Homefield Credit Union Milford MA | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Homefield Credit Union - Milford Branch, where your financial well-being is our top priority! Established in 1966, we have been proudly serving the Milford community for over 50 years. Located at 138 S Main St, Milford, MA 01757, our branch is a trusted partner for all your banking needs. At Homefield, we believe in creating meaningful relationships with our members. With a growing membership of 7,344 and total assets reaching $178,902,043, we are committed to offering you personalized service and financial solutions that fit your life. Our dedicated team, led by CEO Karl Moisan and Board President Andrew Nelson, works tirelessly to ensure that you feel valued and supported every step of the way. While members can visit us at our branch location, official correspondence should be sent to 138 South Main Street, Milford, MA 1757. With a range of services including personal banking, auto loans, mortgage loans, and business banking options, we cater to your unique financial journey. Our total deposits stand at an impressive $3,263,589, demonstrating the trust our members place in us. We understand that having access to your funds when you need them is crucial. That's why we offer convenient services like online banking and ATMs right here in Milford. Whether you're looking to save for the future or secure a loan for your next vehicle purchase our experienced staff is here to guide you. Ready to take the next step? Call us today at 508-839-5493 or visit our website at Homefield Credit Union to learn more about how we can assist you on your financial journey. At Homefield Credit Union - Milford Branch, we're not just about numbers; we're about people your people!

Branch History & Mission

Community Commitment

Homefield's commitment extends beyond traditional banking. We actively participate in community outreach programs and collaborate with local organizations to support those in need. From educational workshops to charitable events, our goal is to uplift our neighbors and contribute positively to the fabric of Milford. As we look forward to the future, we embrace technology by offering online and mobile banking solutions that make managing finances easier than ever. Our ATM availability ensures convenient access for our members whenever they need it. We invite you to join Homefield Credit Union - Milford Branch today! Experience firsthand the benefits of being part of a community-focused credit union that cares about your financial well-being. Visit us or call at (508) 839-5493 for more information on how you can become a member and start enjoying all we have to offer!

Our Evolution

From humble beginnings, Homefield Credit Union has continually adapted to the changing landscape of financial services. Initially focused on basic banking needs, the credit union has expanded its offerings to include a wide range of personal banking products like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Each step of this journey reflects our commitment to our members' growth and prosperity.

Our Mission

At Homefield Credit Union, we believe in putting people first. Our mission is not just about providing financial services; it's about building relationships within the community. We aim to create an environment where every member feels valued and supported. This means offering competitive rates on loans and deposits while also investing in local initiatives that enhance the quality of life in Milford. While members can visit us at 138 S Main St for all their banking needs, official correspondence should be sent to our mailing address at 138 South Main Street, Milford, MA 01757. We strive to make banking accessible for everyone through our operating hours: Monday through Wednesday from 9:00 am to 4:30 pm, Thursday and Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm.

Branch Location & Accessibility

Connect With Us

Ready to experience personalized banking? We invite you to visit us at Homefield Credit Union - Milford Branch or give us a call at 508-839-5493. Let us help you take the next step toward achieving your financial goals!

Operating Hours

We want to accommodate your busy schedule! Our lobby hours are Monday through Wednesday from 9:00 AM to 4:30 PM, and we're open until 6:00 PM on Thursday and Friday. Need to stop by on Saturday? We're here for you from 9:00 AM to 12:00 PM as well.

Parking & Accessibility Features

Our branch offers ample parking for your convenience, and we are proud to be ADA compliant, ensuring that everyone can access our services with ease. Whether you're coming in for a quick transaction or to discuss more complex financial needs, our welcoming environment is designed to make you feel at home.

Services Offered

At Homefield Credit Union - Milford Branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, making banking even more convenient. If you're in need of cash, you'll find an ATM available right here at the branch. Plus, our dedicated team is always ready to assist you with any questions or help you navigate our online and mobile banking services.

Member Eligibility

At Homefield, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the many benefits we offer. If you're looking to join us, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in our local area. This means you could easily become part of our family if you're in the Milford region or surrounding communities. We pride ourselves on creating an inclusive environment where members can access a variety of personal banking services tailored to meet their needs. Joining is simple! Just visit us at 138 S Main St Milford Ma 01757 or call us at (508) 839-5493 for more information on how to get started. You can also check out the detailed eligibility criteria at http://www.homefieldcu.com/become-a-member. Once you're ready, opening an account is a breeze find all the details you need at https://www.homefieldcu.com/apply-for-a-loan/. We can't wait to welcome you as part of our community!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $19,112,249, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer robust merchant services that simplify everyday transactions. Imagine having the ability to accept payments seamlessly from customers, whether they prefer credit cards or mobile payments. Our merchant services help you keep your focus on what matters most growing your business. If you're located near 138 S Main St Milford Ma 01757 in Milford, MA, come visit us or give us a call at (508) 839-5493. Let's explore how we can partner together for your financial success!

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services like merchant services and business loans designed to help your business thrive. We know how important it is to keep things running smoothly, which is why our dedicated team is always ready to assist you.

Convenient Access

Accessing your money should be convenient. That's why we provide comprehensive ATM and cash withdrawal services, alongside basic drive-thru banking for quick deposits and withdrawals. Whether you're rushing between errands or simply want to avoid waiting in line, we've made banking easy with both ATM access for balance checks and cash withdrawals. At Homefield Credit Union - Milford Branch, we focus on making banking as accessible as possible. Our commitment includes not only traditional banking hours but also digital solutions that allow you to bank anytime, anywhere. We invite you to explore all these services at our branch located at 138 S Main St, Milford, MA 01757, or give us a call at 508-839-5493. Join us today and experience personalized financial solutions tailored just for you! For more information on becoming a member or opening an account, visit our website or check out the links provided above. Your journey towards better financial health starts here at Homefield!

Loans for Every Need

When it comes to financing, we have you covered with various loan options. Our auto loans and vehicle financing make it simple for you to drive away in your dream car without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our tailored mortgage loans can help you achieve that goal smoothly. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options allow you to take control of your finances without the stress. Plus, don't forget about our credit cards that come with rewards perfect for everyday purchases!

Personal Banking

For those just starting out or looking to manage their everyday expenses, we offer personal banking services including checking and savings accounts. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, managing your money has never been easier!

Digital & Online Banking

Key Features of Our Online Banking

Our 24/7 online banking services allow you to check balances, pay bills, and transfer money all from the comfort of your home or on-the-go. You can also enjoy the benefits of e-statements, which let you view your account statements electronically saving paper and making it simple to keep track of your finances. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends and family with ease. Plus, with our mobile application available for download, you can manage your accounts right from your smartphone. Whether you're paying for coffee or splitting a bill, mobile payments make transactions smooth and hassle-free.

Security You Can Trust

Security is a cornerstone of our digital banking experience. While we currently do not offer electronic signature authorization, rest assured that we employ robust security measures to protect your information every step of the way. Your peace of mind is important to us. With all these features combined, Homefield provides an accessible and user-friendly approach to banking that fits seamlessly into your busy life. Start enjoying the perks today by visiting https://www.homefieldcu.com/!

Financial Strength

At Homefield, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong foundation that allows us to support our members with confidence. With a net worth of $16,651,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,011,933 in share certificates and $18,070,575 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,560,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by our $2,426 in used auto loans and $145,716,325 in total loans and leases, supporting members' financial goals across various sectors. Our financial performance speaks volumes; our $79,108 reflects operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 3 part-time employees ready to serve you with knowledgeable assistance. Net Shares (Funds available for lending and investments): $332,075. Total Share Accounts: 12,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homefield is your trusted partner. Visit us at 138 S Main St Milford Ma 01757 or call (508) 839-5493 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,404,074 in used vehicle loans and $6,678,603 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $19,112,249 provide the capital needed to grow and expand your ventures. We understand the unique challenges that businesses face and are committed to offering solutions that support your growth. At Homefield in Milford, MA (138 S Main St), our goal is to empower our community through accessible financial solutions. If you have questions about our loan products or want to discuss your options further, don't hesitate to reach out at 508-839-5493. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,348,512, providing you with the support necessary to make your dream home a reality. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that fit your situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans at this time, our focus remains on helping members manage their finances effectively when they do arise.

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HOMEFIELD CREDIT UNION - Milford, MA

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