Honolulu Fire Dept Credit Union HI | Best Auto Loans & Business Banking

Introduction

Welcome to Honolulu Fire Department, your trusted partner in financial services since 1937. Located at 1200 N School St, Honolulu, HI 96817, we are dedicated to serving our community with a range of personal and business banking solutions tailored to meet your needs. With over 6,000 members and $88,680,106 in total assets, we pride ourselves on being a solid and reliable choice for financial support. At Honolulu Fire Department, we believe in the power of community. Our commitment to our members is reflected not only in our competitive loan offerings including over 4,276 loans and leases but also in the personal touch we provide through friendly service and expert guidance. Whether you're looking for a new vehicle loan or exploring mortgage options, our team is here to help every step of the way. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 1200 N School S, Honolulu, HI 96817-2013. This ensures that all communication reaches us promptly. Our leadership team, led by CEO Guy Usui and Board President Guy Katayama, is passionate about fostering strong relationships with our members. We understand that banking is not just about transactions; it's about building trust and supporting your financial journey. With total deposits amounting to $4,297,387 and a net worth of $9,060,974, we are well-positioned to provide you with the financial products you need to thrive. Our cash in hand stands at $180,367, allowing us to maintain liquidity while offering you competitive rates. We invite you to explore what we have to offer! Feel free to visit us during our operating hours from 8:00 AM - 4:00 PM, Monday through Friday. For any inquiries or assistance, don't hesitate to call us at (808) 853-2355. Experience the difference of banking with a credit union that truly values its members! For more information about our services or to get started today, please check out our website at www.hfdfcu.org. We look forward to welcoming you into our family!

Branch History & Mission

Community Commitment

Beyond traditional banking services, we are deeply committed to community outreach. We regularly partner with local organizations and participate in events that benefit our neighbors and foster a spirit of camaraderie among firefighters and residents alike. By focusing on collective growth, we believe that together we can create a better future for everyone in our community. As technology advances, we remain dedicated to improving accessibility for all members. Our digital platforms support online banking and mobile payments while maintaining compliance with ADA standards so that everyone can comfortably use our services. Join us today at the Honolulu Fire Department Credit Union! Experience firsthand how we're more than just a bank we're your partner in achieving financial success while making a positive impact in our community. For any questions or assistance, feel free to reach out at (808) 853-2355. Together, let's build a brighter future!

Our Mission

At the heart of the Honolulu Fire Department Credit Union is our commitment to financial well-being and community service. We aim to offer a wide range of financial products ranging from personal banking accounts to auto loans and credit cards with rewards designed to help our members achieve their goals. We understand that each member's journey is different, and we strive to provide personalized solutions that make banking easier and more accessible. While you can visit us at 1200 N School St, official correspondence should be sent to 1200 N School S, Honolulu, HI 96817-2013. We are open Monday through Friday from 8:00 am to 4:00 pm, ensuring that we are available when you need us most. Although we currently do not have ATM or drive-thru services available, we offer robust online and mobile banking options so you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ramps and other features that ensure everyone can access our services comfortably. Plus, we offer ample parking space so you can park with ease when you come to visit us.

Call to Action

We invite you to stop by and experience our welcoming atmosphere firsthand. At the Honolulu Fire Department branch, we're committed to supporting our community and providing excellent service tailored just for you. Visit us soon!

Nearby Landmarks

If you're in the area, you'll find us not far from popular spots like the beautiful Kamehameha Schools and the bustling Kalihi-Palama Health Center. Whether you're stopping by after a morning jog or on your way home from work, we're here to help with all your banking needs.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 4:00 PM, making it easy for you to stop by during your busy week. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is ready to assist you inside the branch with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and more. If you need assistance or have questions about our offerings, don't hesitate to give us a call at 808-853-2355. Our team is eager to help you navigate your financial journey!

Member Eligibility

At Honolulu Fire Department, we believe that joining our community is a wonderful step towards better financial health and support. Becoming a member is open to individuals who share a connection with the Honolulu Fire Department, which means if you're an employee or family member of someone in this brave profession, you're already on your way to membership! We welcome you to explore the unique benefits that come with being part of our credit union, including personalized service and competitive rates on loans and savings accounts. To get started, simply reach out to us at (808) 853-2355 for any questions or visit our website for more details on eligibility requirements at . Our friendly staff is here to guide you through the easy process of opening an account so you can begin enjoying all the advantages of being part of Honolulu Fire Department. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner by your side when processing payments or managing cash flow. Our merchant services are crafted to help streamline transactions and enhance customer experiences. From easy payment processing options to robust financial management tools, we empower you to focus on what you do best running your business. Located at 1200 N School St Honolulu Hi 96817 in Honolulu, HI, we invite you to explore how our services can make a difference for your business. Call us at (808) 853-2355 or visit our website here for more information.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, our focus remains on creating opportunities for local entrepreneurs. We aim to provide flexible financing solutions that can adapt as your business evolves.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're just starting out or looking to expand your existing business, we provide the tools and resources you need to succeed.

Convenience at Your Fingertips

Accessing these services is easy with Honolulu Fire Department Fcu-main Branch. Our online and mobile banking features allow you to conduct transactions without needing to visit the branch physically. Plus, with the ability to withdraw cash through ATMs (even though we currently don't have one at this location), managing your finances has never been easier. As you explore our various offerings, remember that we're here for you every step of the way. If you have any questions or would like more information about how Honolulu Fire Department can assist you, please don't hesitate to reach out at (808) 853-2355. Join us today at 1200 N School St Honolulu Hi 96817 in Honolulu, HI, and discover how we can help you achieve your financial goals! Visit our website at https://www.hfdfcu.org/ for more details or to get started!

Credit Cards with Benefits

In today's world, having a credit card is essential. Our credit cards not only help you make purchases but also come with rewards that can benefit you every time you shop. It's like getting paid to spend!

Loans Made Easy

If you're thinking about buying a new car or refinancing your home, our auto loans and mortgage loans provide competitive rates and flexible terms. We offer vehicle financing solutions that fit your budget and lifestyle. For those looking to consolidate debt or fund a special project, our personal loans can help lighten the load.

Personal Banking Services

Starting with our personal banking offerings, members can enjoy checking and savings accounts designed for everyday use. Imagine being able to manage your finances easily with online and mobile banking. At Honolulu Fire Department Fcu-main Branch, you can check your balance, transfer funds, and even pay bills all from the comfort of your home or on the go.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.hfdfcu.org/ , you can check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that your financial information is always at your fingertips whenever you need it.

Effortless Account Management

We know that life gets busy, which is why we offer e-statements for easy access to your financial documents. You can say goodbye to paper clutter and view your statements digitally, making it simple to keep track of your finances. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free.

Mobile-Friendly Features

For those who prefer managing their finances on their mobile devices, our user-friendly mobile application is here to help. While mobile payments are not currently available, our app allows you to handle all your essential banking tasks with ease. Whether it's checking balances or making transfers, our app puts you in control.

Security First

At Honolulu Fire Department, security is our top priority. We utilize advanced measures to protect your personal information while providing a smooth user experience. Although we do not offer electronic signature authorization at this time, rest assured that every transaction made through our digital platforms is safeguarded against unauthorized access. Join us at Honolulu Fire Department today and experience the freedom and flexibility of digital banking! Your financial well-being is just a click away!

Financial Strength

Commitment to Growth

With $8,885,159 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $644 in used auto loans and $59,966,373 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Deposits

Members' savings are secured through $12,669,297 in share certificates and $8,985,515 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,211,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts stand at 8,517, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve and adapt to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Honolulu Fire Department is your trusted partner. Visit us at 1200 N School St Honolulu Hi 96817 or call (808) 853-2355 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is showcased by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $9,060,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,020 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,908,260 in used vehicle loans and $16,251,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,966,473 in loans helping members manage their finances effectively. Our credit cards come with features that can suit your spending habits while providing rewards and benefits that enhance your everyday purchases.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $10,500,000. This option allows you to borrow as needed while maintaining control over your finances. It's perfect for unexpected expenses or planned projects.

Financing Options

If you're considering refinancing any existing loans, our team is here to discuss eligibility options that may save you money on interest payments or help you consolidate debt more efficiently. For those interested in automotive financing or mortgages, we encourage you to reach out directly at (808) 853-2355 or visit us at 1200 N School St Honolulu Hi 96817 in Honolulu, HI. We're committed to supporting our members and helping them navigate their financial needs confidently. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,226,297, make buying or refinancing simple. We offer various terms and can guide you through the entire process, ensuring you find the best fit for your budget and lifestyle.

Loan Aggregator

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HONOLULU FIRE DEPARTMENT FEDERAL CREDIT UNION - Honolulu, HI