Honor Credit Union Jenison MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to Honor Credit Union, your trusted financial partner located at 1963 Baldwin St, Jenison, MI 49428. Established in 1934, we have grown into a community cornerstone, proudly serving over 107,000 members with a commitment to financial well-being and support. Our dedicated team of 474 employees, led by CEO Scott McFarland and Board President Brian Brown, is here to help you navigate your financial journey. At Honor Credit Union, we understand that each member's needs are unique. That's why we offer a variety of services ranging from personal banking options like checking and savings accounts to specialized services such as auto loans, mortgages, and business financing. With total assets reaching an impressive $1,709,282,455 and total deposits amounting to $45,643,224, our financial strength allows us to provide the best solutions for your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 1963 Baldwin St, Jenison, MI 49428. We are committed to being more than just a credit union; we are a community-focused organization that invests in the people we serve. With our online banking services and mobile app, managing your finances has never been easier. Whether you're looking to open a new account or explore loan options our friendly staff is just a phone call away at 800-442-2800. Join us today and experience the Honor difference where your financial success is our priority! Visit us at honorcu.com for more information or to get started on your financial journey with us.

Branch History & Mission

Our Journey

Honor Credit Union began as a small credit union with a mission to provide financial services that would empower individuals and families. Over the years, we have expanded significantly, now boasting over 107,000 members and total assets exceeding $1.7 billion. Our branch is located at 1963 Baldwin St, Jenison, MI 49428, conveniently situated near local landmarks that foster community engagement. As we evolved, so did our services. We adapted to meet the changing needs of our members by introducing innovative banking solutions such as online and mobile banking. Today, we are proud to offer personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We ensure that our offerings remain accessible through various channels including ATMs and drive-thru banking for your convenience.

Our Mission

At Honor Credit Union, our mission is simple yet profound: to improve the financial well-being of our members while strengthening the communities we serve. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. We are committed not only to providing exceptional financial products but also to supporting local initiatives that foster growth and development within Jenison and beyond. While members can visit us at 1963 Baldwin St Jenison Mi 49428, official correspondence should be sent to 1963 Baldwin St, Jenison, MI 49428. Our doors are open for you during lobby hours from Monday through Friday, with extended hours on Fridays for your convenience. We also pride ourselves on being an ADA-compliant facility that prioritizes accessibility for all members of the community. Through partnerships with local organizations and outreach programs, we strive to make a meaningful difference in people's lives every day. If you're looking for a financial partner who cares about your success as much as you do, look no further than Honor Credit Union. Join us today and experience the benefits of being part of a community-focused credit union where your needs come first! For more information or assistance, feel free to call us at (800) 442-2800 or visit us online at Honor Credit Union.

Branch Location & Accessibility

Welcome to Honor Credit Union, conveniently located at 1963 Baldwin St in Jenison, MI! We are proud to be a part of the vibrant community of Ottawa County, nestled near local landmarks that make our branch easy to find. Whether you're visiting us for personal banking needs or exploring our various services, we are here to provide you with a welcoming experience. At our Jenison branch, you'll find ample parking and accessible features, ensuring that everyone can easily reach us. We prioritize your comfort, so if you need assistance, our friendly staff is always ready to help. Our lobby hours are designed with your schedule in mind: we're open Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Friday from 9:00 AM to 5:30 PM. Plus, if you prefer the convenience of drive-thru banking, we're happy to accommodate you Monday through Friday until 6:00 PM and Saturday from 9:00 AM to noon. In addition to our personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards we also offer shared service transactions for members of partner credit unions. You can easily access ATMs for cash withdrawals or balance checks as well. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 800-442-2800. We look forward to seeing you soon at Honor Credit Union!

Member Eligibility

At Honor, we believe that becoming a member means joining a warm and welcoming community where you can thrive financially. If you're interested in becoming part of our family, we invite you to explore the simple eligibility requirements. Typically, anyone who lives, works, worships, or attends school in the area is eligible to join us. It's all about fostering connections and supporting one another! Plus, as a member, you'll enjoy exclusive benefits like competitive rates on loans and savings accounts, personalized service, and access to a variety of financial resources tailored just for you. To get started on your journey with us at Honor, simply visit us at our location: 1963 Baldwin St Jenison Mi 49428. You can also reach out to us at (800) 442-2800 if you have any questions or need assistance. For detailed information about eligibility criteria and to stay updated, feel free to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Running a business means managing many moving parts, and that's where our merchant services come into play. Imagine having a reliable partner that streamlines your payment processing, allowing you to focus on what you do best serving your customers. Our services help you accept payments easily, giving your clients the convenience they expect while boosting your revenue potential. Located conveniently at 1963 Baldwin St Jenison Mi 49428 in Jenison, MI, we invite you to discover how our tailored solutions can meet your unique business needs. Reach out today at (800) 442-2800 and let's take your business to the next level together!

Comprehensive List Of Services

ATM Access and Drive-Thru Banking

Need cash in a hurry? Our ATM services ensure you have access to your funds when you need them most. Plus, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without ever leaving your car.

Business Banking Services

For entrepreneurs and business owners, Honor Credit Union offers specialized business banking solutions. Our merchant services and business loans can help you grow your venture while simplifying your banking experience. You'll have access to the financial tools necessary for success.

Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Additionally, our credit cards come with rewards programs that make every purchase more rewarding. Whether for travel or daily expenses, you'll find options that suit your spending habits.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments, electronic statements, and mobile payments, staying on top of your finances has never been easier.

Personal Banking Solutions

When it comes to managing your money, our personal banking options make it easy and accessible. We offer checking and savings accounts tailored to fit various lifestyles and needs. For those considering a new vehicle, our auto loans and vehicle financing services can get you on the road without breaking the bank. If you're dreaming of owning a home, explore our mortgage loans and refinancing options that provide flexibility and competitive rates.

Shared Branch Transactions

As part of a larger network of credit unions, we also provide shared branch transactions. This means if you're a member of another partner credit union, you can easily conduct deposits and withdrawals at our location. We invite you to visit us at Honor Credit Union in Jenison or give us a call at 800-442-2800 for any questions regarding our services or how we can assist you further. Join us today as we work together towards achieving your financial dreams!

Digital & Online Banking

Access Anytime, Anywhere

Our online banking platform is available 24/7, allowing you to check your balance, pay bills, and transfer money whenever it suits you. Visit us at https://www.honorcu.com/ to explore all the features we offer. With just a simple login, your financial world is right at your fingertips.

Secure and User-Friendly Features

Your security matters to us. Our services include electronic signature authorization for smooth and safe transactions. You can rest easy knowing that your information is protected while you take care of your banking needs from the comfort of your own home. Plus, if you prefer to go paperless, e-statements are available, giving you easy access to your account statements without the clutter.

Stay in Control with Mobile Banking

For members who are always on the move, our mobile application makes it even easier to manage your finances. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been more convenient. Our app is designed with you in mind easy to navigate and packed with everything you need for real-time account management. With Honor's digital banking services, you're not just accessing your accounts; you're gaining control over your financial life with ease and confidence. Join us today and experience how simple banking can be!

Financial Strength

A Dedicated Team for You

At Honor, we pride ourselves on having a dedicated team ready to assist you. With 463 full-time employees and 11 part-time employees, our branches are always prepared to provide exceptional service with knowledgeable staff who care about your financial well-being.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 1963 Baldwin St Jenison Mi 49428 or call (800) 442-2800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We understand how crucial it is for our members to have secure savings options. Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your savings safely while still having access to your funds when needed. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth reflects our commitment to being financially sound and capable of meeting our members' needs today and in the future. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is an important measure of our ability to weather financial challenges.

Strong Earnings for Better Services

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on continuous improvement means you benefit from high-quality services tailored to meet your needs. Our lending capacity supports members' financial goals across various sectors with $18,306 in used auto loans and $1,313,337,046 in total loans and leases. Whether you're looking to buy a new car or finance a home renovation, we're here to help make those dreams a reality.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. Whether you are considering financing a new or used vehicle, our team is here to guide you through the process and find the best option for your budget.

Credit Lines and Unsecured Loans

For those seeking flexibility in managing their finances, we provide total credit lines amounting to $373,431,878. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. These options can be particularly useful for unexpected expenses or larger purchases that may not fit into your current budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. We're here to help you navigate the complexities of home financing so that you can settle into your new space without unnecessary stress.

Refinancing Options

If you're already carrying debt but want to lower your payments or consolidate multiple debts into one manageable loan, we have refinancing options available that could save you money and simplify your monthly budgeting. Whether you're interested in an auto loan, mortgage, credit line, or unsecured loan, our knowledgeable staff is ready to assist you. Feel free to reach out at (800) 442-2800 for any questions or visit us during our lobby hours: M,T,Th 9:00 am - 5:00 pm; Wed 10:00 am - 5:00 pm; Fri 9:00 am - 5:30 pm; and Sat 9:00 am - 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Honor Credit Union, we're committed to providing our members with the resources they need for financial success.

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HONOR CREDIT UNION