Homefield Credit Union North Grafton MA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Homefield Credit Union, your trusted partner in financial growth since 1966. Located at 86 Worcester St, North Grafton, MA 01536, we are committed to serving our community with a personal touch and a focus on your financial well-being. With a total membership of over 7,344 members and assets exceeding $178 million, we take pride in being a strong financial institution that understands the needs of our local families and businesses. Our leadership team, led by CEO Karl Moisan and Board President Andrew Nelson, brings years of experience and dedication to ensure that every member receives exceptional service. Whether you need help with a loan like our 5,631 loans and leases totaling $563 million or you're looking for savings options with deposits amounting to $3,263,589, we have the tools you need to succeed. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 86 Worcester St, North Grafton, MA 01536-1020. We invite you to explore our services, which include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Homefield Credit Union, we believe in building strong relationships within our community. Our total cash in hand is approximately $1,368,005, allowing us to support local initiatives while providing competitive rates for loans and savings. Our commitment is reflected in our net worth of $16,651,935, ensuring stability for all members. If you're ready to start your journey with us or have questions about how we can assist you further, don't hesitate to reach out! Call us today at (508) 839-5493 or visit our website at homefieldcu.com for more information. Join us as we continue to grow together!

Branch History & Mission

Homefield Credit Union, located at 86 Worcester St in North Grafton, MA, has been a cornerstone of our community since its founding in 1966. With over 57 years of service, we have grown alongside our members and the town, evolving from a small credit union into a trusted financial institution that proudly serves more than 7,300 members. Our journey reflects our commitment to providing exceptional financial services while fostering strong community ties. From the very beginning, Homefield Credit Union was established with a mission: to help our members achieve their financial goals and improve their quality of life. This mission remains at the heart of everything we do. We focus not only on providing accessible banking solutions but also on supporting local initiatives and charities that enhance the lives of those in our community. Our total assets now exceed $178 million, a testament to our stability and growth over the years. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. This diverse offering ensures that we can meet the varied needs of our members while helping them navigate their financial journeys. We understand that convenience is key for our members. That's why we provide ATM access and drive-thru banking services to make your banking experience as smooth as possible. Our operating hours are designed with you in mind: we're open Monday through Wednesday from 8:30 a.m. to 4:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. You can reach us at (508) 839-5493 for any questions or assistance. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 86 Worcester St, North Grafton, MA 01536-1020. At Homefield Credit Union, we are not just about numbers; we are about people. We actively engage in community outreach efforts and foster partnerships that help uplift those around us. Whether it's sponsoring local events or providing financial literacy programs, we are dedicated to making a positive impact. If you're looking for a financial partner that truly cares about your success and the well-being of your community, look no further than Homefield Credit Union. Join us today to experience the benefits of membership and become part of our growing family! Visit us online at Homefield Credit Union or click here to start your journey with us!

Branch Location & Accessibility

Location Highlights

Our location is not only easy to find but also designed with your convenience in mind. Whether you're visiting us for personal banking or exploring our various financial services, you'll appreciate the ample parking available right outside our doors. Our facility is ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Wednesday from 8:30 a.m. to 4:30 p.m., Thursday and Friday from 8:30 a.m. to 6:00 p.m., and on Saturday from 9:00 a.m. to 12:30 p.m. Our friendly staff is here ready to assist you during these times.

Services Offered

At Homefield Credit Union, we pride ourselves on offering a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for quick transactions, our drive-thru banking service makes it easy to deposit or withdraw cash without leaving your vehicle. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at 86 Worcester St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 508-839-5493. We invite you to come see how Homefield Credit Union can help you achieve your financial goals. Stop by today and experience the friendly service that sets us apart!

Member Eligibility

At Homefield, we believe that everyone deserves access to a supportive financial community, and becoming a member is the first step to joining us! If you're looking to enjoy the benefits of membership, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, worships, or attends school in our community can become a member. This means if you're part of the vibrant neighborhoods around 86 Worcester St North Grafton Ma 01536, you can easily take advantage of our fantastic services. You can find more specific details about eligibility by visiting our website at http://www.homefieldcu.com/become-a-member. Joining is simple! Just reach out to us at (508) 839-5493 or head over to our account opening page at https://www.homefieldcu.com/apply-for-a-loan/. We're here to help guide you through the process and answer any questions you may have. Once you become a member of Homefield, you'll gain access to personalized banking solutions designed just for you, making your financial journey smoother and more rewarding. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,112,249, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a smooth payment process that makes it easy for your customers to pay while you focus on what you do best running your business. Our merchant services simplify transactions so you can serve your clients without the hassle. Whether it's accepting credit card payments or managing point-of-sale systems, we provide the tools you need to thrive. Visit us at 86 Worcester St, North Grafton, MA 01536, or call us at 508-839-5493 to learn more about how Homefield can support your business journey!

Comprehensive List Of Services

Convenient Access

At Homefield Credit Union, convenience is key. Our online and mobile banking features ensure that managing your finances is as easy as possible. With options like person-to-person payments and e-statements, staying on top of your accounts has never been simpler. You can also visit us during our operating hours Monday through Wednesday from 8:30 AM to 4:30 PM, Thursdays and Fridays until 6:00 PM, or Saturdays from 9:00 AM to 12:30 PM for any face-to-face assistance you may need. If you're in the area or just passing through, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your vehicle.

Get Started Today!

We invite you to explore all the ways that Homefield can serve you. Call us at (508) 839-5493 or visit our website at https://www.homefieldcu.com/ to learn more about how we can help meet your financial needs today! Your journey towards better financial health starts here!

Loans for Every Need

Life can bring unexpected expenses, which is why we also offer personal loans and debt consolidation options. These services give you the freedom to manage costs effectively without overwhelming stress. Plus, if you're looking for rewards on your purchases, our credit cards with rewards can help you earn while you spend. For business owners, business banking services including merchant services and business loans are available to help grow your enterprise. We know that running a business requires reliable financial support, and our team is ready to assist.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking right at your fingertips. You can check balances, transfer money, and pay bills without ever stepping into a branch. Our ATM services allow for hassle-free cash withdrawals whenever you need them. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed with competitive rates to make that dream car more affordable. Additionally, for those big life events like buying a home, our mortgage loans and refinancing services provide flexible solutions that can ease your financial burden.

Digital & Online Banking

Always Available Support

With 24/7 online banking services, you're never alone in managing your finances. Our platform is designed with user-friendly features that simplify complex tasks. While we don't currently support electronic signature authorization, rest assured that every transaction is protected with robust security measures. At Homefield, we believe that banking should fit into your lifestyle seamlessly. Explore all that our digital services have to offer and take control of your financial journey today!

Key Features of Our Online Banking Services

With our [online banking platform]( https://www.homefieldcu.com/), you can easily check your balances, transfer funds, and view transaction history all from the comfort of your home or while on the go. We also offer e-statements, so you can keep track of your finances without the clutter of paper. Plus, for those who prefer a more direct approach, our person-to-person transfer feature lets you send money quickly to friends and family.

Mobile Banking Made Easy

Our mobile application makes banking even more accessible. Whether you're making payments or checking balances, everything is just a tap away. If you're out shopping, take advantage of our mobile payments feature to make transactions effortlessly. It's all about making your life easier while keeping your information safe.

Financial Strength

At Homefield, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve our community effectively. With a net worth of $16,651,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,011,933 in share certificates and $18,070,575 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,560,129 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,571,632 in total loans and leases and 2,426 used auto loans available. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 12,330, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $332,075, which further enhances our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homefield is your trusted partner. Visit us at 86 Worcester St North Grafton MA 01536 or call 508-839-5493 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,404,074 in used vehicle loans and $6,678,603 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, our auto loan options can provide you with the financing you need.

Business Financing

For business owners, our outstanding commercial loans totaling $19,112,249 provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and aim to support your ambitions with tailored financing solutions. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, please reach out to us at 508-839-5493. We're here to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Homefield, we're dedicated to helping our members navigate their financial journeys with confidence and ease. Visit us today to learn more about how our loan offerings can work for you!

Credit Lines and Unsecured Loans

For those seeking flexibility in managing expenses, we offer credit lines totaling $54,025,315. This allows you to access funds as needed while only paying interest on what you use. Additionally, our unsecured credit card loans provide an alternative for those looking for straightforward borrowing options; currently totaling $0, these loans can help you manage your finances effectively when available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,348,512, make buying or refinancing simple. We understand that purchasing a home is a significant step and are here to guide you through each phase of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when exploring their loan options. Each listing reflects current market conditions and lender requirements, allowing for informed decision-making.

Homefield