Welcome to hmc-nj, where we have proudly served our community since 1978. Located in the heart of Flemington, NJ, we are committed to providing exceptional financial services that empower our members and foster strong community ties. Under the leadership of CEO JANINE ZANKO and Board President James Kahlke, we prioritize a member-first approach, ensuring that your financial needs are met with care and professionalism.

As an NCUA-insured institution since 4/25/1978 0:00, your deposits are secure with us, allowing you to focus on your financial goals. We offer a variety of modern banking tools designed for convenience, including online banking, e-statements, and person-to-person transfers. While we currently do not provide a mobile app or mobile payment options, our commitment to accessibility remains unwavering. Explore more about our services at our official website: https://hmcfederalcreditunion.org/ . At hmc-nj, we believe in building trust through transparency and dedication to our members’ success.

At hmc-nj, we understand that managing your finances is a crucial aspect of achieving your personal and professional goals. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members. Whether you're looking for Personal Banking solutions, Auto Loans, Mortgage Loans and Refinancing, or Business Banking services including Merchant Services and Business Loans, we have you covered. Our commitment to providing top-notch financial products extends to Credit Cards with Rewards and options for Personal Loans and Debt Consolidation, ensuring that you have the flexibility to navigate life's milestones with confidence.

In today's digital age, convenience is key, which is why we provide robust Online Banking services that allow you to manage your accounts anytime, anywhere. Although we currently do not offer a mobile application or mobile payments, our online platform offers essential tools like Person-to-Person Transfers and E-Statements to simplify your banking experience. Whether you're looking to make everyday transactions or plan for significant life events, our user-friendly online banking features help you stay organized and in control of your finances. Plus, accessing membership with hmc-nj is straightforward; potential members can find eligibility requirements at . If you're considering loans or want to compare rates, check out https://www.lendmesh.com/loans/personal_loans for tailored options.

For personalized support or inquiries about our services, feel free to reach out via . At hmc-nj, we're dedicated to helping you achieve financial success while fostering a community of support among our valued members. Join us today and discover how our financial solutions can empower your journey toward stability and growth.

At hmc-nj, we pride ourselves on being a trusted financial partner in the community, with a solid foundation built on transparency and member service. Our commitment to excellence is reflected in our strong performance metrics. With Total Membership standing at 849, we have cultivated a supportive environment for our members, ensuring that their needs are always prioritized. Our robust Total Assets of 9,346,510 demonstrate our stability and capacity to serve, while our impressive Net Worth of 969,361 highlights our sound financial health.

We maintain a high level of trust among our members, evidenced by a Net Worth Ratio of 1,037, which speaks to our ability to manage resources responsibly. We understand the importance of deposits for our members, which is why we’ve achieved Total Deposits of 1,131,699, allowing us to reinvest in the community and provide valuable services. With a diversified portfolio of Total Loans and Leases totaling 286, we cater to various financial needs including personal loans, auto financing, and credit cards.

Our operational efficiency is underscored by having only Total Employees at 2, who are dedicated to providing personalized service to each member. Despite a small team, we ensure that every member receives the attention they deserve. Additionally, our Credit Card Loan Volume reaches 101, while we also support the community with an Auto Loan Volume of 136.

At hmc-nj, we believe in making a meaningful impact within our community while adhering to the highest standards of service and accountability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , reinforcing our commitment to transparency.

Explore your financial options today! Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover tailored solutions that meet your unique needs.