Honor Credit Union Berrien Springs MI | Top Auto Loans & Personal Banking

Introduction

Welcome to Honor Credit Union, your trusted financial partner located at 8952 Us Highway 31, Berrien Springs, MI 49103. Established in 1934, we have proudly served our community for decades, growing alongside our members and adapting to their ever-changing needs. With a total membership of over 107,471, our commitment to providing exceptional service and support is stronger than ever. At Honor Credit Union, we understand that every financial journey is unique. That's why we offer a wide array of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we ensure you have the tools necessary to achieve your financial goals. Our total assets of $1,709,282,455 reflect our stability and dedication to our members' success. Our leadership team, led by CEO Scott McFarland and Board President Brian Brown, is focused on fostering a welcoming environment where every member feels valued. With a team of 474 dedicated employees, we're here to assist you whether you're visiting us in person or using our online banking services. While members can visit us at our Berrien Springs branch for all their banking needs, official correspondence should be sent to the same address: 8952 US Highway 31, Berrien Springs, MI 49103. You can reach us at (269) 473-3500 for any inquiries or assistance. Join us today and experience the difference at Honor Credit Union where your financial well-being is our top priority! For more information about our services or to become a member, please visit our website at www.honorcu.com. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As technology continues to advance, so does Honor Credit Union. We understand that convenience matters in today's fast-paced world. That's why we offer online banking services, mobile payments, and ATM access all designed with you in mind. We also ensure ADA compliance throughout our branches so that everyone can enjoy our facilities comfortably. While you can visit us at 8952 Us Highway 31 for all your banking needs during our lobby hours Monday through Friday from 9:00 AM until 5:30 PM we also have drive-thru services available for quick transactions on weekdays from 8:00 AM to 6:00 PM and Saturdays from 8:00 AM until noon. If you need to get in touch with us directly or have any inquiries about membership or services, don't hesitate to call us at 269-473-3500. Join us on this exciting journey! At Honor Credit Union, you're not just another account number; you're a valued member of a community-focused family. Experience the difference today become part of Honor Credit Union! Visit us online at Honor Credit Union for more information on how we can help you thrive financially.

Our Journey

From our founding in 1934, Honor Credit Union has always been committed to helping our members achieve their financial goals. Over the years, we have expanded our offerings and adapted to meet the changing needs of our community. Our journey is marked by milestones that reflect our dedication to providing personalized service and innovative financial solutions. Today, with total assets exceeding $1.7 billion, we stand as a testament to the strength and stability of cooperative banking. Our headquarters is located in nearby Berrien Springs, Michigan, and we take pride in being part of this vibrant area. As we evolved, so did our services; we now offer a comprehensive range of products including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services.

Our Mission

At Honor Credit Union, our mission goes beyond just providing financial services. We strive to foster a sense of community and support among our members. We believe in empowering individuals by offering sound financial advice and accessible banking solutions tailored to their unique needs. Our core values emphasize trust, integrity, and respect principles that guide us as we work tirelessly to improve the lives of those we serve. We're not just about transactions; we're about relationships. Our initiatives extend into the community through partnerships and outreach programs aimed at making Berrien Springs an even better place to live and work. Whether it's through local sponsorships or volunteer efforts by our dedicated staff, we are committed to giving back.

Branch Location & Accessibility

Welcome to Honor Credit Union, located at 8952 Us Highway 31 in beautiful Berrien Springs, MI. We're proud to serve our community with a convenient location that's easy to access for all your banking needs. Whether you're stopping by after a visit to the nearby Berrien County Youth Fairgrounds or heading home from shopping at local stores, our branch is perfectly situated to fit into your day. At Honor Credit Union, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant ramps and parking to ensure ease of access for all members. Plus, if you prefer the convenience of drive-thru banking, we've got you covered there too! Our drive-thru hours are tailored for your busy schedule, opening early at 8:00 AM on weekdays and closing later at 6:00 PM from Monday to Friday. If you need to get in touch with us, don't hesitate to call our friendly staff at (269) 473-3500. We're here to help you with everything from personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, to business banking solutions tailored just for you. While our branch address is where you'll find us for all in-person visits, please note that any official correspondence should be sent to the same address: 8952 US Highway 31, Berrien Springs, MI 49103. We invite you to come visit us during our lobby hours! We're open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM. On Saturdays, stop by from 8:00 AM to noon. With ATM availability right here at our location and shared service options for members of partner credit unions, we strive to make your banking experience as smooth as possible. We look forward to welcoming you soon! Come see how Honor Credit Union can help meet your financial goals today!

Member Eligibility

At Honor, we believe that becoming a member is like joining a close-knit community where you can thrive financially and personally. If you're looking to become part of our family, the good news is that eligibility is designed to be welcoming. Generally, anyone who lives, works, worships, or attends school in our community can join us. To get all the details about who qualifies, feel free to check out our eligibility page at . Joining is just the beginning of your journey with us! As a member of Honor, you'll have access to a range of benefits like personalized banking services, competitive loan rates, and community-focused initiatives that make a difference. Opening an account is simple and straightforward just visit us at our branch located at 8952 Us Highway 31 Berrien Springs Mi 49103 or give us a call at (269) 473-3500 for more information on how to get started. We're excited to welcome you into our vibrant community!

Business Banking & Commercial Services

Merchant Services That Work for You

When it comes to managing payments, our merchant services simplify transactions so you can focus on what matters growing your business. From point-of-sale systems to online payment solutions, we offer tools that fit seamlessly into your operations. Imagine being able to accept payments anytime, anywhere, enhancing customer satisfaction while boosting your bottom line. Located at 8952 Us Highway 31 Berrien Springs Mi 49103 in Berrien Springs, MI, we're here to partner with you on your journey toward success. For more information or to explore how we can help your business thrive, give us a call at (269) 473-3500 or visit us online at Honor Credit Union.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the financial stress our team will work with you to find the best solution for your situation.

Business Banking

For business owners, Honor offers tailored solutions including merchant services and business loans. We understand that running a business involves numerous financial challenges, so we provide support that helps you thrive in a competitive market.

Convenient Access

We prioritize convenience for our members with various access points such as ATMs for cash withdrawals and drive-thru banking for quick transactions like deposits and withdrawals. Plus, through our shared service center network, members can perform basic transactions even when away from their home branch. At Honor, we believe that great service means being there for you whenever you need us. With our commitment to providing high-quality financial products and services, we're more than just a credit union; we're your partner in achieving financial success. Explore all that we have to offer by visiting us online at Honor Credit Union or stop by our branch today! Your journey towards smarter banking starts here!

Credit Cards with Rewards

Our credit cards come with rewards programs designed to give back as you spend. Whether it's travel points or cash back on everyday purchases, these cards offer benefits that align with your lifestyle.

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, we're here to guide you every step of the way. With personalized service and expert advice, we help make the process smooth and straightforward.

Personal Banking

Whether you are looking to open a checking or savings account, Honor has you covered. Our personal banking services include various account options that make managing your money easy and efficient. We understand that life is busy, so our online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can manage those costs effectively. Our loans can help you cover everything from medical bills to home improvements, allowing you to focus on what matters most.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.honorcu.com/ , you can effortlessly check your balances, transfer funds, and pay bills all from the comfort of your own device. We offer 24/7 online banking services, allowing you to manage your finances at your own pace without waiting in line.

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our user-friendly mobile application allows for easy navigation and quick access to all of our services. You can make mobile payments with just a few taps or send money to friends and family using our person-to-person transfer feature. This makes splitting bills or sending gifts simpler than ever. In summary, Honor offers a comprehensive suite of digital banking tools designed for convenience and security. Explore all these features today by visiting us at https://www.honorcu.com/ and take control of your finances like never before!

Security and Accessibility

Your security is our priority. We use advanced technology to protect your information, ensuring that your online transactions are safe. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. You can also opt for e-statements to keep track of your financial activities while reducing paper clutter.

Financial Strength

Efficient Operations

Our ability to achieve $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 463 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership

Total Share and Deposit Accounts: 261,909, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,114,835 further highlights our commitment to providing excellent service to all our members. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 8952 Us Highway 31 Berrien Springs Mi 49103 or call (269) 473-3500 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $18,306 in used auto loans and $1,313,337,046 in total loans and leases.

Solid Foundation

With a net worth of $203,027,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $210,219,072 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and work closely with you to find solutions that fit your objectives. At Honor Credit Union located at 8952 Us Highway 31 Berrien Springs, MI 49103, we pride ourselves on providing personalized service and tailored financial solutions. If you're interested in refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 269-473-3500 for more information or visit our website at honorcu.com. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $67,792,636 in loans helping members manage their finances effectively, we offer competitive rates and terms that can help simplify your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every loan offer presented is both fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive accurate information for their comparisons.

HONOR CREDIT UNION