Honor Credit Union Berrien Springs MI | Reliable ATM Services & Easy Withdrawals

Introduction

Welcome to Honor Credit Union, your trusted financial partner located at 8385 Edgewood Rd, Berrien Springs, MI 49103. Since our establishment in 1934, we have been dedicated to serving our community with commitment and care. With a robust membership of over 107,000 individuals, we pride ourselves on being more than just a credit union; we are a part of your neighborhood. At Honor Credit Union, we understand the importance of financial well-being. That's why we manage assets exceeding $1.7 billion, ensuring that we can offer you the best products and services tailored to your needs. Whether you're looking for loans, savings accounts, or other financial services, we have you covered with over 76,000 loans and leases available. Our leadership team, led by CEO Scott McFarland and Board President Brian Brown, is committed to fostering relationships built on trust. We believe in empowering our members through transparency and engagement. Our team of 474 dedicated employees is always ready to assist you with any questions or concerns. For your convenience, while you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 8385 Edgewood Road, Berrien Springs, MI 49103. At Honor Credit Union, we're not just about numbers; we're about community impact. With total deposits of approximately $45.6 million and a net worth of around $203 million, we are well-positioned to support local initiatives that matter most to you. Ready to take the next step in your financial journey? Visit us online at Honor Credit Union or give us a call at (269) 983-6357. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

We invite you to become part of Honor Credit Union's story a story built on trust, support, and community engagement. Experience firsthand how we can help you achieve your financial goals while being an active participant in your community. Discover more about what we offer by visiting our website today! Join us at Honor Credit Union where your journey toward financial wellness begins!

Mission Statement

At Honor Credit Union, our mission is simple yet powerful: we strive to enhance the lives of our members by providing quality financial services while supporting the communities in which we operate. Our goal is not just about transactions; it's about building relationships that last a lifetime. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that create positive change. Whether you need a loan for a new vehicle or guidance on saving for your future, we are here to help every step of the way. Our team is dedicated to making your experience seamless and enjoyable. With operating hours from Monday to Friday between 9:00 AM - 5:00 PM, we ensure you have ample time to visit us or reach out via phone at 269-983-6357. As part of our ongoing commitment to excellence, we also offer ATM services for added convenience. Although there is no drive-thru service at this branch, our friendly staff is always ready to assist you inside.

Our Journey

Honor began its journey with a mission to empower individuals and families through accessible banking options. Over the decades, we have continually evolved, adapting our services to meet the changing needs of our members while maintaining our core values of integrity and community focus. As we expanded our offerings, we embraced modern banking technologies and practices while ensuring that our services remain personal and member-centric. Our commitment to accessibility is evident not only in our physical location but also in our digital advancements. We provide online banking, mobile payments, and electronic signatures, making it easy for members to manage their finances anytime, anywhere. While members can visit us at 8385 Edgewood Rd, official correspondence should be sent to 8385 Edgewood Road, Berrien Springs, MI 49103 if needed.

Branch Location & Accessibility

Accessibility Features

At Honor Credit Union, we prioritize accessibility for all our members. Our branch is ADA-compliant and offers convenient parking options right outside our doors. You'll find that entering our facility is easy, thanks to accessible ramps and wide doorways designed for everyone's comfort.

Operating Hours

We're here for you during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. Our team is ready to assist you during these times, ensuring that banking is as simple as possible for your busy schedule.

Services Offered

Though we focus on providing essential services like ATM access where you can make withdrawals and check balances we also offer a variety of financial products tailored to meet your needs. Please note that while we do not have drive-thru services available at this location, our friendly staff is always on hand to assist you inside. If you're looking for a reliable credit union that values community and service, look no further than Honor Credit Union. Feel free to give us a call at 269-983-6357 or stop by today! We can't wait to help you with all your banking needs.

Member Eligibility

At Honor, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, or worships in our service area. We're here to support you with personalized financial services and benefits that truly make a difference in your life. To learn more about the specific eligibility criteria, please visit our website at . Joining us means you'll have access to a range of products and services designed with your needs in mind, from competitive loan rates to convenient banking options. If you're ready to take the next step, opening an account is simple! Just give us a call at (269) 983-6357 or stop by our branch located at 8385 Edgewood Rd Berrien Springs Mi 49103 during lobby hours. We can't wait to welcome you into the Honor family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the ability to accept payments effortlessly at your storefront or online. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. With secure payment processing options, you can enhance customer satisfaction while ensuring your cash flow remains steady. Located conveniently at 8385 Edgewood Rd Berrien Springs Mi 49103 in Berrien Springs, MI, we are here to help you navigate your business banking needs. Contact us today at (269) 983-6357 to learn how we can assist you in reaching your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Commitment to Your Financial Well-being

We believe that good financial health starts with easy access to resources and support. Our knowledgeable staff at Honor is always ready to answer questions and help members navigate their financial journeys. Whether you're new to banking or looking for ways to optimize your existing accounts, we're here for you every step of the way. For more information about our services or if you have specific inquiries, don't hesitate to reach out! You can call us at (269) 983-6357 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Join us at Honor today and discover how we can work together towards your financial success! Visit us online at https://www.honorcu.com/ for more details on all that we offer!

Embracing Digital Convenience

In today's fast-paced world, digital banking plays an essential role in how we manage finances. At Honor, we encourage members to take advantage of our online banking features. With just a few clicks, you can view your account details, transfer funds, and even set up e-statements for easier tracking. Our mobile application further enhances this accessibility, allowing you to manage your account right from your smartphone.

Everyday Banking Made Easy

One of the key features we provide is ATM services. Members can easily access their funds through our ATM, where you can make withdrawals and check your balance without any hassle. This service is perfect for those on the go or anyone who prefers the convenience of managing their money anytime they need it.

Tailored Financial Solutions

While our ATM services cater to basic needs, we also recognize that some members may require more tailored solutions. If you're considering larger purchases or investments, our team can guide you through various options available at Honor Credit Union. Whether it's a car loan or planning for a home purchase, we aim to make your experience smooth and personalized.

Digital & Online Banking

Key Features

Our online banking platform at https://www.honorcu.com/ offers a wide range of services designed with your needs in mind. You can access your accounts 24/7, allowing for real-time management of your finances. Whether you're checking your balance, transferring funds, or paying bills, everything is just a tap away. For those who prefer using their smartphones, our mobile application makes banking even easier. You can quickly make person-to-person transfers, ensuring that sending money to friends and family is hassle-free. Plus, with the option for mobile payments, shopping has never been simpler or safer.

Security and Accessibility

We prioritize your security. Our electronic signature authorization feature ensures that your transactions are protected, giving you peace of mind every time you bank online. Additionally, our e-statements are available to help you keep track of your financial activities while reducing paper clutter. With all these features combined, managing your accounts has never been more user-friendly or accessible. At Honor, we're committed to providing you with the tools you need to take control of your finances confidently. Explore all that our digital banking services have to offer today by visiting https://www.honorcu.com/ !

Financial Strength

A Solid Foundation

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Net Shares (funds available for lending and investments) stand at $4,114,835, while our growing member base is shown by the total share accounts reaching 261,909. This growth signifies the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 8385 Edgewood Rd Berrien Springs Mi 49103 or call (269) 983-6357 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $18,306 in used auto loans and a total of $1,313,337,046 in loans and leases. Our operational efficiency is reflected in our $0, which allows us to keep offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 463 full-time employees and 11 part-time employees ready to assist you with their knowledge and commitment.

Member-Centric Savings

Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While other institutions may rely on non-member deposits amounting to $0 we ensure that our resources focus solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find the perfect financing solution for your next vehicle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $210,219,072 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or operational costs, we're committed to supporting local businesses. At Honor Credit Union, we're dedicated to providing our members with comprehensive financial solutions tailored to their unique circumstances. If you're interested in refinancing options or want to check eligibility for any of our products, don't hesitate to reach out! For more information or personalized assistance regarding our loan offerings, please call us at (269) 983-6357 during lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial success!

Credit Lines

In addition to traditional loans, we offer credit lines totaling $373,431,878. This option gives you the freedom and flexibility to access funds as needed without having to apply for a separate loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. We're here to guide you through every step of the process so you can feel confident about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. These cards are a great way to handle unexpected expenses or make purchases while enjoying competitive rates.

Loan Aggregator

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HONOR CREDIT UNION