Homebase Credit Union Fort Gregg Adams VA | Best Auto Loans & Personal Banking

Introduction

Welcome to Homebase, where your financial needs meet unwavering support and community dedication! Located at 3510 Adams Avenue, Fort Gregg Adams, VA 23801, our credit union has been serving members since 1952. As a trusted institution with a rich history, we proudly serve over 17,184 members, helping them achieve their financial goals through personalized services and competitive rates. At Homebase, we understand that every dollar counts. With total assets of $272,189,017 and total deposits reaching $19,811,842, we strive to offer you the best banking experience possible. Our commitment is reflected in our robust offerings: from auto loans (with a total of 9,458 loans), mortgage options, to rewarding credit card programs. Led by our dedicated CEO, Clint Summers, and Board President Glenn Horst Jr., our team of 56 employees is passionate about making a positive impact in your life and the community. Whether you need assistance with savings accounts or are looking for reliable loan options, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 3510 Adams Ave, Fort Gregg Adams, VA 23801. Join us on this journey towards better financial health! We invite you to explore our services at Homebase Credit Union or give us a call at 804-452-0736 to learn more about how we can help you thrive financially. Your future starts here!

Branch History & Mission

Homebase has been a cornerstone of financial support in Fort Gregg Adams, Virginia, since it opened its doors in 1952. Over the years, this credit union has grown and adapted to meet the needs of our community, evolving from a small local organization into a trusted financial partner for over 17,000 members. Our branch is conveniently located at 3510 Adams Avenue, a spot that is easily accessible for our members and close to various local landmarks. From the beginning, Homebase's mission has been clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking options, which is why we offer personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond transactions; we actively engage in initiatives that uplift our community and support its growth. With total assets exceeding $272 million, Homebase stands strong as a reliable institution. Our operating hours are designed with our members in mind Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday to Friday until 5:30 PM. We also offer drive-thru banking for added convenience and have ATM availability to ensure you can access your funds when needed. At Homebase, we value innovation alongside tradition. We have embraced digital advancements by offering online banking, mobile payments, and electronic statements to make managing finances easier than ever. Our member-centric approach means that we prioritize your experience every step of the way. While members can visit us at 3510 Adams Avenue, official correspondence should be sent to 3510 Adams Ave, Fort Gregg Adams, VA 23801 if different from our branch address. If you're looking for a financial partner that understands the importance of community and service, look no further than Homebase. Join us today and discover the many benefits of being a member of our credit union! For more information or to become part of our family, please call us at 804-452-0736 or visit our website.

Branch Location & Accessibility

Contact Us Anytime

Have questions? Feel free to give us a call at 804-452-0736. Our friendly team is always ready to assist you with any inquiries or services you might need. While members can visit us at 3510 Adams Avenue, official correspondence should be sent to the same address for consistency. We're excited to serve you at Homebase and look forward to helping you with all your financial needs! Come by today and discover how we can support your financial journey.

Convenient Access and Features

At Homebase, we prioritize your convenience and accessibility. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. We offer ample parking for our members, making your visit hassle-free. Plus, with our drive-thru service available, banking on the go has never been simpler! Just pull up and take care of your transactions without leaving your vehicle. If you're looking for an ATM, you're in luck! We have one right on-site, allowing you to withdraw cash or check your balance anytime during our operating hours. Speaking of which, we're here for you Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday until 5:30 PM.

Member Eligibility

Becoming a member of Homebase is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in the local community. If you're part of these connections, you're already eligible to join us! Membership at Homebase comes with a host of benefits, including personalized service and access to a variety of financial products tailored just for you. Whether you're looking for checking accounts, auto loans, or mortgages, we strive to make banking easy and accessible for everyone. To learn more about what it takes to become a member, feel free to check out our detailed eligibility criteria at https://www.homebasecu.org/resources/about/membership-eligibility. Ready to open your account? It's simple! You can start the process by visiting https://www.homebasecu.org/loans/home/apply-for-a-mortgage or give us a call at (804) 452-0736 if you have any questions. We look forward to welcoming you into our community at Homebase, located at 3510 Adams Avenue Fort Gregg Adams Va 23801!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Beyond loans, we offer merchant services that simplify transactions for business owners. With our easy-to-use payment solutions, you can process customer payments quickly and efficiently, leaving you more time to focus on what you do best running your business. If you're ready to take your business to the next level, visit us at 3510 Adams Avenue Fort Gregg Adams Va 23801 or call us at (804) 452-0736. Together, we can turn your vision into reality!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. Imagine walking into your favorite local restaurant. They've just upgraded their kitchen equipment thanks to a tailored loan from us, allowing them to serve more customers and improve their menu. That's the kind of impact our loans can have on businesses in Fort Gregg Adams, VA.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses, we offer tailored solutions through our business banking services. From merchant services that make accepting payments easy to various types of business loans, we're committed to supporting local businesses in achieving their goals.

Convenient Access

To ensure you have access when you need it most, we provide a range of ATM and cash withdrawal services along with basic drive-thru banking for deposits, withdrawals, and simple transactions. This means less time waiting in line and more time doing what matters most to you. Our branch at 3510 Adams Avenue Fort Gregg Adams Va 23801 in Fort Gregg Adams, VA, is open Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday until 5:30 PM. You can always reach us at (804) 452-0736 if you have any questions or need assistance.

Final Thoughts

At Homebase, we pride ourselves on being a resourceful partner in your financial journey. Our comprehensive range of services is designed with your needs in mind, ensuring that whether it's personal or business banking, you're never alone on this path. Visit us today or explore more about what we offer at our website. Let us help you achieve your financial goals!

Loans Tailored to Your Needs

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you're facing an emergency or looking to consolidate multiple debts into one manageable payment, we are here to help you navigate through it all. If you're interested in earning rewards while spending, check out our credit cards with rewards program. They provide not only purchasing power but also benefits that make every purchase more rewarding!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day expenses with ease. Imagine having a reliable account where you can effortlessly deposit your paycheck and withdraw cash whenever you need it. With our online and mobile banking features, accessing your accounts is simple and convenient from anywhere. For those considering purchasing a new car, we offer competitive auto loans and vehicle financing options. You can drive away in your dream vehicle without breaking the bank! If homeownership is on your horizon, take advantage of our mortgage loans and refinancing options. We make the process straightforward so you can focus on settling into your new home.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.homebasecu.org/, accessing your accounts has never been simpler. Whether you want to check your balance, transfer funds, or pay bills, you can do it all with just a few clicks. Plus, our electronic signature authorization feature makes signing documents quick and hassle-free.

Mobile Banking at Your Fingertips

Want to bank on the go? Our mobile application allows you to manage your finances right from your smartphone. You can make mobile payments easily and securely, ensuring that you're always ready to handle transactions without needing to visit a branch.

Person-to-Person Transfers Made Easy

Need to send money to a friend or family member? Our person-to-person transfer feature lets you quickly send funds directly from your account to theirs. It's fast, secure, and perfect for those moments when cash just won't do. In short, Homebase is committed to providing you with accessible and reliable digital banking solutions. Experience the convenience of modern banking while enjoying the peace of mind that comes with our commitment to security. Visit us today at https://www.homebasecu.org/ and take control of your finances effortlessly!

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements so you can easily view your account information online whenever you need it. This not only keeps your financial records organized but also adds an extra layer of security since your statements are stored safely online.

Financial Strength

A Solid Foundation

With a net worth of $27,531,421, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We are proud to have a growing member base with 31,356 total share accounts that trust us with their finances. Our net shares available for lending and investments stand at $2,548,341, further reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Homebase is your trusted partner. Visit us at 3510 Adams Avenue Fort Gregg Adams Va 23801 or call (804) 452-0736 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $27,531,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,895 in used auto loans and $148,115,625 in total loans and leases.

Member-Centric Savings

Your savings are secure with us. We hold $49,328,428 in share certificates and $22,124,190 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $802,777. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Information

For any questions or assistance regarding our loan products or eligibility criteria, feel free to contact us at (804) 452-0736. Our knowledgeable staff is available during lobby hours from Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday from 9:00 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how Homebase can assist you with your borrowing needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $55,211,053 in used vehicle loans and $21,674,600 in new vehicle loans to help members get on the road with confidence. Whether it's a brand-new model or a reliable used vehicle, we are here to support your automotive financing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,384,248. We simplify the process of buying or refinancing your home so you can focus on what truly matters making it yours. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options.

Personal and Business Loans

While we primarily focus on personal loans like auto and mortgage financing, we also support our local business community with commercial loan offerings. Although there are currently no outstanding commercial loans available at Homebase, we're always exploring ways to better serve our business members.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $4,127,880 in these loans helping members navigate their finances effectively. With straightforward repayment options and no collateral required, this could be an excellent choice for managing purchases and unexpected costs.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed on LendMesh are fair and transparent. Users can trust that they are viewing accurate information when comparing loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has undergone a verification process, which means users can feel confident about the accuracy of the data presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach prevents any potential conflicts of interest and guarantees that the best rates are highlighted based solely on merit. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature is especially valuable in today's fast-moving financial landscape where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the effectiveness and reliability of the platform. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HOMEBASE FEDERAL CREDIT UNION - Fort Gregg Adams, VA

Compare Loan Rates Near You

Loan rates in Fort Gregg Adams, VA (23801)