Homeland Credit Union Circleville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Homeland Credit Union, your trusted financial partner located at 24061 Us Highway 23 S, Circleville, OH 43113. Established in 1932, we have been serving our community for over 90 years with a commitment to providing quality financial services tailored to meet the needs of our members. With a total membership of 24,839 and assets exceeding $591,552,395, we are proud to support the financial well-being of families and businesses in Circleville and beyond. At Homeland, we understand that every member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions designed to help you achieve your financial goals. Our current total deposits stand at $38,400,730, reflecting the trust our members place in us. Under the leadership of CEO Shayne Poe and Board President Dennis Miller, our dedicated team of 87 employees is here to assist you with personalized service and expert advice. We also maintain a robust net worth of $93,390,698, ensuring that your money is in safe hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P O Box 1974, Chillicothe, OH 45601. Our phone number is 740-477-6599, and we invite you to reach out or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us at Homeland Credit Union today and experience the difference of being part of a community-focused credit union that truly values its members! For more information about our services or to open an account online, please visit us at homelandcu.com.

Branch History & Mission

At Homeland, we are proud of our rich history and strong commitment to our community in Circleville, Ohio. Since opening our doors in 1932, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Over the years, we have grown significantly, currently serving over 24,839 members with total assets amounting to $591552395. Located at 24061 Us Highway 23 S Circleville, OH 43113, our branch has become a trusted part of the local landscape. Nearby landmarks make us easy to find, ensuring that members can easily access our services. If you need to send official correspondence, please use our mailing address at P O Box 1974, Chillicothe, OH 45601. Our mission is clear: we strive to enhance the financial well-being of our members while actively contributing to the community's growth and prosperity. We believe in empowering individuals through personalized banking experiences and education. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Homeland is not just about numbers; it's about people. Our commitment extends beyond traditional banking as we engage in various community outreach programs and partnerships aimed at uplifting those around us. We understand that financial stability is essential for everyone, which is why we prioritize accessible banking solutions tailored to meet diverse needs. In an ever-changing world, we embrace digital advancements while ensuring ADA compliance so all members can access our services comfortably. We offer convenient features like online and mobile banking alongside traditional offerings such as ATM access and drive-thru service. As you explore what Homeland has to offer, know that your journey with us comes with unwavering support from our dedicated team. Whether you're looking for a loan or simply want to manage your finances better, we're here for you every step of the way. Join us today and experience the difference at Homeland! For inquiries or more information about membership opportunities, please call us at 740-477-6599 or visit our website at Homeland Credit Union. Together, let's build a stronger future for you and our community!

Branch Location & Accessibility

Convenient Access and Features

At Homeland, we prioritize accessibility. Our branch is equipped with ADA-compliant features, including ramps and spacious entrances, ensuring that everyone can comfortably navigate our facilities. Plus, parking is ample and conveniently located right outside our doors. For those who prefer banking on the go, we offer ATM services right on-site. Whether you need cash or want to check your balance, our ATM is available for your convenience. If you're looking for a quick transaction without stepping inside, take advantage of our drive-thru service which allows you to handle deposits and withdrawals from your vehicle.

Get in Touch!

Our friendly staff is always ready to assist you with various services such as personal banking, auto loans, mortgage refinancing, credit cards with rewards, and more. If you have any questions or need assistance, don't hesitate to call us at 740-477-6599. We invite you to stop by Homeland Credit Union in Circleville today! Experience our exceptional services and see how we can help you achieve your financial goals. Your satisfaction is our priority!

Operating Hours

We know that life can get busy! That's why we've set flexible operating hours to accommodate your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're dropping by on a weekday or the weekend, we're here to serve you.

Member Eligibility

At Homeland, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the area, you likely qualify for membership. We're here to support your financial journey with friendly service and a variety of products tailored just for you. From checking accounts to auto loans, our offerings are designed to meet your needs while helping you save money and achieve your goals. Ready to take the next step? Opening an account with us is easy. Just visit us at 24061 Us Highway 23 S Circleville Oh 43113 or give us a call at (740) 477-6599 for more information on how to get started. You can also check out the detailed eligibility criteria at http://www.homelandcu.com/about-us/member . We can't wait to welcome you into the Homeland family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, whether they're shopping in-store or online. Our solutions help streamline transactions, making it easier for you to focus on what matters most growing your business. Located at 24061 Us Highway 23 S Circleville Oh 43113 in Circleville, OH, we invite you to visit us or give us a call at (740) 477-6599. Let's explore how we can partner together for your success!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,713,137, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Running a business involves many financial decisions. We recognize this at Homeland and offer comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support you every step of the way.

Convenient Access

To further enhance your banking experience, we provide accessible services like ATM & Cash Withdrawal Services. With our ATMs available for withdrawals and balance checks, banking becomes easy no matter where life takes you. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without needing to enter the branch perfect for those busy days!

Get Started Today

We invite you to explore all that Homeland has to offer! If you have questions about any service or wish to become a member, don't hesitate to reach out at (740) 477-6599 or visit us online at Circleville. We look forward to helping you achieve your financial goals!

Loans for Every Need

Life is full of opportunities, and sometimes you need a little help to seize them. At Homeland, we provide various loan options such as Auto Loans & Vehicle Financing, which can help you get behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home, our Mortgage Loans & Refinancing services are designed to make homeownership more attainable. For those unexpected expenses or dreams that require some extra funding, our Personal Loans & Debt Consolidation options can simplify your financial situation by combining multiple debts into one manageable payment. Plus, if you're seeking rewards for your spending habits, our Credit Cards with Rewards are perfect for earning points on purchases.

Personal Banking

We understand that personal finance can be overwhelming. That's why we offer Personal Banking services including checking and savings accounts tailored to meet your needs. Imagine having a place where you can easily manage your funds while earning interest on your savings. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer money, and pay bills at your convenience.

Digital & Online Banking

Anytime Access

With 24/7 online banking services available at Homeland, you're never out of touch with your finances. Whether it's checking your balance late at night or transferring funds during a lunch break, everything is accessible when you need it. We also prioritize user-friendly features that ensure even those who aren't tech-savvy can navigate our services easily. While we don't currently offer electronic signature authorization, we strive to keep things simple and efficient for our members. So whether you prefer using a computer or a mobile device, managing your money has never been easier. Experience the freedom and flexibility of digital banking with Homeland today!

Key Features of Our Online Banking Services

Our online banking platform, accessible through https://www.homelandcu.com , allows you to view your account balances, transfer funds, and pay bills with ease. You can also enjoy the benefits of e-statements, which means you'll have easy access to your financial records without the clutter of paper. Plus, our system supports person-to-person transfers, so sending money to friends or family is quick and straightforward. If you're always on the go, our mobile application makes managing your accounts even more convenient. With features like mobile payments, you can make purchases directly from your phone, simplifying how you handle everyday transactions. And rest assured, all these services are backed by robust security measures to protect your information.

Financial Strength

A Growing Community

With a total of 53,093 share accounts, our member base continues to grow as more individuals trust us with their finances. Our net shares available for lending amount to $0, which means more opportunities for you when it comes to borrowing or investing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homeland is your trusted partner. Visit us at 24061 Us Highway 23 S Circleville Oh 43113 or call (740) 477-6599 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

We also have $89,021,209 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $3,210 in used auto loans and $179,404,921 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $4,109,618, enabling us to continue offering solid financial products for our members. We take pride in having 67 full-time employees and 20 part-time employees who are always ready to assist you with their knowledge and commitment.

Member-Centric Savings Options

Members' savings are secured through $145,126,653 in share certificates and $70,257,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $93,390,698, we ensure that our credit union remains on solid ground. This strong financial position allows us to provide you with competitive loans and reliable savings options. Our net worth ratio of $1,578 further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,843,326 in used vehicle loans and $35,206,471 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, so you can focus on what really matters driving your new vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,713,137 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand an existing business, we have options that fit your needs. At Homeland, we are committed to helping our members succeed financially. If you're considering refinancing or want to know more about eligibility options, please don't hesitate to reach out. You can contact us at (740) 477-6599 for any questions or visit us at our location: 24061 Us Highway 23 S Circleville Oh 43113, Circleville, OH. We are here to assist you during our operating hours: 9:00 AM - 5:00 PM Monday through Thursday, 9:00 AM - 6:00 PM Friday, and 9:00 AM - 12:00 PM Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Credit Lines and Personal Loans

Need some flexibility with your finances? Our total credit lines amounting to $62,829,885 provide you with access to funds when you need them most. Additionally, our unsecured credit card loans totaling $16,694,978 help our members manage their expenses without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,521,374, make buying or refinancing simple. We're here to support you through every step of the mortgage process, ensuring you find the right solution for your needs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers.

HOMELAND CREDIT UNION - Circleville, OH