Highway Crossroads Credit Union Sikeston MO | Best Auto Loans & Business Banking

Introduction

Welcome to Highway Crossroads Credit Union, your trusted financial partner located at 741 York Dr, Sikeston, MO 63801. Established in 1953, we have proudly served our community for over seven decades, building a strong foundation of trust and commitment among our 2,424 members. Our mission is to provide exceptional financial services tailored to meet the unique needs of our members, ensuring that your financial journey is supported every step of the way. At Highway Crossroads, we understand the importance of accessible banking. That's why we offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. With total assets exceeding $23,183,582 and deposits amounting to $1,042,786, you can count on us for stability and reliability in managing your finances. Our dedicated team is led by CEO Lindi Prindle and Board President David Wyman, who are committed to fostering a welcoming environment where you feel valued as a member. With just 5 employees, we pride ourselves on delivering personalized service that reflects our dedication to the community. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 741 York Dr, Sikeston, MO 63801. If you have any questions or need assistance, don't hesitate to reach out at 573-472-5373 during our lobby hours from 7:30 am - 3:30 pm Monday through Friday. Join us at Highway Crossroads Credit Union and discover how we can help you achieve your financial goals. Visit our website at mycrossroadscu.com today!

Branch History & Mission

At Highway Crossroads Credit Union, our story began in 1953 when we opened our doors to serve the community of Sikeston, MO. Over the years, we have built a rich legacy of trust and support, evolving to meet the changing needs of our members. Today, with a total membership of 2,424 and assets exceeding $23 million, we stand as a strong financial partner for individuals and families in our region. Located at 741 York Dr, Sikeston, MO 63801, our branch is conveniently situated near local landmarks that enhance our accessibility. Members can enjoy various services from our welcoming lobby or take advantage of our drive-thru service for quick transactions. We also offer ATM access for those who prefer cash withdrawals at their convenience. Our mission at Highway Crossroads Credit Union goes beyond providing financial services; it is about empowering our community. We strive to foster financial well-being through personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and more. Our commitment extends to supporting local initiatives that uplift those around us. While members can visit us at 741 York Dr Sikeston Mo 63801, official correspondence should be sent to 741 York Dr, Sikeston, MO 63801. Our operating hours are set for your convenience: Monday through Friday from 7:30 am to 3:30 pm. As we embrace modern technology, we ensure that all members benefit from digital banking services like online banking and mobile payments. This commitment reflects not only our dedication to service but also our adaptability in an ever-changing financial landscape. Community outreach is at the heart of what we do. By partnering with local organizations and participating in events, we aim to strengthen connections within Sikeston and foster a sense of belonging among all residents. We invite you to join Highway Crossroads Credit Union today! Experience firsthand the benefits of being part of a supportive financial community dedicated to helping you achieve your goals. For more information on membership or to open an account, please visit our website or call us at 573-472-5373. Together, let's pave the way toward a brighter financial future!

Branch Location & Accessibility

A Range of Services Just for You

We offer a variety of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is available for quick withdrawals or balance checks. Plus, our drive-thru banking service provides an additional layer of convenience for deposits and simple transactions without leaving your vehicle. While members can visit us at 741 York Dr, official correspondence should be sent to the same address as our mailing address is the same.

Convenient Access and Nearby Landmarks

Our location is easily accessible, with ample parking available right outside our doors. If you're navigating through the area, you'll find us just a stone's throw away from popular local spots, ensuring that stopping by is never a hassle. We are also ADA-compliant, providing ramps and other features to ensure everyone can visit us comfortably.

Get in Touch!

Have questions or want more information? Feel free to give us a call at 573-472-5373. We're excited to assist you on your financial journey! Come visit us today at Highway Crossroads Credit Union; we can't wait to welcome you in person!

Operating Hours That Fit Your Schedule

At Highway Crossroads Credit Union, we understand how busy life can be. That's why our lobby hours are designed to cater to your needs, open Monday through Friday from 7:30 am to 3:30 pm. We encourage you to come by during these hours for any banking assistance you may need.

Member Eligibility

Joining the Highway Crossroads community means stepping into a supportive and friendly environment where your financial needs are prioritized. At Highway Crossroads, we believe that everyone deserves access to financial services that can help them thrive. To become a member, you simply need to meet a few eligibility criteria, which include being an individual who lives, works, worships, or attends school in Scott County, Missouri. If you're interested in learning more about our specific membership requirements, feel free to visit our detailed resource at https://mycrossroadscu.com/about-us/membership/. Once you're ready to join, opening an account is straightforward and welcoming. You can start the process online by visiting https://internetloanapplication.cudl.com/mycrossroadscu/ or give us a call at 573-472-5373 if you have any questions or need assistance. We're here to guide you every step of the way as you take this exciting step towards joining our community at 741 York Dr, Sikeston, MO 63801. Your journey with us promises to be enriching and fulfilling!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced world, accepting payments seamlessly is essential for any business. Our merchant services offer simple and efficient ways to handle transactions whether it's through card readers or online payment processing. Picture your shop effortlessly accepting payments while you focus on what you do best: serving your customers. At Highway Crossroads, located at 741 York Dr, Sikeston, MO 63801, we're here to support every step of your business journey. Let us help you unlock your potential today! For more information, give us a call at 573-472-5373 or visit our website at mycrossroadscu.com.

Comprehensive List Of Services

Business Banking Services

For small business owners in our community, we provide specialized business banking services, including merchant services and business loans. This means you can focus on growing your business while we take care of your banking needs.

Convenient Access to Your Accounts

At Highway Crossroads, convenience is key. We offer ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. Need assistance? Give us a call at (573) 472-5373 during our operating hours from 7:30 AM to 3:30 PM Monday through Friday. In addition to these services, our digital tools ensure that banking is always within reach whether you're at home or on the go. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. We invite you to visit us at 741 York Dr Sikeston Mo 63801 in Sikeston, MO, or explore more about what we offer online at Highway Crossroads Credit Union. Join us today and discover how Highway Crossroads can support your financial journey!

Flexible Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those financial bumps in the road. Think of it as having a safety net when emergencies arise or when you need a little extra cash for that special occasion.

Home Financing Options

For those eyeing homeownership, we provide mortgage loans and refinancing solutions that simplify the process. Whether it's your first home or an investment property, our team is here to guide you through each step. We understand that buying a home is one of the most significant decisions you'll make, and we're committed to making it as smooth as possible.

Personal Banking Solutions

Whether you're just starting your financial journey or looking for ways to enhance your savings, our personal banking options have you covered. We offer checking and savings accounts designed to fit various lifestyles. Imagine easily managing your day-to-day expenses while also saving for future goals. With our user-friendly online and mobile banking platforms, you can check balances, transfer funds, and pay bills anytime, anywhere.

Rewarding Credit Cards

With our credit cards featuring rewards, shopping becomes even more enjoyable. Earn points on every purchase, which can be redeemed for travel, merchandise, or cash back. It's like getting rewarded for spending wisely!

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. Picture yourself driving off in that dream car with affordable monthly payments tailored to fit your budget.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With our e-statements available at Highway Crossroads, you can view your financial statements online whenever you need them. Not only is this environmentally friendly, but it also gives you quick access to important information right at your fingertips. For those who prefer banking on the go, our mobile application is here to help. Available for download, it allows you to manage your accounts directly from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. You can even enjoy mobile payments, so shopping becomes a breeze!

Security and Accessibility

We take your security seriously. Our digital banking services are equipped with advanced security measures to ensure that your personal information stays safe while you bank online. You can rest easy knowing that accessing your accounts through Highway Crossroads is both secure and straightforward. With all these features designed with you in mind, banking has never been easier or more accessible. Join us at Highway Crossroads today and discover how our digital and online banking services can enhance your financial journey!

Financial Strength

At Highway Crossroads, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid foundation that enables us to serve you effectively and reliably. With a net worth of $3,572,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,540 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,997,443 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $258,942, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in having 5 full-time employees ready to assist you. Our team is knowledgeable and committed to providing exceptional service at every interaction. With $541 in used auto loans and $20,292,776 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. The trust you place in us is evident with 3,758 total share accounts, showing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highway Crossroads is your trusted partner. Visit us at 741 York Dr Sikeston Mo 63801 or call (573) 472-5373 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,184,554 in used vehicle loans and $5,409,182 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Financing

For business owners, while we do not currently have commercial loans available, our services cater to those seeking support for future growth opportunities. We encourage local entrepreneurs to reach out if they are considering financing options.

Contact Us

If you're interested in any of our loan offerings or want more information on eligibility and refinancing options, feel free to contact us at (573) 472-5373 or visit us at 741 York Dr Sikeston, MO 63801. We're here to guide you through every step of the lending process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Highway Crossroads, we're dedicated to providing clear and practical financial solutions for all our members.

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. Though we currently have no outstanding unsecured credit card loans, we are ready to offer flexible terms that help members effectively manage their finances when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $121,978, designed to fit various budgets and needs. If you're considering refinancing your current mortgage, we can help you explore your eligibility options to ensure you get the best deal possible.

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