Joseph, MI 49085-2317. For any inquiries or support, feel free to reach out at 269-983-6357. We invite you to experience the difference that comes with being part of the Honor family. Whether you're looking for ways to save more or wanting guidance on loans, we're here for you every step of the way. Visit our website at Honor Credit Union for more information or stop by today!

Branch History & Mission

A Commitment to Community

Honor Credit Union's mission statement emphasizes our dedication to both financial success and community involvement. We believe that when our members thrive, so does our community. That's why we actively participate in local outreach programs and partnerships that benefit those around us. Whether through financial literacy workshops or community events, we strive to make a positive impact in Saint Joseph and beyond.

Join Us Today!

As we look toward the future, Honor Credit Union remains committed to being your reliable partner in achieving financial wellness. If you're seeking personalized service backed by a rich legacy of trust and community support, we invite you to join us. Experience the benefits that come with being part of the Honor family where your goals are our mission! Visit us today or explore more about what we offer on our website here.

Modern Banking Solutions

As we've evolved over the years, so have our services. We understand the importance of accessibility and convenience in today's fast-paced world. That's why we offer features like online banking, mobile payments, and ATM services available at our branch. Our drive-thru banking ensures that you can manage your finances with ease. We are also proud to be ADA compliant, ensuring everyone can access our services comfortably. While members can visit us at 2712 Niles Ave., official correspondence should be sent to 2712 Niles Ave., Saint Joseph, MI 49085-2317. You can reach us directly at (269) 983-6357 if you have any questions or need assistance.

Branch Location & Accessibility

Convenient Access and Features

At Honor Credit Union, we prioritize accessibility for all members. Our branch features ample parking and is designed with ADA compliance in mind, making it easy for everyone to visit. If you're on the go, take advantage of our drive-thru banking services, available Monday through Friday from 8:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. Whether you're making a deposit or withdrawing cash, our drive-thru ensures you can handle your banking needs quickly and efficiently. While members can visit us at 2712 Niles Ave, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance while visiting, don't hesitate to reach out at (269) 983-6357.

Flexible Operating Hours

We understand that life gets busy, which is why we offer flexible lobby hours designed around your schedule. You can visit us Monday, Tuesday, Thursday from 9:00 am to 5:00 pm; Wednesday from 10:00 am to 5:00 pm; and Friday from 9:00 am to 5:30 pm. We're here when you need us!

Services Tailored for You

Honor Credit Union offers a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we provide the tools necessary for you to achieve your financial goals. Plus, with shared services available for partner credit union members and ATM access for quick withdrawals or balance checks, you'll always have what you need at your fingertips. We invite you to stop by our Saint Joseph branch today! Whether you're a long-time member or new to Honor Credit Union, our team looks forward to welcoming you and helping with any questions or services you may require.

Member Eligibility

At Honor, we believe that everyone deserves a chance to be part of a caring financial community. If you're looking to become a member, it's as simple as connecting with us! Typically, eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our vibrant community here in Saint Joseph and beyond, you're likely already qualified. The benefits of membership are vast, from personalized banking solutions to competitive loan rates and exceptional customer service. You can explore more about the specific eligibility criteria by visiting this link. Opening an account is straightforward and welcoming! Our team at Honor is ready to assist you every step of the way. Just stop by our branch located at 2712 Niles Ave Saint Joseph Mi 49085 or give us a call at (269) 983-6357 for any questions you may have. We're excited to help you start your journey with us and enjoy all the advantages of being a member of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your payment processes. Picture this: as a local café owner, you can accept card payments quickly and securely, enhancing customer satisfaction while keeping your finances organized. Our services make transactions easier so you can focus on what really matters serving your customers and growing your brand. Visit us at 2712 Niles Ave Saint Joseph Mi 49085 in Saint Joseph, MI or call us at (269) 983-6357 to discover how we can help your business thrive today!

Comprehensive List Of Services

Business Banking Services

For business owners in our community, we provide essential services like Merchant Services & Business Loans that help streamline operations and facilitate growth. Whether you're just starting out or looking to expand, our team is committed to supporting your entrepreneurial journey.

Convenient Access and Additional Features

At Honor, we know that convenience matters. That's why we also offer basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, members can take advantage of basic shared branch transactions if they are part of partner credit unions making it easier than ever to manage your finances on the go. With services such as basic ATM access for withdrawals and balance checks, plus features like Person-to-Person payments, banking has never been more accessible. We invite you to explore all that Honor has to offer. Our friendly staff is here to assist you every step of the way. For more information or assistance, please reach out at (269) 983-6357 or visit us online at Honor Credit Union. Let us help you achieve your financial goals today!

Credit and Debt Management

Managing debt is easier with our Personal Loans & Debt Consolidation offerings. We understand that life can throw unexpected expenses your way, and we're here to help you navigate through them efficiently. Plus, if you're interested in building rewards while making purchases, our Credit Cards with Rewards program offers benefits that can enhance your everyday spending.

Personal Banking Solutions

Starting with personal banking, we offer a variety of Checking & Savings Accounts tailored to fit different lifestyles. Imagine having access to your funds anytime through our Online & Mobile Banking platforms. You can check your balance, transfer money, and even deposit checks right from your smartphone. Our ATM & Cash Withdrawal Services ensure you can access your money conveniently, day or night. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates to help you hit the road without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our experienced team is ready to guide you through the process with our comprehensive Mortgage Loans & Refinancing services.

Digital & Online Banking

Online Banking Services

With our 24/7 online banking available at https://www.honorcu.com/, managing your accounts has never been easier. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, our user-friendly interface ensures that everything is straightforward and easy to navigate.

Secure and Convenient Features

Security is our top priority. That's why we offer electronic signature authorization, making it quick and safe for you to sign documents without needing to visit a branch. You can also opt for e-statements, which not only help you stay organized but are also better for the environment. If you're always on the move, our mobile application makes banking even more accessible. It allows you to access your account from your smartphone, enabling features like mobile payments and person-to-person transfers right at your fingertips. Whether you're splitting a bill with friends or shopping at your favorite store, our mobile app has got you covered.

Stay Connected

With all these features combined, Honor provides an efficient way for members to manage their money in real time. From tracking spending habits to ensuring bills are paid on time, our digital banking services support your financial journey every step of the way. Explore all that we have to offer by visiting https://www.honorcu.com/ today! Your financial wellbeing is just a click away.

Financial Strength

Committed Team

We also take pride in having 463 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized service that meets your unique needs.

Continuous Investment in Growth

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth allows us to adapt and meet the evolving needs of our community.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Community Trust

Total Share and Deposit Accounts: 261,909, showing a strong and growing member base that trusts us with their finances. Your trust inspires us to strive for excellence every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 2712 Niles Ave Saint Joseph Mi 49085 or call (269) 983-6357 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also working for you.

Strong Financial Health

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $18,306 in used auto loans and $1,313,337,046 in total loans and leases. Whether you're looking for a vehicle or need assistance with other financing options, we're here to help you navigate your choices.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the financing process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $210,219,072 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses and ensuring they have the resources necessary to thrive. Our loan offerings are designed not just for individuals but also cater to families and businesses alike. Whether you're looking into auto financing or considering a mortgage or business loan, our dedicated team is here to assist you every step of the way. Feel free to visit us at our branch or check out our website at Honor Credit Union for more information about how we can help you take the next steps toward achieving your financial dreams. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. We offer competitive rates and terms tailored to fit your unique situation. If you're considering refinancing your existing mortgage to lower your monthly payments or access equity from your home, we have solutions available to help streamline that process.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees perfect for those looking to gain more value from their everyday purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current market conditions, making it easier for you to make informed decisions.

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