Honor Credit Union Niles MI | Best Auto Loans & Business Banking

Introduction

Welcome to Honor Credit Union, your trusted partner in financial success located at 1010 Moore St, Niles, MI 49120. Since our establishment in 1934, we have been dedicated to serving our community with a commitment that shines through in every interaction. With over 107,000 members and total assets exceeding $1.7 billion, we pride ourselves on being a robust financial institution ready to meet your needs. At Honor Credit Union, we understand that everyone's financial journey is unique. That's why we offer personalized services including checking and savings accounts, auto loans, mortgage options, and business banking solutions tailored just for you. Our aim is not just to provide services but to empower our members to achieve their financial dreams. Under the leadership of CEO Scott McFarland and Board President Brian Brown, our team of 474 employees works tirelessly to create an environment where you feel valued and supported. We believe in building relationships based on trust and transparency whether you're applying for a loan or seeking advice on managing your finances. While you can visit us at our Niles branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 106, St Joseph, MI 49085. With total deposits around $45 million and cash in hand amounting to $24 million, we're not just here for today; we're here for your future too. Whether you're looking to open an account or need assistance with a loan, don't hesitate to reach out at (269) 983-6357 or explore more on our website at Honor Credit Union. Join us today and become part of a credit union that truly values its members!

Branch History & Mission

Community Impact

Our commitment extends beyond banking; it is about fostering relationships that strengthen our community fabric. We offer shared service centers for added convenience and ensure drive-thru banking options are available for quick transactions. With ATM access readily available, you can manage your finances anytime.

Join Us Today!

As we move forward into the future, we invite you to join Honor Credit Union and experience the difference for yourself. Our doors are always open during lobby hours: Monday through Thursday from 9:00 AM - 5:00 PM, Wednesday from 10:00 AM - 5:00 PM, and Friday from 9:00 AM - 5:30 PM. Drive-up hours are also convenient for your busy schedule. Explore all that we have to offer by visiting us online at Honor Credit Union or give us a call at (269) 983-6357. Together, let's build a brighter financial future!

Our Evolution

Located at 1010 Moore St, Niles, MI 49120, our branch has become a cornerstone in the community. The evolution of Honor Credit Union is marked by key milestones that reflect our commitment to innovation and service. From our early days focused on basic savings and loans to offering a wide array of products such as auto loans, mortgages, and business banking solutions, we have continuously adapted to meet the needs of our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 106, St Joseph, MI 49085. This ensures we stay connected with you as we grow together.

Our Mission

At Honor Credit Union, our mission is clear: to empower our members through exceptional financial services while actively contributing to the well-being of our communities. We strive to create an environment where everyone feels welcome and valued. Our initiatives include partnerships with local organizations and community outreach programs designed to uplift those around us. We take pride in being ADA compliant and embracing digital advancements that make banking easier for everyone. Whether it's through online banking or mobile payments, we are dedicated to providing a customer-centric experience that prioritizes your needs.

Branch Location & Accessibility

Come Visit Us!

We invite you to come visit us at Honor Credit Union in Niles! For any questions or if you need further assistance before your visit, feel free to give us a call at 269-983-6357. We're excited to welcome you into our community and help you with all your banking needs!

Convenient Access and Nearby Landmarks

Nestled in the heart of Berrien County, our branch is close to local landmarks that make it even easier for you to find us. Just a short drive from the scenic Niles Riverfront Park and the bustling downtown area, you can stop by after enjoying a stroll or shopping trip. We offer ample parking, so you won't have to worry about finding a spot during your visit. Our branch is designed with accessibility in mind. It features ADA-compliant entrances and ramps to ensure everyone can easily access our services.

Flexible Banking Hours

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Wednesdays from 10:00 AM to 5:00 PM. On Fridays, we're open until 5:30 PM for those last-minute needs. If you prefer drive-thru banking, take advantage of our extended hours Monday through Friday from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM.

Services Tailored for You

At Honor Credit Union, we pride ourselves on offering a range of services that cater to your personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru service allows for quick deposits and withdrawals without leaving your car. Plus, we participate in shared services with partner credit unions making banking even more convenient when you're on the go.

Member Eligibility

At Honor, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is easy and welcoming! If you live, work, or worship in the area around 1010 Moore St Niles Mi 49120, you're likely eligible to join us. We aim to include as many people as possible in our supportive network, so don't hesitate to reach out if you're unsure about your eligibility. You can find more detailed information about the specific criteria at this link. Joining Honor comes with great benefits like personalized service, competitive rates on loans, and access to a range of financial products designed just for you. If you're ready to take the next step, opening an account is straightforward! Feel free to call us at (269) 983-6357 if you have any questions or want assistance with the process. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Imagine having a reliable partner who streamlines payment processing, making it easier for you to focus on what matters most running your business. From point-of-sale systems to online payment solutions, we provide tools that enhance customer experience and boost sales. Visit us at 1010 Moore St Niles Mi 49120 or call us at (269) 983-6357 to learn how Honor can help elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

At Honor, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills without needing to visit the branch. And with features like ATM & cash withdrawal services, accessing your funds has never been easier.

Drive-Thru and Shared Services

Sometimes you just need a quick transaction! Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We also participate in shared branch transactions, so if you're a member of partner credit unions, you can conduct deposits and withdrawals here too.

Get Started Today!

We invite you to explore all these services and more at Honor Credit Union. For any questions or assistance, feel free to reach out to us at (269) 983-6357. Our friendly staff is here to help you navigate through all your financial needs with care and expertise. Visit us today or check out our website at https://www.honorcu.com/ for more information!

Loans and Credit Options

In addition to traditional banking, we provide various types of personal loans and debt consolidation options. Life can throw unexpected expenses your way, but with our support, you can tackle them head-on. Plus, our credit cards with rewards give you the chance to earn while you spend an excellent way to maximize your everyday purchases. For those who run their own businesses or are looking to start one, our business banking services include merchant services and business loans tailored specifically for entrepreneurs.

Personal Banking

We know that managing your money effectively is crucial. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or simply need a place for your day-to-day expenses, we've got options that work for you. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing services make it easy to get on the road without breaking the bank. We also offer mortgage loans and refinancing solutions, ensuring that you can find the perfect home while keeping your budget in check.

Digital & Online Banking

Easy Transactions

Whether you're sending money to a friend or receiving funds from family, our person-to-person transfer feature makes it simple and quick. And if you're on the move, take advantage of our mobile payments feature to make purchases without needing cash or cards. At Honor, we strive to provide accessible and user-friendly digital banking solutions tailored to meet your needs. Join us today and experience the ease of managing your finances in a secure environment!

Explore Our Services

With just a few clicks at https://www.honorcu.com/ , you can access our 24/7 online banking services. This means you can check your account balances, transfer money, and pay bills anytime, anywhere. Plus, our mobile application enhances your banking experience further, allowing you to perform transactions right from your smartphone.

Security You Can Trust

We prioritize your security with electronic signature authorization for added peace of mind during transactions. You can rest easy knowing that your information is protected while you enjoy the flexibility of digital banking.

Stay Organized with E-Statements

Say goodbye to paper clutter! With our e-statements availability, you can view and manage your account statements electronically. This not only saves trees but also makes it easier to track your finances over time.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 463 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $4,114,835, we can meet your needs effectively. The number of total share accounts stands at 261,909, showcasing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $18,306 in used auto loans and $1,313,337,046 in total loans and leases.

Solid Financial Foundation

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 1010 Moore St Niles Mi 49120 or call (269) 983-6357 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $210,219,072 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and aim to support your journey toward success. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to help you navigate those choices effectively. Our branch is located at 1010 Moore St Niles Mi 49120, and we're just a phone call away at 269-983-6357. We're committed to providing personal service and guidance as you explore your financing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Honor Credit Union, we strive not only to meet your financial needs but also to empower you with knowledge and resources for better financial decisions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. We are committed to guiding you through the process to find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. This option is great for those who want to build credit while enjoying the convenience of easy access to funds.

Loan Aggregator

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HONOR CREDIT UNION