Ewa Beach HI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Honolulu, your trusted financial partner located at 911717 Fort Weaver Rd Ste B, Ewa Beach, HI 96706. Established in 1936, we are proud to have built a solid foundation of trust and reliability for our 19,285 members over the years. With a total asset base of $388,656,761, we offer a wide array of services designed to meet your financial needs, whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle. At Honolulu, we believe in the power of community. Our dedicated team of 58 employees, led by CEO Mark Munemitsu and Board President Christopher Jay, is here to ensure you receive personalized service every time you visit. We strive to maintain a strong financial position with total deposits amounting to $25,989,022 and a net worth of $46,312,065. While members can visit us at our branch location in Ewa Beach, official correspondence should be sent to our mailing address at 91-1717 Fort Weaver Rd Ste B, Ewa Beach, HI 96706-1998. We're also committed to providing convenient access through online banking and mobile applications that make managing your finances easier than ever. We invite you to explore what we have to offer and see how we can help you achieve your financial goals. Feel free to reach out to us at (808) 427-3740 or visit our website at myhocu.com for more information. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Community Impact

At the heart of Honolulu is a deep-rooted dedication to community outreach. We actively partner with local organizations to support initiatives that uplift those around us. Whether it's through educational workshops or financial literacy programs, we believe in empowering our members with knowledge and resources. While you can visit us at 911717 Fort Weaver Rd Ste B Ewa Beach Hi 96706, official correspondence should be sent to 91-1717 Fort Weaver Rd Ste B, Ewa Beach, HI 96706-1998 if different from the branch address. We invite you to experience our welcoming atmosphere during operating hours: M-W 9:00 AM - 5:00 PM, F 9:00 AM - 6:00 PM, and Sa 9:00 AM - 1:00 PM (closed Thursday).

Join Us

As we look toward the future, we remain committed to serving our community with integrity and passion. If you're looking for a financial partner that values your goals and dreams as much as you do, consider joining Honolulu today! Visit us or give us a call at (808) 427-3740 to learn more about how we can help you reach your financial aspirations. Together, let's build a brighter future for all!

Our Journey

From our humble beginnings, Honolulu has evolved significantly. We started with the simple goal of helping our community achieve their financial dreams. Over the years, we have expanded our services to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. Each step of this journey has been guided by our mission: to provide reliable financial services while supporting the growth and prosperity of our members and the surrounding community. We understand that every member's financial journey is unique. That's why we strive to offer personalized solutions tailored to meet individual needs. Our commitment to innovation includes embracing digital advancements such as online and mobile banking services, making it easier for you to manage your finances anytime and anywhere.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking options. You can confidently visit us knowing that your banking experience will be smooth and welcoming.

Mailing Address

While members can visit us at our physical location, official correspondence should be sent to our mailing address: 91-1717 Fort Weaver Rd Ste B, Ewa Beach, HI 96706-1998.

Operating Hours

We understand that your time is valuable. That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 1:00 PM. Please note that we are closed on Thursdays, giving our team a chance to prepare for an even better experience for you!

Services Offered

At the Ewa Branch, we provide a wide range of services tailored to meet your needs. From personal banking like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM services are available for quick cash withdrawals and balance checks whenever you need them.

Shared Services

If you're a member of a partner credit union, you'll appreciate our shared service center option, allowing you basic transactions like deposits and withdrawals without hassle. Feel free to reach out at (808) 427-3740 if you have any questions or need assistance before your visit. We look forward to seeing you soon!

Member Eligibility

At Honolulu, we believe that everyone deserves a chance to be part of a caring community that supports their financial goals. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We also extend our membership to family members of existing members, making it a truly inclusive experience. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: http://www.myhocu.com/membership/sign-up/ . Joining Honolulu opens the door to numerous advantages like competitive rates on loans and savings accounts, as well as access to personalized financial services tailored just for you. When you're ready to take the next step, opening an account is straightforward. You can get started online or reach out to us at (808) 427-3740 for assistance. We're located at 911717 Fort Weaver Rd Ste B Ewa Beach Hi 96706, and our team looks forward to welcoming you into our community! For detailed account opening information, visit https://mobicint.net/hon/userenrollment .

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having a payment processing solution that works for your business, making transactions smoother for both you and your customers. With our services, you can focus more on growing your business rather than worrying about payment issues. Located conveniently at 911717 Fort Weaver Rd Ste B Ewa Beach Hi 96706 in Ewa Beach, HI, our team is ready to partner with you on your journey. Reach out at (808) 427-3740 or visit us online at https://www.myhocu.com/ to learn how we can help fuel your business ambitions!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're eager to help local businesses thrive. Our focus is on providing flexible financing solutions that can adapt to your needs, allowing you to seize opportunities as they arise.

Comprehensive List Of Services

Business Banking

If you're a business owner, Honolulu has got you covered as well. Our business banking services include merchant services and business loans, giving you the financial flexibility to grow your enterprise.

Credit Cards

For those who enjoy rewards, our credit cards are a great option. They come with benefits that make every purchase more rewarding. Imagine earning points on groceries or gas this could be a game changer for your monthly budget!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we focus heavily on online and mobile banking features. You can easily manage your accounts through our user-friendly app or website. Need cash? Our ATM services allow for quick withdrawals and balance checks anytime you need them.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for everyday use. These accounts are easy to access through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills from the comfort of your home. For those in need of financing, our auto loans and vehicle financing options can help you purchase that dream car without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates tailored to fit your budget. We also understand that life can bring unexpected expenses, which is why we offer personal loans and debt consolidation options to help you get back on track.

Shared Branch Services

Additionally, if you're a member of partner credit unions, you'll benefit from basic shared branch transactions like deposits and withdrawals, making it easier than ever to access your funds. At Honolulu, we're here to support your financial journey every step of the way. If you have questions about any of our services or want to learn more about how we can help meet your specific needs, don't hesitate to reach out! You can call us at (808) 427-3740 or visit us during our lobby hours: Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today at Ewa Branch your trusted partner in achieving financial success!

Digital & Online Banking

Key Features

Our online banking service is not just about access; it's about providing you with the tools you need for real-time account management. With features like electronic signature authorization, you can sign documents securely without needing to visit the branch. Plus, enjoy the benefits of e-statements that give you a clear view of your transactions while reducing paper clutter. For those who prefer banking on the go, our mobile application makes it even easier to manage your finances from your smartphone. With mobile payments enabled, you can make quick purchases right from your device no wallet needed! And if you ever need to send money to friends or family, our person-to-person transfer feature lets you do so instantly.

Security and Accessibility

Your security is our top priority. Our digital banking services are designed with strong encryption and protective measures to keep your information safe. This means you can bank with peace of mind knowing that your data is secure. Accessibility is also a key aspect of our online services. Whether you're at home or on the move, managing your finances has never been more straightforward. From setting up automatic payments to reviewing recent transactions, everything is just a few clicks away. In summary, Honolulu offers a robust set of digital banking solutions that cater to your needs while ensuring security and ease of use. Explore all that we have to offer today by visiting https://www.myhocu.com/ !

Financial Strength

A Solid Foundation

With a net worth of $46,312,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,190 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With a strong member base showing trust in us evidenced by the total share accounts reaching 35,534 we are poised for continued growth and success. Our net shares available for lending stand at $0, allowing us to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honolulu is your trusted partner. Visit us at 911717 Fort Weaver Rd Ste B Ewa Beach Hi 96706 or call (808) 427-3740 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings are Secure

Members' savings are secured through $111,404,773 in share certificates and $134,396,705 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 52 full-time employees and 6 part-time employees dedicated to providing exceptional service.

Reinvestment for Better Services

With $44,395,179 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,747 in used auto loans and $280,313,102 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,873,002 in used vehicle loans and $30,541,640 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive away with confidence.

Credit Lines

If you need access to cash for unexpected expenses or planned purchases, our credit lines totaling $267,245,574 are available to give you the financial flexibility you deserve. You can draw from these lines as needed, ensuring you're always prepared for whatever comes your way. At Honolulu, we also understand that refinancing might be an option worth exploring if you're seeking better terms on existing loans. Our knowledgeable staff is here to discuss eligibility options tailored specifically for your financial situation. For any questions about our loan offerings or to get started on an application, feel free to reach out to us at (808) 427-3740. We're located at 911717 Fort Weaver Rd Ste B Ewa Beach Hi 96706, right here in Ewa Beach, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the perfect loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,044,058, make buying or refinancing simple. We aim to provide you with straightforward processes and support throughout your journey toward homeownership.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,364,949 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build credit while enjoying peace of mind.

Loan Aggregator

Building Trust Through User Experiences

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, giving users peace of mind when making financial decisions. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly.

HONOLULU FEDERAL CREDIT UNION