Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether online or in-person. Our tools are designed to enhance your cash flow and improve customer satisfaction. Visit us at 1327 E Wood St Paris Tn 38242 in Paris, TN, or call us at (731) 644-9031 to learn how we can support your business's financial needs. Together, let's turn your vision into reality!
For our business members, we offer tailored banking solutions including merchant services and business loans. We know that running a business comes with its own set of challenges; that's why our team is dedicated to helping you find the right financial products that fit your operational needs.
Accessibility is key at Holley. We have an ATM available for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for basic transactions without leaving your vehicle perfect for those busy days when you're on the go! We also prioritize digital features such as e-statements and electronic signature authentication to ensure that managing your finances is as convenient as possible.
We invite you to explore how our diverse range of services can benefit you today! For any questions or further assistance, feel free to reach out at (731) 644-9031, or visit us online at http://www.holleycreditunion.org. At Holley, we're dedicated to supporting your financial success every step of the way!
In addition to these essential banking services, we understand that life can sometimes present unexpected challenges. Our personal loans and debt consolidation options provide relief when you need it most. Whether it's funding for home improvements or consolidating existing debts into manageable payments, we're here to assist you every step of the way. Moreover, with our credit cards featuring rewards, you can earn benefits while making everyday purchases. It's an easy way to gain perks just for using your card!
For those seeking personal banking solutions, we offer a variety of options. Our checking and savings accounts help you manage your day-to-day finances efficiently. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on-the-go. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel. With competitive rates and flexible terms, we can help turn your dreams into reality. And when it comes to larger investments like buying a home, our mortgage loans and refinancing services are here to guide you through the process smoothly.
While we currently don't offer mobile payments or person-to-person transfers, rest assured that our other features are designed to provide you with flexibility and control over your finances. You can easily move money between accounts or set up recurring payments without any hassle. At Holley, we prioritize the security of your financial information. Our online banking services come equipped with robust security measures to keep your data safe while giving you peace of mind. In summary, whether you're at home or on the move, Holley's digital banking services offer you accessible and efficient ways to manage your finances. Visit us today at http://www.holleycreditunion.org to explore all the features available to you!
Our online banking platform provides a user-friendly experience, allowing you to check balances, make payments, and transfer funds with just a few clicks. You can also take advantage of our electronic signature authorization feature, which simplifies document signing right from your device no need for printing or scanning! If you prefer going paperless, you'll love our e-statements availability. This service not only helps reduce clutter but also gives you immediate access to your statements whenever you need them. For those who enjoy using their smartphones, our mobile application makes it easy to manage your accounts on the go. Whether you're making a quick payment or checking your balance while out shopping, everything is right at your fingertips.
The trust placed in us by our community is evident with 13,719 total share accounts, reflecting a strong and growing member base that relies on our services. With net shares amounting to $383,453, we are well-positioned for future growth while remaining dedicated to serving you today. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holley is your trusted partner. Visit us at 1327 E Wood St Paris Tn 38242 or call (731) 644-9031 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Members' savings are secured through $24,310,811 in share certificates, offering stable and rewarding financial growth opportunities. While our focus remains on benefiting you directly, it's important to note that we have $0 in non-member deposits. This underscores our commitment to prioritizing our members by channeling our resources into better loan rates, lower fees, and exclusive perks.
Our operational efficiency is highlighted by a net income of $429,906, which empowers us to keep offering competitive loan rates and solid financial products. We also take pride in having 20 full-time employees and 1 part-time employees at your service ensuring that our branches are always ready to assist you with knowledgeable staff who genuinely care about your needs.
With $11,585,285 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $2,238 in used auto loans and $64,965,874 in total loans and leases available to help support your financial goals across various sectors.
With a net worth of $11,899,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $41,338,465 in used vehicle loans and $14,355,976 in new vehicle loans to help our members get on the road. Whether you are purchasing a brand-new model or a reliable used vehicle, we can help you find the right financing solution.
In addition to standard loans, we provide credit lines totaling $9,500,000 for those who prefer flexible borrowing options. This allows you to access funds as needed without the hassle of reapplying for a loan each time.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not have Junior Lien 1-4 Family Residential Properties loans available, but we are committed to guiding you through various mortgage options when they arise.
If you're considering refinancing your existing loans or exploring eligibility for new ones, our team is ready to assist you in assessing your options and finding the best rates available. At Holley Credit Union, we're dedicated to supporting our members' financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our branch today or give us a call we're here to help!
For those who need flexible financing solutions, we also offer unsecured credit card loans with a total of $158,283 in loans helping our members manage their finances effectively. These cards come with competitive terms and can be an excellent tool for everyday purchases or unexpected expenses.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that the offers displayed are both fair and transparent. By drawing from verified financial institutions, LendMesh guarantees that users receive accurate information, helping them make informed decisions.