Highmark Credit Union Custer SD | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Highmark, your trusted financial partner in the heart of Custer, South Dakota! Located at 602 Mount Rushmore Rd, our branch has been serving the community since 1940. With a commitment to member satisfaction and community support, we pride ourselves on being more than just a credit union we're a vital part of your financial journey. At Highmark, we understand that banking is personal. That's why we focus on providing tailored solutions for each of our 13,553 members. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we're here to help you achieve your financial goals. Our total assets have grown to an impressive $248,014,997, reflecting our dedication to sound financial practices and member support. Our leadership team is deeply invested in ensuring that our services meet your needs. Under the guidance of CEO Mindy Howard and Board President Dorothy Peacock, we have cultivated a team of 68 employees who are eager to assist you with any inquiries or needs you may have. We believe in building relationships based on trust and reliability. In addition to our comprehensive range of financial products totaling over $12,174,901 in deposits and a robust loan portfolio of 8,142 loans we also prioritize community impact. From local sponsorships to educational programs, Highmark is dedicated to making a positive difference right here in Custer. For any official correspondence, please note that you can reach us at our mailing address: 602 Mount Rushmore Rd, Custer, SD 57730. If you have questions or need assistance, feel free to call us at 605-673-4444 during our convenient operating hours from 9:00 AM to 4:00 PM Monday through Friday. We invite you to visit our website at highmarkfcu.com for more information about our services or to open an account online. At Highmark Credit Union, we're not just here for transactions; we're here for your financial future!

Branch History & Mission

Highmark has a proud history that dates back to 1940, when it first opened its doors in the heart of Custer, South Dakota. Over the decades, this credit union has grown and evolved, always keeping its members at the center of its mission. Today, Highmark serves over 13,500 members with total assets reaching an impressive $248,014,997. Located at 602 Mount Rushmore Rd, Custer, SD 57730, our branch is easily accessible and surrounded by the stunning beauty of the Black Hills region. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. Highmark's mission is simple yet powerful: to provide financial services that empower our members and support our community. We understand that every financial journey is unique, and we strive to offer personalized solutions that meet the diverse needs of our membership. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping our members achieve their financial goals. Our commitment goes beyond just banking; we believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, Highmark actively engages in initiatives that uplift those around us. Whether it's sponsoring local events or providing financial education workshops, we aim to make a positive impact in Custer and beyond. In today's digital world, Highmark embraces technology to enhance member experience. We offer online banking, mobile payments, and e-statements for convenience and accessibility. Our ATM services are available for quick cash withdrawals, ensuring that our members have access to their funds whenever they need them. We invite you to join Highmark and become part of a community-focused institution that prioritizes your financial well-being. Experience the benefits of being a member with us connect with us today at 605-673-4444 or visit our website here to learn more about how we can help you on your financial journey!

Branch Location & Accessibility

Welcome to the Highmark Custer Branch, your friendly neighborhood credit union located at 602 Mount Rushmore Rd, Custer, SD 57730. We're easily accessible and situated near popular local spots, making it convenient for our members to visit us. Whether you're heading home from a day of exploring the stunning Black Hills or stopping by after enjoying some time at the nearby Custer State Park, we are here to serve you. At Highmark, we prioritize accessibility. Our branch is designed with features that ensure everyone can comfortably visit us. You'll find convenient parking available right outside our entrance, along with ADA-compliant access points for those who need them. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 9:00 AM to 4:00 PM. If you ever have questions or need assistance, feel free to give us a call at 605-673-4444. Our dedicated team is always ready to help! In addition to personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer an ATM on-site for easy cash withdrawals and balance checks. While we don't currently have a drive-thru service, our team is eager to assist you inside the branch. While members can visit us at 602 Mount Rushmore Rd, official correspondence should be sent to the same address since our mailing address is the same as our physical location. We invite you to come by and see how we can help with your financial needs! Whether you're opening a new account or inquiring about loan options, we look forward to welcoming you into the Highmark family!

Member Eligibility

At Highmark, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our local area. We also welcome family members of current members, making it easy for your loved ones to benefit from the services we offer. This means you can enjoy personalized banking solutions tailored just for you, whether it's savings accounts, auto loans, or other financial products designed with your needs in mind. Becoming a member is simple and welcoming! To get started, just visit us at 602 Mount Rushmore Rd Custer Sd 57730, or give us a call at (605) 673-4444. For more detailed eligibility criteria and to stay updated on any changes, feel free to check out our website at . Once you're ready, you can easily open an account by visiting https://secure.highmarkfcu.com/enroll . Join us today and experience the difference that comes with being part of the Highmark family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer merchant services designed to simplify your operations. Imagine seamlessly processing payments while enjoying competitive rates that keep your profit margins healthy. Whether you need point-of-sale systems or online payment solutions, our services are crafted to meet your needs and enhance customer satisfaction. At Highmark, we're more than just a financial institution; we're your partner in navigating the path to success. Connect with us today at (605) 673-4444 to explore how we can help your business thrive!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $231 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,977,294, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our Business Banking services, including Merchant Services and Business Loans, are here to support your growth. We understand the challenges that come with running a business and aim to provide solutions that simplify operations and enhance cash flow.

Credit Options

Don't forget about our rewarding Credit Cards with Rewards program! Earn points for every purchase you make, allowing you to enjoy benefits like cashback or travel rewards. It's just another way we strive to add value to your financial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. From checking balances and transferring funds to paying bills quickly via mobile payments, we've made banking accessible at your fingertips. Plus, with ATM access available for withdrawals and balance checks, you'll always have easy access to your money.

Get Started Today!

With so many services designed for both personal and business needs, we invite you to explore what Highmark has to offer. Whether you're a long-time member or considering joining us for the first time, we're here to help you achieve your financial goals. For more information or assistance, feel free to reach out at (605) 673-4444 or visit us online at Custer Branch. We're excited to partner with you on your financial journey!

Personal Banking Services

Our personal banking options include Checking & Savings Accounts that help you manage your day-to-day finances effectively. We understand that every dollar counts, which is why our accounts come with competitive interest rates and low fees. If you're considering purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing can make the process smooth and affordable. Imagine driving away in your dream car with manageable monthly payments! For those looking to invest in their homes, our Mortgage Loans & Refinancing services can assist you in making homeownership a reality. We offer flexible terms that fit your budget and help you save on interest. Additionally, if unexpected expenses arise, our Personal Loans & Debt Consolidation options are designed to provide quick access to funds while helping you simplify and manage your debts.

Digital & Online Banking

Connect with Others Easily

Need to send money to a friend or family member? Our person-to-person transfer option makes it easy to send funds instantly without any hassle. Whether you're splitting a bill or sending a gift, we've got you covered.

Easy Access to Your Accounts

With our online banking services available 24/7 at https://www.highmarkfcu.com/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to handle all your banking needs from the comfort of your home or on the go. Our user-friendly platform ensures that you can navigate your accounts with ease, allowing you to focus on what truly matters.

Manage Your Finances On-the-Go

Don't forget about our mobile application! Available for download, it lets you manage your accounts right from your phone. Whether you're checking balances or making quick transfers, everything is just a tap away. At Highmark, we are committed to providing accessible and efficient banking solutions tailored for you. Experience the benefits of digital banking today and take control of your financial journey with confidence!

Secure Transactions Made Simple

At Highmark, security is our top priority. With electronic signature authorization available, signing documents online has never been safer or more convenient. Plus, our mobile payments feature allows you to make purchases directly from your smartphone without worrying about carrying cash or cards.

Stay Organized with E-Statements

We also provide e-statements for those who prefer a paperless option. This feature not only helps you stay organized but also contributes to a more sustainable environment. You'll receive notifications when your statements are ready, making it simple to keep track of your financial activities.

Financial Strength

A Strong Foundation

With a net worth of $18,136,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 731 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Through Growth

Total Share Accounts stand at 26,570, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is evidenced by a net income of $0, reflecting our careful management practices aimed at keeping costs low while maximizing benefits for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highmark is your trusted partner. Visit us at 602 Mount Rushmore Rd Custer SD 57730 or call 605-673-4444 to learn more about how we can help you achieve your financial goals.

Committed Team

Our commitment to service is reflected in our dedicated staff. We take pride in having 62 full-time employees and 6 part-time employees, ensuring our branches are always ready to assist you with knowledgeable support.

Member-Centric Savings

Members' savings are secured through $78,124,870 in share certificates and $15,755,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,060,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $11,896,678 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $209,555,717 in total loans and leases, including $24,482 in used auto loans, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have $43,061,549 in used vehicle loans and $9,713,538 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $43,977,294 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in your existing business, we're here to support your entrepreneurial journey. If you're interested in refinancing any of these products or exploring eligibility options, don't hesitate to reach out! Our knowledgeable staff can walk you through potential savings and benefits based on your specific situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Highmark, we're committed to providing transparent and accessible financial solutions for all our members. Visit us today or check out our website at Highmark FCU for more information about our services!

Credit Lines

For those looking for flexibility in borrowing, our total credit lines amount to $43,686,863. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $18,346,278. We make buying or refinancing simple and straightforward. Our team is here to guide you through the process so that you can settle into your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,194,496 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying the convenience of having funds available for everyday purchases or unexpected expenses.

Loan Aggregator

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HIGHMARK FEDERAL CREDIT UNION