Holy Family Parma Credit Union OH | Best Auto Loans & Business Banking

Introduction

Welcome to Holy Family Parma Federal Credit Union, where your financial well-being is our top priority! Located conveniently at 7367 York Rd, Parma, OH 44130, we have been proudly serving our community since 1953. As a member-focused institution, we understand that each individual's financial journey is unique. With a strong commitment to our members, we currently boast a membership of 1,212 and total assets of $17,340,018. At Holy Family Parma, we offer a range of services designed to meet your needs whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing. We are dedicated to ensuring our members have access to the resources they need to achieve their financial goals. With $347,983 in deposits and a net worth of $3,337,535, you can trust that your funds are safe with us. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 7367 York Road, Parma, OH 44130. Our friendly team of 13 employees, led by CEO Raymond Welling and Board President James Ottogalli, is here to assist you during our lobby hours: Monday and Friday from 6:30 PM to 9:00 PM, Wednesday from 1:00 PM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you are looking for ways to save or need assistance with loans our doors are always open. Feel free to reach out by calling us at 440-842-1620 or visit our website at holyfamilycreditunion.com for more information on how we can help you thrive financially. Join us today and experience the difference of being part of a caring community!

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution. Our outreach efforts aim to uplift and empower our local community through various programs and partnerships. We understand that when our members thrive, so does the entire community. That's why we actively seek opportunities to give back and make a difference in Parma.

Modern Banking Solutions

In line with our mission, we embrace modern banking solutions tailored to meet your needs. While we do not offer ATM services at this time, our drive-thru banking ensures that you can conduct essential transactions conveniently. Plus, with online banking options available, managing your finances has never been easier.

Our Mission

At Holy Family Parma, our mission is simple yet profound: to provide exceptional financial services while fostering community support. We believe that banking should be accessible and beneficial for everyone. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. Our commitment extends beyond transactions; we strive to build meaningful relationships with each member.

Visit Us

While official correspondence should be directed to 7367 York Road, Parma, OH 44130 if different from our branch address, we invite you to visit us at our main location during our operating hours: Monday and Friday from 6:30 PM to 9:00 PM; Wednesday from 1:00 PM to 4:00 PM; and Saturday from 9:00 AM to 12:00 PM. For any inquiries or assistance, feel free to reach us at (440) 842-1620. Join us today at Holy Family Parma Federal Credit Union! Experience the benefits of membership where your financial goals are supported by a caring community-focused institution. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Holy Family Parma Federal Credit Union, located conveniently at 7367 York Rd, Parma, OH 44130. Our branch is nestled in a vibrant part of town, making it easy for you to stop by whether you're running errands or just passing through. We're not far from local favorites like the Parma Town Mall and the beautiful Cuyahoga Valley National Park, so come visit us after enjoying a day out! At Holy Family Parma, we pride ourselves on our accessibility. Our branch is designed with your needs in mind, featuring ADA-compliant facilities that ensure everyone can easily access our services. Parking is ample and convenient, allowing you to find a spot without any hassle. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us on Mondays and Fridays from 6:30 PM to 9:00 PM, Wednesdays from 1:00 PM to 4:00 PM, and Saturdays from 9:00 AM to 12:00 PM. This schedule provides plenty of opportunities for you to manage your banking needs at times that work best for you. For those who prefer drive-thru banking, we have you covered! Our drive-thru service allows you to conduct basic transactions like deposits and withdrawals without leaving your vehicle. While we currently do not have ATM services available at this location, our team is always ready to assist with cash withdrawal services inside the branch. If you need assistance or have questions about our services such as personal banking, auto loans, or online banking options, don't hesitate to reach out! You can call us at 440-842-1620. We look forward to welcoming you into our community-focused credit union where your financial goals are our priority. Come see how we can help make your banking experience smooth and enjoyable!

Member Eligibility

At Holy Family Parma, we believe that becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're looking to take part in our supportive environment, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the Parma area. We're all about inclusivity and helping you reach your financial goals! For those interested in diving deeper into the specific criteria, please check out our detailed membership information at https://www.holyfamilycreditunion.com/membership-information/ . Joining Holy Family Parma is easy and straightforward. Once you confirm your eligibility, opening an account is just a few steps away. You can give us a call at (440) 842-1620 for assistance or visit us at our branch located at 7367 York Rd Parma Oh 44130. We're here to help you every step of the way, ensuring you feel right at home as a valued member of our credit union family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline everyday transactions. Imagine running your business without worrying about payment processing delays. With our merchant services, you can accept payments quickly and efficiently, allowing you to focus on what you do best growing your business. For more information about how we can assist your business at Holy Family Parma, visit us at 7367 York Rd Parma Oh 44130 or call us at (440) 842-1620. Together, we can help your business thrive in today's competitive market!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any commercial loans available, we believe in fostering a strong community of entrepreneurs in Parma, OH. Our goal is to provide flexible financing solutions that help you achieve your vision.

Comprehensive List Of Services

Business Banking

If you're a business owner, Holy Family Parma has got you covered too! Our business banking services include merchant services and business loans designed to support your entrepreneurial dreams. Whether you're just starting or expanding an existing business, we're here to help ensure your financial foundation is strong.

Drive-Thru Services

For those who prefer face-to-face interactions without leaving their cars, our basic drive-thru banking services make it easy to conduct simple transactions such as deposits and withdrawals without stepping inside the branch. At Holy Family Parma, we are proud of the variety of services we offer and how they cater to different member needs. Our friendly staff is ready to assist you with any questions or concerns. Ready to experience personalized service? Give us a call at (440) 842-1620 or visit us at 7367 York Rd Parma Oh 44130 today! We look forward to serving you soon!

Home Financing

For those looking to buy or refinance their home, our mortgage loans are crafted to suit various situations. Picture securing a lower interest rate on your current mortgage or finding the perfect loan for your new home our mortgage specialists are here to guide you through each option.

Online & Mobile Banking

We know that convenience is key in today's fast-paced world. That's why we offer online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to your accounts, you can transfer funds, pay bills, and track spending right from your device.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money safe but also helps you save for future goals. Our savings accounts are designed with competitive rates to encourage your saving habits. When it comes to financing, our auto loans and vehicle financing options can get you on the road in no time. We understand that purchasing a car is a significant investment, so we provide flexible terms and competitive rates to help you make the best choice for your budget.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These products can provide the financial relief you need when times get tough. Plus, don't forget about our credit cards with rewards! They not only give you the purchasing power but also allow you to earn points on everyday purchases, making every swipe count.

Digital & Online Banking

Key Features of Our Online Banking

Our online banking service is available 24/7, allowing you to check balances, view transaction history, and transfer funds at your convenience. To explore these features further, visit us at https://www.holyfamilycreditunion.com/ . You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family with just a few clicks.

Mobile Experience

While we don't have a mobile application or mobile payment options right now, our website is optimized for mobile use, so you can still access all essential services from your smartphone or tablet. Whether you want to pay bills or review your latest transactions on-the-go, we've got you covered. At Holy Family Parma, we're committed to providing accessible banking solutions that fit into your busy lifestyle. Experience the benefits of modern banking today!

Security Meets Convenience

We prioritize your security while providing a straightforward banking experience. Although we currently do not offer electronic signature authorization, our platform is designed to keep your information safe as you manage your accounts online. Plus, with e-statements available, you can easily track your finances without the clutter of paper statements.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $3,074,579 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Growing Member Trust

We are thrilled to report that we have a total of 1,267 share accounts, showing a strong and growing member base that trusts us with their finances. This trust is essential as it empowers us to continue enhancing the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Family Parma is your trusted partner. Visit us at 7367 York Rd Parma Oh 44130 or call (440) 842-1620 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity supports members' financial goals across various sectors with $113 in used auto loans and $3,517,228 in total loans and leases. This range of offerings enables us to cater to diverse borrowing needs while maintaining responsible lending practices.

Operational Efficiency

Our operations reflect efficiency with a net income of $-3,782, demonstrating our capability to manage resources effectively. We also take pride in having 0 full-time employees and 13 part-time employees who are dedicated to serving you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $4,794,582 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our focus remains on providing secure and beneficial options for your savings.

Solid Financial Foundation

With a net worth of $3,337,535, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,571,800 in used vehicle loans and $338,550 in new vehicle loans already helping members get on the road. We understand how important it is to have dependable transportation, and our financing options make it easier than ever to drive off with your dream vehicle.

Credit Lines

For those looking for flexibility in their borrowing options, our total credit lines amount to $1,000,000. This can be an excellent resource for managing expenses or unexpected costs that may arise. We encourage you to explore these loan offerings further. If you're considering refinancing or want more information on eligibility options available at Holy Family Parma, please don't hesitate to reach out. You can contact us at (440) 842-1620 or visit us at our branch located at 7367 York Rd Parma Oh 44130, Parma, OH 44130. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the journey toward buying or refinancing your home. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which means there's potential for great opportunities as the market changes. We can guide you through the process and help determine eligibility for various programs that may suit your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While currently totaling $0, this product can help members manage their finances effectively when needed. It's perfect for making everyday purchases without the stress of carrying cash.

Loan Aggregator

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HOLY FAMILY PARMA FEDERAL CREDIT UNION - Parma, OH