Homeland Credit Union Waverly OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Homeland Credit Union, your trusted financial partner in the heart of Waverly, Ohio. Established in 1932, we have been dedicated to serving our community for over 90 years, ensuring that our members receive the highest level of service and support. Located at 801 W Emmitt Ave, Waverly, OH 45690, our branch is a welcoming space where you can access a wide range of financial products tailored to meet your needs. At Homeland Credit Union, we proudly serve 24,839 members and manage total assets of $591,552,395. With a commitment to responsible lending, we have facilitated 15,440 loans and leases to help our members achieve their financial goals. Our deposits total an impressive $38,400,730, reflecting the trust our members place in us. Under the leadership of our CEO, Shayne Poe, and Board President, Dennis Miller, we strive to create an inclusive environment that fosters financial well-being. Our dedicated team of 87 employees works tirelessly to ensure you have access to essential services such as personal banking, auto loans, mortgages, and more. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 1974, Chillicothe, OH 45601. We encourage you to reach out with any questions or to learn more about how we can assist you on your financial journey. Explore what Homeland Credit Union has to offer by visiting our website at homelandcu.com or giving us a call at 740-941-4309. Whether you're looking for advice on saving for your future or need assistance with a loan application, we're here for you every step of the way!

Branch History & Mission

Join Us

As we look toward the future, Homeland remains steadfast in its mission to serve our community with integrity and respect. We invite you to become part of our growing family and experience the benefits that come with membership. Visit us today or give us a call at (740) 941-4309 to learn more about how we can assist you on your financial journey. Join Homeland today where your financial well-being is our top priority!

Mission Statement

At the core of Homeland's mission is a commitment to empowering our members with the tools they need for financial success. We believe in putting people before profits and ensuring that everyone has access to quality financial services. Our focus extends beyond just banking; we actively engage in community outreach programs that support local initiatives and foster growth within Waverly and surrounding areas. We strive to create an inclusive environment where every member feels valued. Whether you're looking to save for your future or need assistance with a loan, our dedicated team is here to guide you every step of the way. While members can visit us at 801 W Emmitt Ave Waverly Oh 45690, official correspondence should be sent to P O Box 1974, Chillicothe, OH 45601 if necessary.

Our Evolution

From our humble beginnings, Homeland has seen significant milestones that mark our evolution. We started as a local institution dedicated to helping individuals achieve their financial goals. Today, we offer a comprehensive range of services including personal banking, auto loans, mortgage financing, and business banking solutions. The support of our members has allowed us to thrive and continuously expand our offerings. Our branch operates with convenience in mind. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays until noon. This accessibility ensures that we are here for you when you need us most. In addition to our lobby services, we also provide ATM access and drive-thru banking for quick transactions.

Branch Location & Accessibility

Get In Touch!

Have questions or need assistance? Feel free to call us at 740-941-4309. Our friendly team is ready to help! We invite you to visit us soon at Homeland Credit Union where your financial well-being is our priority.

Operating Hours

At Homeland, we value your time. Our lobby hours are set up to accommodate your busy schedule: we're open from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and even from 9 AM to 12 PM on Saturdays. Whether you're stopping in for a quick transaction or need assistance with loans and accounts, we're here for you during these convenient hours.

Parking and Accessibility Features

We understand that convenience is key when it comes to banking. That's why our branch offers ample parking right outside the entrance, ensuring easy access for everyone. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances, so all members can comfortably visit us.

Services Offered

Our branch is equipped with modern features including an ATM for quick cash withdrawals and balance checks, as well as drive-thru banking services for those who prefer not to leave their vehicles. We pride ourselves on offering a range of services tailored to meet your financial needs whether it's personal banking options like checking and savings accounts, auto loans, or credit cards with rewards. While members can visit us at 801 W Emmitt Ave, official correspondence should be sent to P O Box 1974, Chillicothe, OH 45601 if needed.

Member Eligibility

At Homeland, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Pike County or have family who does, you are eligible to join us. We aim to create an inclusive environment where your financial needs are met with personalized service and community support. The benefits of membership extend beyond just banking; you'll have access to competitive loan rates, savings opportunities, and a friendly team ready to assist you every step of the way. Ready to take the next step? Opening your account is easy! Just visit us at our branch located at 801 W Emmitt Ave Waverly Oh 45690 or give us a call at (740) 941-4309 for more information. For full details on eligibility requirements, check out our website at http://www.homelandcu.com/about-us/member . We can't wait to welcome you into the Homeland family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,713,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services make transactions easy and efficient. Picture this: a busy Saturday at your local shop where every second counts. Our payment processing solutions ensure your customers can pay quickly, allowing you to focus on what matters delivering great service and growing your business. Located at 801 W Emmitt Ave Waverly Oh 45690, Waverly, OH 45690, we're here to empower you every step of the way. Connect with us today at (740) 941-4309 and discover how we can help your business flourish!

Comprehensive List Of Services

Accessibility Made Easy

We also recognize the importance of accessibility. Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle, making it simple for busy individuals or families on the go. Need quick cash? Our basic ATM access lets you withdraw money or check balances effortlessly. At Homeland, we pride ourselves on being more than just a financial institution; we're part of your community's fabric. With friendly staff ready to guide you through every step of your financial journey, we invite you to reach out today at (740) 941-4309 or visit us at 801 W Emmitt Ave Waverly Oh 45690. Explore how our comprehensive suite of services can enhance your financial well-being! For more information about becoming a member or opening an account, please visit us online at Waverly. Your financial future starts here!

Business Banking Services

If you're a business owner, Homeland has got you covered too! Our business banking services include merchant services and business loans tailored to meet your needs. We believe in supporting local businesses so they can thrive in the community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your device, you can check your balance, transfer funds, and even pay bills from anywhere. Plus, our ATM services provide easy access to cash withdrawals whenever you need them.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed to fit your lifestyle. For those planning a new vehicle purchase, we offer competitive auto loans and vehicle financing options that make getting on the road easier than ever. If homeownership is on your mind, our mortgage loans and refinancing solutions can help turn that dream into reality. Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you have the flexibility to handle them without stress. And let's not forget about our credit cards with rewards, perfect for those who want to earn while they spend.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can easily manage your account through our mobile application, available for download on most devices. Plus, if you prefer going cashless, our mobile payments feature allows you to make purchases right from your phone. For those who need to send money quickly, our person-to-person transfer service makes it easy to send funds to friends and family in an instant. You won't have to worry about delays or complicated processes.

Security and Accessibility

Security is paramount at Homeland. While we do not offer electronic signature authorization, our systems are designed with robust security measures to keep your information safe. You can rest easy knowing that your data is protected as you conduct transactions online. Additionally, we provide e-statements so you can view your account statements electronically, reducing paper clutter while keeping everything organized. This feature not only helps the environment but also gives you immediate access to important financial documents. With all these services at your fingertips, managing your finances has never been easier. Explore the full range of digital banking options available at Homeland today by visiting us at https://www.homelandcu.com !

Financial Strength

A Growing Community

We value the trust placed in us by our community, reflected in our Total Share Accounts: 53,093, showcasing a strong and growing member base that believes in our commitment to their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homeland is your trusted partner. Visit us at 801 W Emmitt Ave Waverly Oh 45690 or call (740) 941-4309 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $145,126,653 in share certificates and $70,257,990 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; unlike traditional banks with $0 in non-member deposits, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $4,109,618, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 67 full-time employees and 20 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $93,390,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,578, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $89,021,209 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,210 in used auto loans and $179,404,921 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,843,326 in used vehicle loans and $35,206,471 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $2,713,137 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by small businesses and offer tailored solutions to support your growth.

Credit Lines

If you need access to funds on an ongoing basis for various expenses or projects, consider our credit lines totaling $62,829,885. This option provides you with the flexibility to borrow what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,521,374, make buying or refinancing simple. We believe that owning a home should be an achievable goal for everyone.

Refinancing Options

If you're considering refinancing existing loans for better terms or lower rates, we encourage you to explore our refinancing options available for various types of loans. At Homeland, we prioritize making financial services accessible and straightforward for all our members. For more information on eligibility or how to apply for a loan today, visit us online at Homeland or call us at 740-941-4309. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require a little extra help. We also offer flexible terms on unsecured credit card loans, with a total of $16,694,978 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that fit into your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs.

Key Benefits of Using LendMesh

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HOMELAND CREDIT UNION - Waverly, OH