High Point Credit Union Bradford PA | Convenient 24/7 ATM Services

Introduction

Welcome to High Point, where your financial well-being is our top priority. Located at 1035 W Main St, Bradford, PA 16701, we are proud to serve our community since 1972. With a rich history and a commitment to our members, we have grown to support over 20,196 members with a strong foundation of trust and reliability. At High Point, we understand that each member has unique financial needs. That's why we offer a range of services tailored just for you. Our total assets stand at an impressive $399,361,622, reflecting our ability to provide the best financial solutions possible. With $17,356,106 in total deposits and 10,948 loans and leases issued, we are dedicated to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 234 Homer St, Olean, NY 14760. Our CEO, Richard Yeager, along with Board President Michele Pancio, lead a team of 78 employees who are passionate about providing exceptional service and fostering a welcoming environment. Our commitment doesn't stop at banking; we believe in making a positive impact in our community. With a net worth of $56,572,757 and cash reserves of $3,708,974, we are well-positioned to support local initiatives and empower our members. For any inquiries or assistance, feel free to reach us at 716-372-6607. We invite you to explore our website at highpointfcu.com for more information on how we can help you thrive financially. Join us today and experience the High Point difference!

Branch History & Mission

Community Engagement

Over the years, High Point has engaged in numerous outreach efforts aimed at uplifting our local community. From sponsoring local events to partnering with organizations that share our values, we are dedicated to being more than just a financial institution. We see ourselves as a vital part of the fabric that holds our community together.

Innovations for Our Members

As we look forward, High Point embraces technology and innovation while ensuring accessibility for all. We offer online banking services and mobile payments so that managing finances is easier than ever. Our commitment extends beyond just traditional banking; we're here to support you with ADA-compliant facilities and customer-centric initiatives.

Join Us!

As we celebrate our history and mission, we invite you to be part of our journey. Experience the benefits of membership at High Point where your needs are prioritized. Together, let's build a brighter future for you and our community! For more information or to join us today, please visit High Point FCU or call us at 716-372-6607.

Our Mission

At High Point, our mission is clear: to provide exceptional financial services while nurturing the communities we serve. We believe in empowering individuals by offering accessible banking solutions tailored to their needs. Whether it's helping members secure loans or providing guidance on saving for the future, we strive to make a positive impact in every interaction. We are proud of our roots in Bradford and continue to be committed to enhancing the lives of those around us. While members can visit us at 1035 W Main St, official correspondence should be sent to 234 Homer St, Olean, NY 14760.

Branch Location & Accessibility

Banking Hours and Services

At High Point, we understand that your time is valuable. Our operating hours are designed to fit your busy schedule. Although we currently do not have a drive-thru or ATM available, we offer essential services to meet your banking needs. You can expect personalized attention from our staff who are dedicated to helping you with everything from account inquiries to loan applications.

Convenient Accessibility

Our branch is designed with accessibility in mind. We offer ample parking spaces right outside the entrance, making it easy for everyone to access our services. If you need assistance, our team is always ready to help. We also comply with ADA standards to ensure that all members feel welcome and comfortable during their visit.

Get In Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 716-372-6607. We invite you to stop by and discover how High Point can support your financial journey. Join us today and experience the difference of community-focused banking!

Member Eligibility

Becoming a member of High Point is like joining a close-knit family that truly cares about your financial well-being. If you're in the Bradford area or surrounding communities, you're likely already eligible! Membership is open to anyone who lives, works, worships, or attends school in McKean County. We believe everyone deserves access to great financial services, and at High Point, we strive to make banking personal and supportive. To start your journey with us, simply visit our website for more details about eligibility at https://www.highpointfcu.com/membership/. It's easy to become part of our community just follow the simple steps outlined on our account opening page at https://my.highpointfcu.com/enroll. If you have any questions or want to chat with someone directly, don't hesitate to call us at (716) 372-6607. We can't wait to welcome you into the High Point family at 1035 W Main St Bradford Pa 16701!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $264 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,225,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services simplify transactions so you can focus on what matters most serving your customers. From mobile payments to online invoicing, we provide practical tools that help streamline your operations. Located at 1035 W Main St, Bradford, PA 16701, our branch is ready to assist you with personalized service and expert advice. Contact us today at 716-372-6607 to explore how we can support your business journey!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why we offer ATM Services Only to ensure you can access your funds whenever you need them. Imagine being able to withdraw cash or check your balance while on the go it's that simple! We understand that managing your finances should not be a hassle.

Connect With Us

We invite you to experience all that High Point has to offer. If you're ready to explore membership options or have any questions about our services, feel free to reach out at (716) 372-6607. You can also learn more about us by visiting our website at https://www.highpointfcu.com/. Join us today and discover how High Point can be your partner in achieving financial wellness!

Embracing Technology

To make banking even more accessible, High Point Fcu embraces technology with features such as mobile payments and online banking. Picture this: you're out shopping and realize you forgot your wallet at home. With our mobile payment options, you can still make that purchase using just your phone! Furthermore, our online banking platform allows you to manage accounts from the comfort of your home, making it easy to transfer funds or pay bills without any stress.

Personalized Support

When you become a member of High Point, you're not just another number; you're part of our community. Our friendly staff is always ready to assist you with any questions or concerns regarding our services. Whether it's helping you set up online banking or answering inquiries about your account, we prioritize personalized support that makes banking feel more like family.

Digital & Online Banking

E-Statements and Security

Stay organized with e-statements that provide a convenient way to keep track of your finances without the clutter of paper statements. Our commitment to security means that all transactions are protected with robust measures, so you can bank with peace of mind.

Mobile Application

For those who prefer banking on the go, our mobile application brings all these features right to your fingertips. It's user-friendly and perfect for handling transactions while you're out and about. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and simple.

Mobile Payments

Make everyday purchases even simpler with our mobile payments feature. Whether it's shopping at your favorite store or paying for coffee, using your mobile device is fast and secure. At High Point, we prioritize accessibility and ease of use in every service we offer. With real-time account management tools, staying on top of your finances has never been easier. Embrace the convenience of digital banking today!

Online Banking Services

Our online banking platform at https://www.highpointfcu.com/ is available 24/7, allowing you to access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with the ability to sign documents electronically through our electronic signature authorization feature, managing your financial tasks has never been easier.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 40,555, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Point is your trusted partner. Visit us at 1035 W Main St Bradford Pa 16701 or call (716) 372-6607 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Innovation

With $56,572,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,400,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $89,618,928 in share certificates and $45,607,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $56,572,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $3,306 in used auto loans and $189,174,870 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 78 full-time employees ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,512,163 in used vehicle loans and $19,840,531 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our competitive financing options make it easier than ever to drive away with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $33,225,185 provide the capital needed to grow and expand. We understand that running a business requires access to funds for various needs from equipment purchases to operational expenses and we're here to support your ambitions.

Eligibility and Refinancing Options

We encourage all potential borrowers to explore our eligibility options at High Point Membership. If you're considering refinancing any existing loans, we can help you navigate those opportunities to potentially lower your monthly payments or adjust your loan terms for better financial management. Our goal is to empower our members by providing accessible loan products that fit their financial situations. If you have any questions about our offerings or want assistance in choosing the right loan for you, please don't hesitate to reach out. You can contact us at 716-372-6607 or visit us at 1035 W Main St Bradford Pa 16701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,519,500, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, we're here to assist you every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,689,025 in loans helping members manage their finances effectively. Our credit cards provide convenience and flexibility for your everyday purchases without the need for collateral.

Loan Aggregator

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HIGH POINT FEDERAL CREDIT UNION - Bradford, PA

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