Honor Credit Union Allegan MI | Best Auto Loans & Business Banking

Introduction

Welcome to Honor Credit Union, your trusted financial partner right here in Allegan, MI! Established in 1934, we have proudly served our community for decades, growing alongside our members. With a strong membership of over 107,000 and total assets reaching an impressive $1.7 billion, we are committed to providing exceptional banking services tailored to your needs. Located at 1253 Lincoln Rd, Allegan, MI 49010, our branch is a hub for personal and business banking solutions. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, our team is here to help you navigate your financial journey. If you need to send official correspondence, please note that our mailing address is the same as our physical location. Under the leadership of CEO Scott McFarland and Board President Brian Brown, we strive to make a positive impact on the lives of our members and the community. With total deposits amounting to $45,643,224 and a net worth of $203,027,616, we ensure your money is secure while offering competitive rates on loans and savings. At Honor Credit Union, we believe in fostering relationships that matter. Our dedicated staff of 474 employees is ready to assist you with any inquiries or services you may need. From online banking options to mobile payments and ATM access, we provide modern solutions while keeping that personal touch. Ready to take the next step? We invite you to visit us at our Allegan branch or give us a call at 269-983-6357. Let's work together toward achieving your financial goals! For more information about what we offer, check out our website at Honor Credit Union.

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, we embrace technology to enhance member experience. Our online and mobile banking platforms offer convenience with features like electronic signatures and person-to-person payments. With ADA compliance in mind, we ensure that all members can access our services comfortably.

Community Engagement

As part of our commitment to serving Allegan and the surrounding areas, we also offer shared service centers that allow our members easy access to basic transactions at partner credit unions. This cooperative spirit exemplifies our dedication not just to individual financial health but also to fostering a supportive network within our community. If you're looking for a credit union that prioritizes your needs and invests in its community, look no further than Honor Credit Union. Join us today and experience the difference of being part of a member-focused organization that truly cares about your financial journey! For more information or inquiries, feel free to contact us at 269-983-6357 or visit our website at Honor Credit Union.

Our Mission

At Honor Credit Union, our mission is straightforward: we aim to provide personalized financial services while empowering our members to achieve their financial goals. We believe in making banking accessible and straightforward for everyone. Whether you're looking for checking and savings accounts, auto loans and vehicle financing, mortgage options, or business banking services, we're here to help. We also take pride in our commitment to community outreach. Throughout our history, we've partnered with local organizations to support various initiatives aimed at enhancing the lives of those around us. By investing in education programs and community development projects, we strive to make a positive impact beyond just financial services.

Branch Location & Accessibility

A Convenient Visit

At Honor Credit Union, we understand how important accessibility is for our members. You'll find ample parking right outside the branch, ensuring a hassle-free visit. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Whether you're coming in for a quick transaction or a detailed consultation, we are here to help make your experience as smooth as possible.

Get in Touch!

If you have questions or need assistance, don't hesitate to call us at 269-983-6357. Our friendly team is ready to assist you with anything you may need. We invite you to visit us today and discover how Honor Credit Union can help you achieve your financial goals!

Operating Hours & Services

Our doors are open to serve you during convenient hours: Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 5:30 PM. We aim to accommodate your busy schedule so that banking fits seamlessly into your day. At Honor Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're part of another credit union that participates in shared services, you can easily conduct basic transactions like deposits and withdrawals with us.

Member Eligibility

At Honor, we believe that everyone deserves a chance to be part of our welcoming community. If you're looking to join us, you'll be pleased to know that eligibility is simple and inclusive. We invite anyone who lives, works, or worships in the areas we serve to become a member. Whether you're a student, a family, or just someone seeking financial support, you'll find that joining Honor opens the door to a world of personalized banking services designed with your needs in mind. To learn more about the specific criteria for membership and how easy it is to get started, visit us at . Once you're ready to take the next step, opening an account is straightforward just give us a call at (269) 983-6357 or drop by our branch located at 1253 Lincoln Rd Allegan Mi 49010. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,219,072, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services are designed to make daily transactions easier for you. Picture having a reliable payment processing system that accepts various payment types, ensuring smooth sales for your customers. Whether you're a retail shop or a service provider, we offer solutions that fit your business needs perfectly. Visit us at 1253 Lincoln Rd Allegan Mi 49010 in Allegan, MI, or call us at (269) 983-6357 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services including merchant services and business loans designed to support your company's growth. We know how vital it is for businesses to have access to reliable financial resources, so our team is ready to partner with you in achieving your business goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Honor provides robust online and mobile banking features. You can easily manage your accounts from anywhere with just a few clicks or taps on your phone. Our services include mobile payments, person-to-person transfers, and access to ATMs for cash withdrawals and balance checks at various locations.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed to fit your lifestyle. Our checking and savings accounts provide a secure place for your money while helping you grow your savings with competitive interest rates. For those considering purchasing a new vehicle, our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel. We also understand that buying a home is one of the biggest financial decisions you'll make, which is why we offer mortgage loans and refinancing options tailored to your unique situation. If you're facing debt challenges, our personal loans and debt consolidation services can assist you in managing your finances more effectively. Plus, with our credit cards featuring rewards, you can earn points on every purchase, adding value back into your spending.

Shared Branching and ATM Access

We believe in making banking accessible. Our partnership with shared branches allows members from partner credit unions to perform basic transactions such as deposits and withdrawals right here at our location. With easy access to an ATM at 1253 Lincoln Rd Allegan Mi 49010, you'll find withdrawing cash or checking balances is simple and convenient. If you ever have questions about our services or need assistance, don't hesitate to reach out! You can contact us at (269) 983-6357, where our friendly team is always ready to help. At Honor, we are committed to supporting you through every stage of your financial journey with personalized service that puts your needs first. Explore all that we have to offer by visiting us at Honor Credit Union, or feel free to stop by our branch located at 1253 Lincoln Rd Allegan Mi 49010 in Allegan, MI! Ready to take the next step? Come see us today!

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements feature! You can easily opt for electronic statements, which not only helps the environment but also gives you instant access to your financial records right from your device. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts from your smartphone, whether you're making mobile payments or sending money through person-to-person transfers. No matter where life takes you, you'll have complete control over your finances right at your fingertips.

User-Friendly Security

Security is a top priority for us at Honor. Our online banking services are equipped with advanced security features to protect your personal information while ensuring ease of use. You can bank confidently knowing that your data is safeguarded every step of the way. Join us today at Honor and discover how our digital and online banking services can help simplify your financial life. Visit us at https://www.honorcu.com/ and experience banking made easy!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honor is your trusted partner. Visit us at 1253 Lincoln Rd Allegan Mi 49010 or call (269) 983-6357 to learn more about how we can help you achieve your financial goals.

Growing Membership Base

With total share accounts numbering 261,909, our strong and growing member base reflects the trust our community places in us. Net Shares available for lending and investments stand at $4,114,835, indicating our capability to support your needs effectively.

Member-Centric Savings

Members' savings are secured through $337,791,817 in share certificates and $440,702,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on ensuring resources benefit you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 463 full-time employees and 11 part-time employees who are dedicated to providing you with knowledgeable service every day.

Reinvestment for Growth

With $182,267,312 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We understand that supporting your financial goals is crucial, which is why our lending capacity includes $18,306 in used auto loans and $1,313,337,046 in total loans and leases.

Solid Financial Health

With a net worth of $203,027,616, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $266,575,029 in used vehicle loans and $46,360,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to make financing your vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $210,219,072 provide the capital needed to grow and expand. We believe in supporting local businesses by offering tailored solutions that suit your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,018,527, make buying or refinancing simple. We prioritize making the mortgage process smooth so you can focus on what truly matters settling into your new home.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help you lower your monthly payments or secure a better interest rate. Our team is ready to assist you in finding the best solution for your financial situation. At Honor, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping you thrive. If you have any questions or want more information about our loan offerings, feel free to contact us at (269) 983-6357 or visit us at our branch located at 1253 Lincoln Rd Allegan Mi 49010 in Allegan, MI. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial path today!

Unsecured Credit Card Loans

Managing daily expenses or unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $67,792,636 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases while benefiting from low-interest rates and no hidden fees.

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HONOR CREDIT UNION