Homeland Credit Union Chillicothe OH | Best Auto Loans & Business Banking

Introduction

Welcome to Homeland Credit Union! Located at 25 Consumer Center Dr, Chillicothe, OH 45601, we have been serving our community since 1932 with a commitment to providing financial solutions tailored to your needs. With over 24,839 members and total assets of $591,552,395, we take pride in being a trusted partner for your financial journey. At Homeland, our goal is simple: to empower you with the resources and support you need to achieve your financial aspirations. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we are here for you. We understand that every member's situation is unique, which is why we offer personalized services designed to meet your individual needs. Under the leadership of CEO Shayne Poe and Board President Dennis Miller, our dedicated team of 87 employees works tirelessly to ensure that your experience with us is positive and rewarding. Our commitment extends beyond just banking; we aim to strengthen our community through various initiatives while maintaining a strong financial foundation with total deposits reaching $38,400,730 and net worth at $93,390,698. For those who prefer digital convenience, we offer online and mobile banking solutions so you can manage your finances anywhere, anytime. Additionally, if you need assistance or have questions, feel free to reach out to us at 740-773-9680. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1974, Chillicothe, OH 45601. Join us at Homeland Credit Union today and discover how we can help you reach your financial goals! Visit our website at homelandcu.com or stop by for a friendly chat. Your journey towards financial success starts here!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of the Homeland family. Experience firsthand how we can help you reach your financial goals while making a positive impact in our community. Visit us today or check out more information on our website at homelandcu.com. Together, let's build a brighter future!

Our Evolution

Since opening our doors at 25 Consumer Center Dr, we've been dedicated to improving the lives of our members. With a current total membership of 24,839 and total assets amounting to an impressive $591,552,395, we have built a robust foundation that reflects the trust and loyalty of our community. Our mission is not just about numbers; it's about people. We strive to provide personalized financial solutions that empower individuals and families to achieve their dreams. Over the years, we have embraced advancements in technology while ensuring that our services remain accessible to everyone. Our commitment to ADA compliance ensures that all members can access our services comfortably. Whether you're visiting us in person or using our online banking options, we prioritize your convenience and security.

Our Mission

At Homeland, our mission is clear: we aim to deliver high-quality financial services while supporting our local community. We believe in the power of collaboration and have established partnerships with various organizations for outreach programs aimed at financial literacy and community development. From personal banking solutions like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking options, we are here to support you every step of the way. While members can visit us at 25 Consumer Center Dr, official correspondence should be sent to PO Box 1974, Chillicothe, OH 45601 if needed. Additionally, we offer convenient features such as ATM availability and drive-thru banking for those on-the-go. Our operating hours are designed with your schedule in mind: - Monday - Thursday: 8:30 AM - 5:00 PM - Friday: 8:30 AM - 6:00 PM - Saturday: Drive-Thru from 9:00 AM - 1:00 PM

Branch Location & Accessibility

Accessibility and Parking

At Homeland, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, there's ample parking available right outside our doors, so you can easily stop by without worrying about finding a spot.

Connect With Us

Have questions or need assistance? Give us a call at (740) 773-9680 our friendly staff is ready to help! We invite you to come visit us at Homeland and experience firsthand the quality service and support that defines our commitment to the community. Your financial well-being is our priority!

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours to serve you better. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we're open until 6:00 PM for your convenience. Don't forget that our drive-thru service is available on Saturdays from 9:00 AM to 1:00 PM, making it easy for you to get what you need without leaving your vehicle.

Services Offered

At Homeland, we offer a wide range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is readily accessible for quick withdrawals or balance checks. If you're a member of a partner credit union, feel free to take advantage of our shared services for deposits and withdrawals. While members can visit us at 25 Consumer Center Dr Chillicothe Oh 45601, official correspondence should be sent to PO Box 1974, Chillicothe, OH 45601.

Member Eligibility

Joining the Homeland family means stepping into a supportive community where your financial well-being is our priority. To become a member, you'll need to meet a few simple eligibility requirements that are designed to ensure everyone has access to our services. Typically, anyone who lives, works, worships, or attends school in the area surrounding 25 Consumer Center Dr Chillicothe Oh 45601 can join us. If you're unsure whether you qualify, feel free to explore the detailed eligibility criteria on our website at http://www.homelandcu.com/about-us/member, where you can find all the specifics. Opening an account with us is straightforward and welcoming! We're here to guide you through each step, ensuring you feel confident in your decision to join. Plus, as a member of Homeland, you'll enjoy numerous benefits such as competitive rates on loans, personalized service, and access to a variety of financial products tailored just for you. If you have any questions or want to get started today, don't hesitate to give us a call at (740) 773-9680. We're excited to welcome you into our community! For more details about opening an account, visit http://www.homelandcu.com/lending/apply-for-a-loan.

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to launch a new product line or open a second location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,713,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that can streamline your daily operations. From payment processing solutions to cash management tools, our services are designed to make transactions easier and more efficient for your business. Imagine reducing wait times at checkout or managing finances on-the-go all while knowing you have a reliable partner backing you. Located at 25 Consumer Center Dr Chillicothe Oh 45601 in Chillicothe, OH, our team is ready to help you explore how our business banking and commercial services can fuel your success. Contact us today at (740) 773-9680 to learn more!

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we offer a comprehensive suite of Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we are committed to supporting your growth and success.

Convenient Access

We believe banking should be accessible for everyone. That's why we provide an ATM for quick cash withdrawals and a basic drive-thru service for deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals without any hassle.

Get Started Today!

We invite you to experience all that Homeland has to offer at our convenient location in Chillicothe, OH. With our friendly staff ready to assist you at every turn, it's easier than ever to manage your finances effectively. For more information or assistance with any of our services, please give us a call at (740) 773-9680 or visit us online at Shawnee. Join us today and discover how we can help you achieve your financial goals!

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options provide competitive rates to fit your budget. For those unexpected expenses or when consolidating debt is needed, our Personal Loans & Debt Consolidation services are here to assist. Plus, our credit cards come with rewards that let you earn while you spend.

Personal Banking

We understand that managing your day-to-day finances is essential. That's why we offer various Checking & Savings Accounts designed to help you save for the future while enjoying easy access to your money. You can monitor your accounts anytime through our Online & Mobile Banking features, allowing you to make transactions from the comfort of your home or on the go.

Digital & Online Banking

Key Features of Our Online Banking

With our online banking platform, you can easily check your account balances, transfer funds, and pay bills without stepping foot in a branch. Whether you're on the go or relaxing at home, accessing your accounts is as easy as a few taps on your phone or clicks on your computer. Plus, with 24/7 online banking services, you can bank whenever it suits you best. For those who prefer mobile banking, our mobile application provides all the features you need right in your pocket. You can enjoy mobile payments for quick transactions, person-to-person transfers to send money directly to friends and family, and view e-statements whenever you need them. This means no more waiting for paper statements in the mail your financial information is always up-to-date and accessible.

Security and User-Friendliness

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that our platforms use robust security measures to protect your personal information. We aim to make our services user-friendly so that everyone, regardless of tech-savviness, can navigate their accounts effortlessly. In today's fast-paced world, having control over your finances shouldn't be complicated. At Homeland, we are committed to providing you with efficient tools that make managing your money easier than ever. Explore our digital banking options today at https://www.homelandcu.com and experience the difference!

Financial Strength

Commitment to Growth

With $89,021,209 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, highlighted by our $3,210 in used auto loans and $179,404,921 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 53,093, showing a strong and growing member base that trusts us with their finances. Our commitment to you is unwavering as we strive to enhance your banking experience day by day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homeland is your trusted partner. Visit us at 25 Consumer Center Dr Chillicothe Oh 45601 or call (740) 773-9680 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance is reflected in our $4,109,618, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 67 full-time employees and 20 part-time employees ready to assist you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $145,126,653 in share certificates and $70,257,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $93,390,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,578 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,843,326 in used vehicle loans and $35,206,471 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,713,137 provide the capital needed to grow and expand. We're committed to supporting local businesses with tailored financing solutions that meet unique business needs.

Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. We have a total of $16,694,978 in loans that help our members effectively manage their finances without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,521,374, make buying or refinancing simple. We strive to provide straightforward processes and competitive rates for all our mortgage products.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we offer various options to help you save money or reduce payments. Be sure to ask about eligibility during your visit or call us for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Homeland, we're dedicated to making banking accessible and beneficial for all our members through personalized service and comprehensive loan solutions. Explore how we can assist you by visiting our website at Homeland.

Loan Aggregator

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Homeland