Heartland Credit Union Holy Rosary Dover NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Holy Rosary, your trusted financial partner located at 490 Central Ave, Dover, NH 03820. Established in 1962, we have proudly served our community for over six decades, helping members achieve their financial dreams. With a strong membership base of 24,760 and total assets amounting to $430,355,020, our commitment to providing personalized service is unmatched. At Holy Rosary, we understand that banking is more than just transactions it's about building lasting relationships. Under the leadership of our CEO, Brian Hughes, and Board President, Dana Flanders, we strive to create an environment where every member feels valued and supported. Whether you're looking for a new auto loan among our 11,406 loans and leases or seeking assistance with your savings, we're here for you. While members can visit us at our branch address, official correspondence should be sent to 490 Central Avenue, Dover, NH 3820. Our dedicated team of 82 employees is ready to assist you during our operating hours: Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. With total deposits reaching $38,412,238 and net worth standing at $39,232,829, we are well-equipped to meet your financial needs. We also offer convenient services such as online banking and mobile payments for your ease. Join us today at Holy Rosary! For any inquiries or assistance, don't hesitate to call us at 603-743-3999. Experience the difference of being part of a community-focused credit union where your financial health is our priority. Visit us online at www.hrcu.org for more information!

Branch History & Mission

Welcome to Holy Rosary, a pillar of the Dover community since 1962. Located at 490 Central Ave, Dover, NH 03820, our branch has a rich history dedicated to serving the financial needs of our members and supporting local initiatives. Over the years, we have grown alongside our community, proudly building a membership base of over 24,760 individuals who trust us for their banking needs. At Holy Rosary, we believe in more than just providing financial services. Our mission is to enhance the lives of our members by offering personalized banking solutions while fostering a spirit of community support. We strive to empower individuals and families through accessible financial education and resources. With total assets exceeding $430 million, we are committed to maintaining the stability and growth that benefits all our members. Our commitment to innovation is evident in our array of digital banking services. Members can enjoy online and mobile banking options, making it easier than ever to manage their finances on the go. Our ADA-compliant facilities ensure that everyone can access our services comfortably. Additionally, with an ATM available and convenient drive-thru banking options, we aim to provide a seamless experience for all. While you can visit us at our Dover branch address for all your banking needs, please note that official correspondence should be sent to 490 Central Avenue, Dover, NH 3820 if it differs from the branch address. Holy Rosary is deeply invested in community outreach efforts. We partner with local organizations and participate in initiatives aimed at enhancing the quality of life in Dover and surrounding areas. Through these partnerships, we hope to create lasting impact beyond just financial transactions. We invite you to join us at Holy Rosary and experience firsthand the benefits of being a member of our credit union. Whether you're looking for personal banking solutions or seeking support for your business endeavors, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 603-743-3999 during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 1 PM. Join us today and become part of a community-focused institution that puts you first!

Branch Location & Accessibility

Welcome to Holy Rosary, your friendly neighborhood credit union located at 490 Central Ave in Dover, NH! Our branch is conveniently situated near several local landmarks, making it easy for you to stop by for all your banking needs. Whether you're visiting the nearby parks or shopping areas, you can easily swing by our location. At Holy Rosary, we strive to make banking accessible for everyone. Our branch is equipped with ADA-compliant features and ramps, ensuring that all members of our community can visit us comfortably. We also offer ample parking space, so you won't have to worry about finding a spot when you come in. Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. This gives you plenty of time during the week and on weekends to take care of your financial matters. For those who prefer quick transactions, we have a drive-thru service available. You can easily deposit or withdraw cash without leaving your car. Plus, we provide ATM services so you can access your funds anytime you need them. If you're looking for even more convenience, our shared service center allows members from partner credit unions to conduct basic transactions here too! While members can visit us at our Dover address, official correspondence should be sent to our mailing address at 490 Central Avenue, Dover, NH 3820. Have questions or need assistance? Don't hesitate to call us at 603-743-3999. We're here to help and look forward to welcoming you into the Holy Rosary family!

Member Eligibility

Becoming a member of Holy Rosary is like joining a family that genuinely cares about your financial well-being. Located conveniently at 490 Central Ave Dover Nh 03820, we warmly welcome anyone who lives, works, worships, or attends school in our community. If you're looking for a supportive place to manage your finances, you're already on the right path! Membership not only grants you access to a variety of personalized banking services but also connects you to exclusive benefits that can make a real difference in your financial journey. Opening an account is easy and straightforward. You can start the process by visiting us in person or giving us a call at (603) 743-3999. We're here to guide you through every step and answer any questions you may have. For more detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into the Holy Rosary family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide merchant services tailored to meet the needs of today's businesses. Imagine having a reliable partner who helps you process transactions efficiently, manage cash flow seamlessly, and accept payments from your customers with ease. Whether you're a local shop or a growing service provider in Dover, NH, our merchant services can enhance your operations and improve your bottom line. Visit us at 490 Central Ave Dover Nh 03820 in Dover, or give us a call at (603) 743-3999 to discover how we can help your business thrive!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,073,457, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we provide essential services through our Business Banking offerings. From Merchant Services that help streamline payments to various types of Business Loans, we're dedicated to supporting small businesses in achieving their goals.

Convenient Access and Support

Accessibility is key at Holy Rosary. Our Online & Mobile Banking features ensure you can manage your finances on your terms, anytime and anywhere. Plus, with our ATM & Cash Withdrawal Services located conveniently within Dover, getting cash is never a hassle. We also offer Basic Drive-Thru Banking, where members can handle deposits and withdrawals quickly without needing to enter the branch. For those who are part of partner credit unions, our Shared Branch Transactions make it easy for you to perform basic banking tasks while on the go.

Credit Cards and Rewards

Our members also benefit from our Credit Cards with Rewards, which allow you to earn points on everyday purchases. It's a simple way to get more out of your spending while enjoying added benefits like cash back or travel rewards.

Personal Banking

When it comes to personal banking, we understand that managing your finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts designed to help you save and spend wisely. Our accounts come with easy online and mobile banking options, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make purchasing that dream car easier than ever. With competitive rates and flexible terms, you can drive off the lot feeling confident about your financing. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide the guidance and support needed to navigate this significant investment. We work closely with you to find a solution that fits your budget and goals. Additionally, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation products are here to help. We offer straightforward loans that can assist in managing debt or funding important life events.

Ready to Get Started?

At Holy Rosary, we're committed to making your banking experience as smooth as possible. If you have any questions or want more information about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 603-743-3999 or visit us at our branch located at 490 Central Ave, Dover, NH 03820. We look forward to serving you!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.holyrosarycu.org/ , you can check your balances, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in line or rushing to make it to the bank before closing time!

Download Our Mobile App

For those who prefer banking on their phones, our mobile application is here for you! It's user-friendly and packed with features to help you manage your accounts effortlessly. Whether you're making deposits or checking transactions, everything is just a tap away.

Enjoy Easy Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're out shopping, our mobile payments option allows you to pay directly from your phone without fumbling for cash or cards.

Stay Organized with E-Statements

Keep your finances tidy with e-statements. They are not only eco-friendly but also allow you to access your account statements anytime without cluttering your mailbox. And with electronic signature authorization available, signing documents is faster and more secure than ever.

Your Security Matters

At Holy Rosary, we prioritize your security. We utilize advanced encryption technologies to ensure that all of your personal information remains safe while you enjoy the ease of online banking. Join us at Holy Rosary and discover how our digital banking solutions can streamline your financial management while providing peace of mind!

Financial Strength

Efficient Operations

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

We currently manage a strong member base with 63,954 total share accounts. This highlights the trust that our community places in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Rosary is your trusted partner. Visit us at 490 Central Ave Dover Nh 03820 or call (603) 743-3999 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $120,926,025 in share certificates and $53,977,777 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $39,131,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,022 in used auto loans and $276,696,443 in total loans and leases.

Strong Financial Position

With a net worth of $39,232,829, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $49,315,748 in used vehicle loans and $11,115,477 in new vehicle loans to help our members get on the road. If you're considering refinancing your current auto loan, we can assist with that as well.

Business Loans

For business owners, our outstanding commercial loans totaling $10,073,457 provide the capital needed to grow and expand your operations. Whether you're looking to invest in new equipment or need working capital for daily operations, we've got you covered. If you're interested in learning more about our loan offerings or would like to discuss eligibility options, please feel free to reach out to us at 603-743-3999. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 490 Central Ave, Dover NH 03820. Our team is ready to assist you Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $45,324,263. These flexible terms make it easier than ever for you to own your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,468,266 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

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Ensuring Accurate Comparisons

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HOLY ROSARY CREDIT UNION