Homeland Credit Union Greenfield OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Homeland Credit Union, located at 1195 N 5th St, Greenfield, OH 45123. Since our establishment in 1932, we've been dedicated to serving our community with a personal touch and a commitment to your financial well-being. With a strong membership base of over 24,839 members and total assets reaching an impressive $591,552,395, we are proud to be a trusted partner in your financial journey. At Homeland Credit Union, we believe in the power of community. Our mission is to provide valuable financial services that help you achieve your goals whether it's buying a new car or saving for your dream home. We currently offer a variety of products and services tailored just for you, including auto loans, mortgages, and credit cards with rewards that fit your lifestyle. While you can visit us at our Greenfield branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 1974, Chillicothe, OH 45601. Our friendly team is here to assist you with personalized service during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. Under the leadership of CEO Shayne Poe and Board President Dennis Miller, we are committed to maintaining a solid financial foundation while continuously improving our services. With total loans amounting to 15,440 and deposits totaling $38,400,730, we prioritize your trust by ensuring responsible lending and secure savings options. We invite you to explore what Homeland Credit Union has to offer. Visit us online at www.homelandcu.com or call us at 937-981-1946 today. Let us help you take the next step toward achieving your financial dreams!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial transactions. We actively engage in community outreach programs aimed at supporting local initiatives and fostering growth. By partnering with various organizations, we work towards creating opportunities for everyone in Highland County. As technology advances, so do we. Our digital banking services allow members to manage their finances conveniently from anywhere. Features such as online banking and mobile payments are designed with you in mind.

Join Us

At Homeland, we believe in the power of community and the strength found in partnership. Whether you're looking for a loan or just need advice on managing your finances, we're here for you every step of the way. We invite you to become part of our family and experience firsthand the benefits of membership. Contact us today at 937-981-1946 or visit our website at www.homelandcu.com to learn more about how we can serve you better!

Mission Statement

The mission of Homeland is not just about providing financial services; it's about enriching lives and building stronger communities. We are dedicated to offering a range of personal banking solutions including checking accounts, auto loans, mortgages, and credit cards with rewards tailored to meet diverse needs. By emphasizing responsible lending practices and transparent service, we help our members achieve their financial goals. While you can visit us at 1195 N 5Th St Greenfield OH 45123, please note that official correspondence should be sent to our mailing address: P O Box 1974, Chillicothe, OH 45601.

Our Evolution

Starting from humble beginnings at 1195 N 5Th St, Homeland has continually evolved to meet the changing needs of our members. Today, we proudly hold total assets of $591,552,395, reflecting our commitment to sound financial management and stability. As we expanded our offerings, we ensured that each step was rooted in our founding principles community focus, service excellence, and member engagement. Our headquarters in Chillicothe, OH, serves as a hub for strategic initiatives that enhance our service delivery. We offer convenient operating hours 9:00 AM to 5:00 PM Monday through Thursday and 9:00 AM to 6:00 PM on Fridays to ensure accessibility for all members. Additionally, with features like an ATM and drive-thru banking available, we strive to make your banking experience as smooth as possible.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that our branch is welcoming for everyone. Our facility includes ADA-compliant features and ramps for those who require assistance. Parking is readily available, making your visit hassle-free.

Get in Touch

If you have any questions or want to learn more about what we offer, feel free to give us a call at 937-981-1946. We encourage you to drop by and experience the friendly service that sets Homeland apart. We're excited to assist you with all your financial needs!

Operating Hours & Services

At Homeland, we know your time is valuable. That's why we offer flexible operating hours: from 9:00 AM to 5:00 PM Monday through Thursday and extended hours until 6:00 PM on Fridays. This allows you to stop by after work or during your lunch break with ease. Our services cater to a wide range of needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Plus, if you need quick cash or balance inquiries, we've got an ATM on-site and a drive-thru service for your convenience.

Member Eligibility

At Homeland, we believe that joining our community is like becoming part of a family that genuinely cares for you and your financial well-being. Becoming a member is straightforward! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also welcome immediate family members of current members. This inclusivity allows us to support a wide range of individuals looking for trustworthy financial services right here in Greenfield at 1195 N 5Th St Greenfield Oh 45123. By becoming a member, you'll enjoy personalized banking solutions designed just for you, including competitive rates on loans and savings. Ready to take the next step? You can find more detailed eligibility criteria by visiting this link. If you have any questions or need assistance with the process, don't hesitate to reach out to us at (937) 981-1946. We're here to help you open an account and start enjoying all the benefits of membership at Homeland!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local coffee shop using our services to accept credit cards seamlessly, allowing customers to pay quickly while boosting sales. Our merchant solutions help businesses operate efficiently and keep customers happy. Explore how Homeland can empower your business today! Visit us at 1195 N 5Th St Greenfield Oh 45123 in Greenfield, OH, or call us at (937) 981-1946 for more information.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. For those not yet part of our community, we also support the broader business landscape with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $2,713,137, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For straightforward transactions, our basic drive-thru banking allows for deposits and withdrawals without leaving your vehicle. Plus, our ATMs provide essential services like balance checks and withdrawals at any time. At Homeland, we're more than just a credit union; we're your financial partner committed to helping you succeed. Come visit us at 1195 N 5Th St Greenfield Oh 45123 in Greenfield, OH, or give us a call at (937) 981-1946 to learn more about how we can assist with your financial journey. Explore our services today and take the first step towards achieving your financial dreams! For more information or to open an account online, visit us at our website.

Business Banking Solutions

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're a small startup or an established company, we have the tools to support your growth.

Credit Cards and Rewards

Our members benefit from credit cards with rewards programs that allow you to earn points for every purchase. This means that not only are you managing expenses, but you're also gaining rewards that can be redeemed for travel, merchandise, or cash back.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure you can access your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from your smartphone or computer. Our ATM and cash withdrawal services further enhance this convenience by giving you easy access to cash when you need it.

Personal Banking Services

We offer various personal banking options designed to help you achieve your financial goals. With our checking and savings accounts, you can manage your everyday expenses while saving for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road quickly. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are tailored to meet your needs. We also have personal loans and debt consolidation solutions that can help simplify your finances.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which puts banking right in your pocket. It's user-friendly and lets you perform a variety of tasks such as making person-to-person transfers with just a few taps. If you're someone who enjoys using digital payment methods, you'll appreciate our mobile payments feature that makes transactions smooth and efficient. For those who prefer paperless options, we offer e-statements to help you keep track of your financial activities without the clutter. You can easily access your statements anytime through our online system saving trees while keeping everything organized! Security is always a priority at Homeland. While we currently do not support electronic signature authorization, rest assured that all our online transactions are protected with state-of-the-art security measures to keep your information safe. In summary, whether you're managing day-to-day expenses or planning for future goals, our digital banking services provide you with the flexibility and control you need. Experience the convenience of modern banking today!

Financial Strength

At Homeland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain world, you want to be sure your financial institution can weather any storm. That's why we are proud to share our financial strength with you. With a net worth of $93,390,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,578 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $145,126,653 in share certificates and $70,257,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our $89,021,209 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,210 in used auto loans and $179,404,921 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $4,109,618, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 67 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 53,093, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homeland is your trusted partner. Visit us at 1195 N 5Th St Greenfield Oh 45123 or call (937) 981-1946 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,843,326 in used vehicle loans and $35,206,471 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we have financing options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,713,137 provide the capital needed to grow and expand. We understand that every business has unique needs, and we're dedicated to helping you find the right financing solution.

Credit Lines

Additionally, our total credit lines amount to $62,829,885, giving you access to funds when you need them most. Whether it's for personal use or business purposes, our credit lines are designed to give you financial flexibility. At Homeland, we prioritize your financial well-being and strive to offer solutions that align with your goals. If you're interested in refinancing options or would like more information about eligibility, please don't hesitate to reach out. Visit us at our branch located at 1195 N 5Th St Greenfield Oh 45123 in Greenfield, OH, or call us at (937) 981-1946 during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday and 9:00 AM to 6:00 PM on Fridays. For more details about our services, feel free to explore our website at https://www.homelandcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,521,374, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $16,694,978 in loans helping members manage their finances effectively. This option provides peace of mind for unexpected costs while allowing you to build your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This means you can quickly find the most suitable options tailored to your needs without getting lost in a sea of information. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using reliable sources guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Furthermore, there are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. This approach helps provide users with unbiased results that they can trust. Another significant advantage is LendMesh's real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Homeland