Home Credit Union Clarksburg WV | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Home Federal Credit Union, your trusted financial partner right here in Clarksburg, WV! Established in 1950, our commitment has always been to serve our members with integrity and care. We proudly support a vibrant community of 2,951 members, providing personalized banking solutions that cater to your unique financial needs. Located at 131 W Pike St, Clarksburg, WV 26301, we invite you to visit us for all your banking requirements. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we have the tools to help you succeed financially. Our total assets amount to an impressive $34,470,995, which reflects our dedication to stability and growth. At Home Federal Credit Union, we understand that trust is earned through transparency. With $2,722,462 in deposits and a net worth of $5,077,697, our robust financial foundation ensures that your money is safe with us. Our friendly team of 9 employees, led by CEO Natisha Swiger and Board President Roscoe Workman, is here to guide you every step of the way. While members can visit us at our branch location for personal service, any official correspondence should be sent to the same address: 131 W Pike St, Clarksburg, WV 26301. Feel free to reach out via phone at 304-623-6800 during our lobby hours from 8 AM to 4 PM on weekdays or until 6 PM on Fridays! We take pride in being more than just a credit union; we're a part of this community. From helping families achieve their dreams through loans to providing resources for local businesses, our impact extends beyond banking. We're here for you today and ready to support your future. Explore all that we offer by visiting our website at Home Federal Credit Union or stop by and say hello! Your financial journey starts with us let's build it together!

Branch History & Mission

At Home Federal Credit Union, we are proud of our rich history that began in 1950. Since opening our doors at 131 W Pike St, Clarksburg, WV 26301, we have steadily grown to become a trusted financial partner for our community. Over the years, we have expanded our services and improved our offerings to better meet the needs of our members. From humble beginnings, Home Federal Credit Union has evolved into a robust institution with total assets of $34,470,995 and a membership base of nearly 2,951 individuals. Our mission is clear: to provide exceptional financial services while supporting the community that has supported us. We believe in empowering our members through personalized banking solutions such as checking and savings accounts, auto loans, mortgage financing, and more. As we reflect on our journey, it's essential to highlight how we've embraced innovation while maintaining a strong commitment to community values. Our operating hours are designed with convenience in mind our lobby is open Monday through Friday from 8:00 AM to 4:00 PM, and we offer extended drive-thru hours for those who need flexibility. Plus, with ATM availability and digital banking options like online banking and mobile payments, accessing your funds has never been easier. Home Federal Credit Union also takes pride in its community outreach efforts. We regularly partner with local organizations to support various initiatives aimed at improving the lives of those around us. Whether it's through financial literacy programs or sponsorships of local events, we strive to make a positive impact. While members can visit us at 131 W Pike St Clarksburg Wv 26301, official correspondence should be sent to 131 W Pike St, Clarksburg, WV 26301. We encourage everyone in Clarksburg and beyond to join us on this journey towards financial empowerment. Experience firsthand the benefits of being part of Home Federal Credit Union where your financial goals matter! For any inquiries or assistance, feel free to call us at (304) 623-6800. Join us today and let's build a brighter financial future together!

Branch Location & Accessibility

Welcome to the Home Federal Credit Union branch, conveniently located at 131 W Pike St in the heart of Clarksburg, WV. This prime location makes it easy for members to access our services, whether you're stopping by for a quick transaction or seeking more information about our banking products. Nestled near popular local spots, we're just a stone's throw away from the vibrant downtown area, making your visit both enjoyable and efficient. At Home Federal Credit Union, we understand that accessibility is key. Our branch features ADA-compliant facilities to ensure everyone can enjoy our services comfortably. Parking is ample and conveniently located right outside our doors, so you won't have to worry about finding a spot when you visit us. While members can visit us at 131 W Pike St, official correspondence should be sent to the same address for consistency. If you need assistance outside of regular hours, don't forget that we also offer ATM services for your convenience. Our operating hours are designed with your busy schedule in mind: our lobby is open from 8 AM to 4 PM Monday through Wednesday, and until 6 PM on Fridays. We even welcome you on Saturdays from 9 AM to 12 PM for those who need weekend access. For drive-thru banking, we open at 7:30 AM during weekdays and offer extended hours on Fridays. Need help or want to learn more? Feel free to give us a call at 304-623-6800. We're always here to assist you! Whether you're looking for personal banking solutions like checking accounts or loans, or business services tailored to your needs, we look forward to welcoming you at Home Federal Credit Union. Visit us today and experience the difference!

Member Eligibility

Becoming a member of Home is like joining a caring community where your financial well-being is the priority. If you're looking to be part of something special, you'll find that eligibility is both straightforward and welcoming. To join us at Home, you simply need to meet a few criteria, which often include living, working, or attending school in our local area. It's all about connecting with people who share similar values and goals. For more specific details about eligibility, feel free to check out our guidelines at https://www.homefcu.org . Opening an account is easy and can be done online. We invite you to visit our account opening page at https://homefcu-dn.financial-net.com/web/enrollment for a simple step-by-step process that will get you started in no time. Should you have any questions or need assistance, don't hesitate to give us a call at (304) 623-6800. Your journey towards better banking starts here at Home, located conveniently at 131 W Pike St Clarksburg Wv 26301. We can't wait to welcome you!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your day-to-day operations without the hassle of complicated payment systems. Our merchant services simplify transactions, making it easier for you to manage payments and focus on what you do best running your business. With our robust tools and resources, you can streamline your payment processes and enhance customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Clarksburg, WV. Let us partner with you to achieve your goals! For more information, visit us at 131 W Pike St Clarksburg Wv 26301 or give us a call at (304) 623-6800.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, you can drive off with confidence knowing you've made a smart financial choice. We're here to help whether you're buying a new car or refinancing your existing loan.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. We believe in supporting local businesses because when they thrive, our community thrives.

Convenient Access

In addition to traditional banking services, we prioritize convenience through features like our ATM and cash withdrawal services available at various locations, including our branch. If you're in a hurry, you can utilize our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Home, we strive to make banking as convenient as possible while delivering exceptional service every step of the way. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to call us at (304) 623-6800 or visit us online at Home Federal Credit Union. Your financial journey starts here!

Credit Cards with Rewards

Our credit cards with rewards give you more than just a way to spend; they offer valuable points for every dollar spent. Use them wisely and enjoy perks like cashback or travel rewards that make your everyday purchases even more rewarding.

Mortgage Loans & Refinancing

When it comes to finding the perfect home, our mortgage loans and refinancing services can help turn your dreams into reality. We offer tailored solutions that cater to first-time buyers as well as seasoned homeowners looking to refinance their mortgage for better rates.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services including checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for a big purchase or want to simplify your payments by consolidating debt, we provide straightforward options that empower you to take control of your financial situation.

Digital & Online Banking

Always Accessible

With 24/7 online banking services, you're never far from your accounts. Whether it's day or night, you can manage your money whenever it suits you best. Our mobile payments feature allows for quick transactions right from your smartphone no need to carry cash or cards. We aim to provide a banking experience that fits seamlessly into your life. With all these tools at your disposal, managing your finances has never been easier or more secure. Join us at Home and discover how our digital banking solutions can enhance your financial journey!

Key Features

Our online banking services, available at https://www.homefcu.org/ , allow you to check your balance, transfer funds, and pay bills with just a few clicks. You can enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, with our mobile application, you can take all these features on the go, ensuring that your finances are always at your fingertips. Security is paramount at Home. We use electronic signature authorization for transactions, providing an extra layer of protection for your sensitive information. Additionally, you can opt for e-statements to keep track of your financial activity while reducing paper clutter it's both eco-friendly and convenient!

Financial Strength

Committed Team

We also take pride in having 9 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we're dedicated to making your experience with us exceptional.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 5,084, showing a strong and growing member base that trusts us with their finances. Your trust fuels our mission to provide excellent service tailored to your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Home is your trusted partner. Visit us at 131 W Pike St Clarksburg Wv 26301 or call (304) 623-6800 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $479 in used auto loans and a total of $23,534,093 in loans and leases. We're here to help you drive forward with confidence.

Operational Efficiency

Our operational efficiency reflects in our financial performance, as evidenced by our $0. This positive net income enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment in Services

With $5,077,697 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to your needs while maintaining a robust financial position.

Secure Savings Options

Members' savings are secured through $5,920,970 in share certificates, offering stable and rewarding financial growth opportunities. While we don't currently have money market shares, our focus remains on providing you with the best options available to help your savings grow safely.

Strong Financial Health

With a net worth of $5,077,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,473 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,556,423 in used vehicle loans and $7,068,069 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to save money while driving your current vehicle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $157,711 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make your spending more rewarding.

Credit Lines and More

In addition to our primary loan products, we provide access to credit lines totaling $3,200,000, which can be an excellent option for those needing extra flexibility with their finances. For those looking for personal loans or debt consolidation solutions, our offerings are designed to help you take control of your financial future. At Home, we're here to support you through every stage of your financial journey. If you're interested in learning more about our loan offerings or want to discuss eligibility options, please visit us or give us a call at (304) 623-6800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,748, make buying or refinancing simple. We are committed to guiding you through the mortgage process and ensuring you find the best fit for your financial situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender featured on LendMesh has been vetted for reliability, allowing users to feel secure in their choices.

HOME FEDERAL CREDIT UNION - Clarksburg, WV