Homeland Credit Union Chillicothe OH | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Homeland, your trusted credit union located at 310 Caldwell St, Chillicothe, OH 45601. Since our establishment in 1932, we have proudly served our community and built lasting relationships with our members. With over 24,839 members and a commitment to providing exceptional financial services, we are here to help you achieve your financial goals. At Homeland, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, business loans, and credit cards with rewards. Our total assets amount to an impressive $591,552,395, and we have more than $38,400,730 in deposits ready to work for you. Our dedicated team of 87 employees, led by CEO Shayne Poe and Board President Dennis Miller, is focused on making your banking experience smooth and enjoyable. We take pride in our strong financial standing with a net worth of $93,390,698 and cash in hand totaling $4,333,245. While members can visit us at our branch for all their banking needs, official correspondence should be sent to P O Box 1974, Chillicothe, OH 45601. We invite you to explore all that Homeland has to offer by visiting our website at Homeland Credit Union. Whether you have questions or need assistance with an account, feel free to call us at 740-775-3331 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Join us today and discover how Homeland can support your financial journey!

Branch History & Mission

Community Engagement

Homeland is more than just a credit union; we are deeply committed to giving back to the communities we serve. Our outreach efforts include partnerships with local organizations aimed at improving financial literacy and supporting community initiatives. We understand that a strong community builds strong individuals and we are proud to play a role in that development. As we look toward the future, we invite you to join us on this journey. Experience the benefits of becoming a member of Homeland today! Whether you're looking for reliable financial products or seeking guidance on your financial journey, our dedicated team is here to help you every step of the way. For more information about joining us or accessing our services, please call us at 740-775-3331 or visit us online at www.homelandcu.com. Together, let's build a brighter future!

Our Mission

Our mission at Homeland is simple yet profound: to empower individuals and families by providing exceptional financial services while fostering community growth. We believe that everyone deserves access to quality banking options whether it's personal checking accounts, auto loans, mortgage refinancing, or credit cards with rewards. We strive to create an environment where our members feel valued and supported. As we continue to grow and adapt to the changing financial landscape, we embrace digital advancements that enhance member experience. Our online and mobile banking platforms offer convenience and accessibility while ensuring that all services comply with ADA standards. With an ATM available on-site and drive-thru banking options for quick transactions, we prioritize making banking easy for everyone.

Branch Location & Accessibility

Convenient Access and Parking

Parking is hassle-free with ample space available just outside our branch. We've made sure that our facilities are designed with accessibility in mind, featuring ramps and ADA-compliant entrances to serve everyone comfortably.

Operating Hours and Services

We're here for you from 8:30 AM to 5:00 PM, Monday through Friday. These hours make it easy for you to drop by before or after work, or anytime during the day! At Homeland Credit Union, we offer a range of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans and mortgage refinancing. For quick transactions, take advantage of our drive-thru service and ATM availability. You can perform essential banking tasks like deposits and withdrawals without leaving your car! Plus, if you need assistance or have questions about any of our offerings, don't hesitate to call us at 740-775-3331.

Your Local Financial Partner

At Homeland Credit Union, we pride ourselves on being more than just a place to bank; we're your local financial partner committed to helping you achieve your financial goals. We invite you to visit us today and discover how we can help you!

Member Eligibility

Becoming a member of Homeland is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or worship in the area surrounding our community, you're likely eligible to join us! Our commitment is to provide not just banking services, but also a support system for all our members. To learn more about the specific eligibility criteria and ensure you meet them, feel free to check out our detailed guidelines at http://www.homelandcu.com/about-us/member . Opening an account with us is straightforward and convenient. With a range of services designed to meet your needs from personal banking to loans you'll find that becoming part of Homeland offers great benefits that help you thrive financially. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (740) 775-3331. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,713,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services provide reliable solutions that allow you to focus on what matters most your customers. With easy-to-use tools, you can accept payments quickly and securely, making each transaction smoother for both you and your clients. If you're ready to take your business to the next level, visit us at 310 Caldwell St Chillicothe Oh 45601 in Chillicothe, OH, or give us a call at (740) 775-3331. Let's work together to build a brighter financial future for your business!

Comprehensive List Of Services

Business Banking

At Homeland, we don't forget about local businesses! Our business banking services, including merchant services and business loans, are designed to support entrepreneurs in their journey towards success. From managing cash flow to securing funding for expansion, we offer solutions that work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, staying on top of your finances has never been easier.

Drive-Thru and ATM Services

Need quick access? Our branch provides basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. Plus, with our ATM availability, you can easily perform essential banking tasks at your convenience. We invite you to experience all that Homeland has to offer. Whether you're opening an account or seeking a loan, our friendly team is ready to assist you every step of the way. Feel free to reach out at (740) 775-3331 or visit us online at https://www.homelandcu.com . Your financial journey begins here!

Home Financing

If owning a home is on your list, explore our mortgage loans and refinancing options. We understand that purchasing a home is one of the most significant decisions you'll ever make, and we're here to guide you through every step. Our team can help you find the right mortgage solution that fits your budget.

Personal Banking

When it comes to personal banking, we offer an array of options tailored for you. Whether you're looking for checking and savings accounts to manage your daily expenses or planning for the future with our competitive interest rates, we have you covered. For those dreaming of a new vehicle, our auto loans and vehicle financing solutions make it easy to hit the road without breaking the bank.

Personal Loans and Credit Cards

For those unexpected expenses or projects around the house, consider our personal loans and debt consolidation services. We aim to provide flexible terms so you can focus on what matters most. Additionally, our credit cards with rewards not only allow for easier purchases but also give back with valuable benefits you can enjoy.

Digital & Online Banking

Key Features

Enjoy the flexibility of person-to-person transfers send money to friends and family quickly and securely. You can also opt for e-statements to go green and receive your account statements electronically, making it easier to keep track of your finances without the clutter of paper. Security is a top priority for us, so while we don't currently offer electronic signature authorization, rest assured that your transactions are protected with the latest technology. Additionally, our mobile payments feature lets you make purchases directly from your phone no need to carry cash or cards. Whether you're checking balances or sending money, our online banking tools provide real-time updates on your accounts. If you have any questions or need assistance, don't hesitate to reach out we're here to help! Experience the ease of banking with Homeland today!

Financial Strength

Committed Team

We also take pride in having 67 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 53,093, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homeland is your trusted partner. Visit us at 310 Caldwell St Chillicothe Oh 45601 or call (740) 775-3331 to learn more about how we can help you achieve your financial goals.

Robust Financial Health

With a net worth of $93,390,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,578 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $145,126,653 in share certificates and $70,257,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Lending Capacity

With $3,210 in used auto loans and $179,404,921 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $4,109,618 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $48,843,326 in used vehicle loans and $35,206,471 in new vehicle loans to help our members get on the road with confidence. We also provide refinancing options if you're looking to lower your monthly payments or consolidate existing auto loans.

Business Loans

For business owners in need of capital to grow and expand, our outstanding commercial loans total $2,713,137. We aim to help local businesses thrive by providing them with the necessary resources and financing options. At Homeland, we're dedicated to helping you navigate your financial journey smoothly. For any questions about eligibility or the application process for our loan products, don't hesitate to reach out at 740-775-3331 or visit us at 310 Caldwell St, Chillicothe, OH 45601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path to financial success starts here!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,694,978 helping members manage their finances effectively. Additionally, our personal loans can assist with debt consolidation or unexpected expenses just another way we strive to support our community's financial well-being.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,521,374. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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HOMELAND CREDIT UNION - Chillicothe, OH