Highway Credit Union Hughestown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Highway, your trusted credit union located at 405 Laurel St, Hughestown, PA 18640. Since our establishment in 1971, we have been dedicated to serving our community with integrity and care. With a total membership of 2,485, we pride ourselves on being more than just a financial institution we're your neighbor, here to support your financial journey. At Highway, we understand the importance of making sound financial decisions. That's why our members benefit from a robust portfolio that includes total assets of $30,377,139 and total deposits amounting to $9,269,016. Whether you're looking for an auto loan or a personal banking solution, we've facilitated over 1,768 loans and leases, ensuring that you have access to the funds you need when you need them. Our leadership team is committed to your financial well-being. Under the guidance of CEO Tracey Carey and Board President Robert Havard, we work diligently to maintain a net worth of $5,305,059, highlighting our stability and reliability as your go-to credit union. We also prioritize transparency with cash in hand currently at $386,949, allowing us to serve you better. While members can visit us at our branch location for personal service and support, official correspondence should be sent to the same address: 405 Laurel St, Hughestown, PA 18640. Our friendly staff is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. Whether you're interested in opening an account or exploring loan options, we encourage you to reach out by calling us at 570-602-7400 or visit our website at highwayfcu.org. Join us today and experience the difference that comes with being part of the Highway family!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving our members effectively, we continually enhance our digital offerings. With features like online banking and mobile applications available for your convenience, managing your finances has never been easier. We also ensure that our facilities comply with ADA standards so that everyone can access our services comfortably. For those on the go, we provide ATM availability right at our branch location. While we currently do not offer drive-thru service or shared service centers, we focus on creating an inviting environment where you can receive personalized assistance from our friendly staff during operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM.

Join Us!

We invite you to become part of the Highway family! By choosing us as your financial partner, you'll gain access to a range of services designed with your needs in mind. Experience firsthand how we put community first while helping you achieve your financial aspirations. Reach out today at 570-602-7400 or visit us online at highwayfcu.org for more information about membership eligibility and benefits. Together, let's drive towards a brighter financial future!

Our Mission

At Highway, our mission is simple yet profound: to empower our members through personalized financial solutions while fostering a spirit of community and cooperation. We believe that everyone deserves access to affordable banking services that help them achieve their financial goals. Whether it's through our competitive auto loans, rewarding credit card options, or comprehensive mortgage financing, we are here to guide you every step of the way. Our commitment extends beyond banking; we actively engage in community outreach programs that promote financial literacy and support local initiatives. We partner with various organizations to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Getting Here

At Highway FCU, we prioritize convenience for our members. Our branch is easily accessible with ample parking available right outside the entrance, ensuring you won't have to worry about finding a spot. We are also committed to serving all members of our community, which includes having ADA-compliant features to help everyone access our facilities comfortably.

Operating Hours

We know that life can be busy, so we've designed our operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. Whether you're stopping by during your lunch break or after work, we're here to assist you!

Services Offered

Our branch provides a variety of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Plus, we have an ATM on-site for your convenience, allowing for easy cash withdrawals and balance checks anytime during business hours. While members can visit us at 405 Laurel St, official correspondence should be sent to the same address as our mailing address is the same. If you ever need assistance or have questions about our services, don't hesitate to give us a call at 570-602-7400. We look forward to welcoming you at Highway FCU! Come visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At Highway, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We open our doors to individuals who value friendly service and community-oriented banking. To get more specific information about eligibility criteria, check out our detailed page at https://highwayfcu.org/become-a-member/ . Joining Highway not only grants you access to a range of financial products like checking and savings accounts, auto loans, and credit cards with rewards, but it also connects you with fellow members who share your values. If you're ready to start this journey, you can easily open an account by giving us a call at (570) 602-7400 or visiting us at 405 Laurel St Hughestown Pa 18640. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether in-person or online. Our services help you keep your cash flow steady and allow you to focus on what truly matters growing your business. Visit us at 405 Laurel St Hughestown Pa 18640 in Hughestown, PA, or give us a call at (570) 602-7400 to learn how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find that we support your growth through our business banking services, which include merchant services and business loans. We understand the unique challenges that businesses face, so we work hard to provide the tools you need to thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases, making it rewarding every time you swipe your card.

Digital Access and Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, and pay bills from anywhere at any time. Plus, with access to an ATM, withdrawing cash is straightforward and quick.

Personal Banking

Our personal banking services are designed to help you achieve your financial goals. With checking and savings accounts, you can easily manage your daily expenses and save for future needs. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive away in your dream car. For those looking at home ownership or refinancing options, our mortgage loans cater to various budgets and preferences. And if you're facing unexpected expenses or need to consolidate debt, our personal loans offer flexible terms to fit your lifestyle.

Supporting Your Financial Journey

At Highway, we're here for every step of your financial journey. Our team is ready to assist you by answering questions or guiding you through our services. You can reach us at (570) 602-7400 or visit us at 405 Laurel St Hughestown Pa 18640 in person during our convenient operating hours: Monday to Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Join us today and discover how our comprehensive list of services can help you achieve your financial dreams! For more information on membership eligibility or services offered, feel free to check out our website at Highway Fcu.

Digital & Online Banking

Conclusion

At Highway, we are committed to making banking easier for you. With 24/7 online banking services and a convenient mobile application, managing your finances has never been simpler. Visit us today at https://highwayfcu.org/ to explore all the ways we can help streamline your banking experience!

E-Statements for Convenience

Say goodbye to paper clutter! We provide e-statements so you can easily access and manage your financial documents digitally. With e-statements available, you'll save time and help the environment by reducing paper waste.

Key Features

With our online banking, you can easily check your balance, view transaction history, and transfer funds between accounts all from the comfort of your own home or anywhere you have internet access. Plus, our user-friendly mobile application makes it simple to manage your finances right from your smartphone. While we currently don't offer mobile payments or person-to-person transfers, our focus remains on providing you with essential tools for effective account management.

Security You Can Trust

We take security seriously. Your personal information is protected with advanced encryption technology, ensuring that your data remains safe while you bank online. Although we do not offer electronic signature authorization at this time, rest assured that our systems are designed to safeguard your information every step of the way.

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 4,856, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to improve continually and expand our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highway is your trusted partner. Visit us at 405 Laurel St Hughestown Pa 18640 or call (570) 602-7400 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We are dedicated to helping our members achieve their dreams. With $209 in used auto loans and $12,678,925 in total loans and leases, our lending capacity supports various sectors of your financial journey. Whether you're looking to purchase a vehicle or need financing for personal projects, we have options available for you.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $200,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to reinvest in services that directly impact your experience with us.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 6 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment for Better Services

With $5,298,359 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy helps us support your financial goals while maintaining the stability you expect from a trusted credit union.

Secure Savings Options

Members' savings are secured through $3,556,844 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have money market shares available, our focus remains on providing you with excellent savings options.

Solid Financial Health

With a net worth of $5,305,059, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $2,732,686 in used vehicle loans and $3,651,106 in new vehicle loans to help members get on the road. No matter if you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options tailored for you.

Credit Lines

For those looking for extra flexibility, our total credit lines amount to $500,000. This can be an excellent option for managing unexpected expenses or making larger purchases without the hassle of multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available totaling $0, our team is ready to assist you with future opportunities in home financing.

Refinancing Options

If you're considering refinancing existing loans or finding out eligibility options for any of our loan products, our knowledgeable staff is here to guide you through the process. We aim to ensure that your financial journey is as smooth as possible. We invite you to reach out at 570-602-7400 during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM to learn more about how our loan offerings can fit your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Highway FCU, we're committed to providing support and solutions tailored just for you!

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans. With a total of $1,145,157 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. By partnering only with reputable lenders, LendMesh ensures that all listed loan offers are accurate and trustworthy.

HIGHWAY FEDERAL CREDIT UNION - Hughestown, PA