Holy Ghost Parish Credit Union Dubuque IA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Holy Ghost Credit Union, a cornerstone of financial support in Dubuque, IA, since 1935. Located at 66 W 32Nd St, we are dedicated to serving our community with trust and reliability. With a total membership of 907 and assets amounting to an impressive $29,292,101, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial well-being. Under the leadership of our CEO, Sandy Parker, and Board President, Richard Ewers, we strive to create a welcoming atmosphere for all members. Our commitment is reflected not only in our services but also in our financial stability, boasting a net worth of $3,582,028 and total deposits reaching $466,680. We understand that every dollar counts; that's why we're here to help you make the most of your money. While members can visit us at our branch for personal banking needs such as checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to the same address: 66 W 32nd St, Dubuque, IA 52001. At Holy Ghost Credit Union, we take pride in fostering strong relationships within the community. Whether you're looking for personal loans or business banking solutions, we have tailored options designed just for you. With only 2 employees, you can expect personalized service and attention whenever you reach out. We invite you to connect with us by calling (563) 556-3863 or visiting our branch during operating hours from Monday to Friday between 9 AM and 5 PM. Let's work together towards your financial goals!

Branch History & Mission

Join Us

As we look forward to continuing this journey together, we invite you to become part of the Holy Ghost Parish family. Whether you are looking for personal banking solutions or seeking guidance for your business needs, we are here to help you achieve your goals. Contact us today at (563) 556-3863 or visit us at our branch location let's build a brighter future together!

Our Mission

At the heart of Holy Ghost Parish is our mission statement: "To empower our members with reliable financial services while fostering community growth." We believe that when our members thrive, so does the entire community. This belief drives us to engage actively in local outreach efforts and partnerships that uplift those around us. While members can visit us at 66 W 32Nd St Dubuque Ia 52001, official correspondence should be sent to 66 W 32nd St, Dubuque, IA 52001 if different from our branch location. Our team is here for you during operating hours from Monday through Friday, 9 AM to 5 PM, ready to assist with your financial needs. We understand the importance of digital advancements; however, we currently do not offer online banking or mobile payment options. Instead, we focus on providing personalized service where every interaction counts.

Our Story

From the very beginning, Holy Ghost Parish has aimed to serve not just as a financial institution but as a supportive partner in our members' lives. We have navigated various economic changes and adapted our services to meet the evolving needs of our community. The establishment of our shared service center highlights our commitment to accessibility, allowing us to serve even more members effectively. Our evolution reflects significant milestones that underscore our dedication to providing quality services. We focus on personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and business banking options. We also prioritize customer-centric initiatives, ensuring that every member feels valued and understood.

Branch Location & Accessibility

Accessibility and Parking

At Holy Ghost Credit Union, we prioritize your convenience and comfort. Our location provides ample parking space to ensure that you have an easy time getting in and out. We also comply with ADA standards, offering features like ramps for those who may need extra assistance.

Call to Action

We invite you to visit us at Holy Ghost Credit Union today! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 563-556-3863. We look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why we are open Monday through Friday from 9 AM to 5 PM. Whether you're stopping by on your lunch break or after work, we are here to assist you during these hours.

Services Offered

Our branch is equipped to offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For business owners, we provide merchant services and business loans too! Though we don't have ATM or drive-thru services at this location, we do participate in shared branching. This means you can perform basic transactions such as deposits and withdrawals even if you're a member of another participating credit union.

Member Eligibility

Becoming a member of Holy Ghost Parish feels like joining a warm, welcoming family where your financial needs are prioritized. To qualify, you'll find that we embrace individuals connected to our community and those who share our values. Whether you live or work in Dubuque or have a family member already with us, you're likely eligible to join! Our commitment to supporting members means that you can enjoy personalized service and tailored financial products designed just for you. Getting started is simple. Just visit us at 66 W 32Nd St Dubuque Ia 52001 or give us a call at (563) 556-3863 to learn more about the specific eligibility details and benefits of membership. For an up-to-date overview of what it takes to become part of our community, check out our eligibility page here: . We can't wait to welcome you into the Holy Ghost Parish family!

Business Banking & Commercial Services

Financing Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various situations.

Practical Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services streamline payment processes, allowing you to focus on what matters most running your business smoothly. From credit card processing to point-of-sale systems, we provide practical solutions that enhance customer experiences and simplify transactions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out to us at (563) 556-3863 or visit us at 66 W 32Nd St Dubuque Ia 52001 in Dubuque, IA to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we have tailored business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to help with financial solutions that suit your business model.

Digital Banking Convenience

In today's fast-paced world, convenience is essential. At Holy Ghost Credit Union, we offer online and mobile banking so you can manage your finances wherever you are whether that's from the comfort of your home or on-the-go. While we currently do not have ATMs available at our branch location, our shared service center allows partner credit union members to perform basic transactions like deposits and withdrawals.

Get in Touch

If you have any questions about these services or want more information on how we can help meet your financial goals, please don't hesitate to reach out! You can contact us at 563-556-3863 during our lobby hours from Monday to Friday, 9 AM to 5 PM. We look forward to assisting you at 66 W 32Nd St, Dubuque IA 52001! Your financial journey starts here with us at Holy Ghost Parish where community matters most!

Loans Tailored to Your Needs

Our personal loans and debt consolidation services are crafted to assist you in achieving financial freedom. If you're juggling multiple debts, consolidating them into one manageable loan could simplify your life and potentially lower your monthly payments. Additionally, if you're interested in building credit while enjoying some perks, consider our credit cards with rewards. They're designed not just for purchases but also for earning benefits that can save you money down the line.

Personal Banking Solutions

We offer various personal banking options designed to fit your lifestyle. If you're looking for a safe place to keep your money, our checking and savings accounts provide flexibility and peace of mind. You can easily access your funds when you need them, whether it's for grocery shopping or an unexpected expense. For those considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options can help get you on the road without breaking the bank. We also provide mortgage loans and refinancing solutions for those ready to buy their first home or make improvements to their current one.

Digital & Online Banking

Key Services

While we currently do not provide online banking at , our commitment to serving you remains strong. Although features like electronic signatures, e-statements, and mobile payments aren't available right now, we're dedicated to keeping you informed about any future offerings that enhance your banking experience. For those looking for simple ways to manage their money, we encourage exploring person-to-person transfers. Even without our mobile application, you can still stay connected with your finances through shared service centers nearby. These centers allow you to complete basic transactions like deposits and withdrawals conveniently.

Security and Accessibility

Your security is our top priority. We strive to ensure that all transactions are protected while offering user-friendly options for account management. Even though we don't have 24/7 online banking services available yet, our team is always ready to assist you during lobby hours from Monday to Friday, 9 AM to 5 PM. In summary, while some digital features may not be fully implemented at this time, Holy Ghost Parish is committed to providing quality service and exploring new ways to improve your banking experience. We look forward to growing with you and enhancing our digital offerings in the future!

Financial Strength

A Growing Member Base

We have a strong community presence with 939 total share accounts. This shows that more people trust us with their finances every day, making us an integral part of the Dubuque community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Ghost Parish is your trusted partner. Visit us at 66 W 32Nd St Dubuque Ia 52001 or call (563) 556-3863 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to your financial growth is evident through our $2,761,915 in undivided earnings. These funds are reinvested into innovative banking tools and stronger lending options designed to serve our members better. Additionally, with $1,031,554 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Approach

We prioritize our members above all else. Currently, we do not hold any non-member deposits or share certificates; this means all our resources are focused on benefiting you directly. By keeping our operations member-centric, we ensure better loan rates and exclusive perks tailored just for you.

Operational Efficiency

Our $234,978 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 1 full-time employees and 1 part-time employees, we ensure that our branches are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $3,582,028, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,223 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $259,323 in used vehicle loans and $605,450 in new vehicle loans already helping members get on the road. We provide tailored financing options for both new and used vehicles, making it easy for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. Currently, we don't have Junior Lien 1-4 Family Residential Properties loans available; however, we encourage you to explore other mortgage products that may suit your needs.

Refinancing Options

If you're considering refinancing existing loans, we invite you to contact us for more information about eligibility options. Our team is here to guide you through the process and help you find the best solutions tailored to your financial situation. For any questions or further assistance, feel free to reach out at 563-556-3863 or visit us at 66 W 32Nd St, Dubuque, IA 52001 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you with your financial journey!

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans. While there are currently no available unsecured credit card loans at this time, please check back soon as we frequently update our offerings.

Loan Aggregator

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HOLY GHOST PARISH CREDIT UNION - Dubuque, IA