High Point Credit Union Portville NY | Quick Personal Loans & ATM Services

Introduction

Welcome to High Point, your trusted partner in financial wellness located at 160 S Main St, Portville, NY 14770. Since our establishment in 1972, we've proudly served over 20,196 members, helping them achieve their financial goals with confidence and care. With total assets exceeding $399 million and a solid net worth of $56,572,757, we are dedicated to providing reliable services that empower our community. At High Point, we believe in making banking accessible and friendly. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Whether you're looking to finance a new vehicle or start your own business, we have the tools you need to succeed. As of now, our total loans stand at 10,948, reflecting our commitment to supporting our members' dreams. Our friendly team is led by CEO Richard Yeager and Board President Michele Pancio, both passionate about ensuring that every member feels valued. With a dedicated staff of 78 employees, we're here to provide personalized service tailored to your unique needs. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 160 S Main St, Portville, NY 14770. You can reach us at (716) 372-6607 during our convenient operating hours from 8:30 a.m. to 5:30 p.m., Monday through Friday. We invite you to explore more about what we offer by visiting our website at highpointfcu.com. Join us today and discover how High Point can help you navigate your financial journey with ease!

Branch History & Mission

High Point, a credit union that has been a cornerstone of financial support in Portville, NY since 1972, has built a rich legacy dedicated to serving its community. With a strong commitment to its members, High Point has grown from humble beginnings to now proudly serve over 20,000 members and manage total assets of nearly $400 million. This growth is not just about numbers; it reflects the trust and loyalty of the community that High Point nurtures every day. Located conveniently at 160 S Main St, Portville, NY 14770, our branch is easily accessible for anyone looking to experience personalized banking services. Members can also utilize our drive-thru service for quick transactions and enjoy ATM availability for added convenience. While members can visit us at our branch address, official correspondence should be sent to the same location: 160 S Main St, Portville, NY 14770. High Point's mission is simple yet powerful: to provide exceptional financial services while making a positive impact on the community. We believe in empowering our members through various offerings like checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. Our commitment extends beyond just financial transactions; we aim to support local initiatives and foster community spirit through outreach programs and partnerships. Over the years, High Point has embraced modern advancements in technology. Our online banking platform allows members to manage their accounts with ease from anywhere. Whether you prefer using mobile payments or accessing e-statements, we ensure that banking is not just convenient but also secure. We are proud to meet ADA compliance standards so all members can access our services without barriers. As we look toward the future, High Point remains steadfast in its dedication to serving the community with integrity and compassion. We invite everyone in Portville and surrounding areas to join us on this journey. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. If you're ready to take your first step towards better banking experiences or want to learn more about membership options, don't hesitate! Visit us at High Point FCU or call us at 716-372-6607 today. Let's build a brighter financial future together!

Branch Location & Accessibility

Welcome to High Point! Our branch, conveniently located at 160 S Main St, Portville, NY 14770, is here to serve you with a friendly atmosphere and a commitment to meeting your banking needs. Nestled in the heart of Portville, our location is easily accessible and close to local landmarks like the scenic Portville Park, making it a convenient stop for your banking errands. At High Point, we understand that accessibility matters. Our branch is designed with everyone in mind, featuring ADA-compliant entry points and ample parking to ensure a smooth visit. If you prefer the convenience of online banking or need to make a quick transaction, we also have an ATM available right on-site, along with drive-thru banking options for those busy days when you're on the go. We are open from 8:30 a.m. to 5:30 p.m., Monday through Friday, so you can easily find time in your schedule to visit us. Whether you're looking to open a checking account, apply for an auto loan, or discuss mortgage options, our friendly staff is always ready to help. While members can visit us at 160 S Main St, official correspondence should be sent to the same address for your convenience. If you have any questions or would like more information about our services, feel free to give us a call at 716-372-6607. We invite you to drop by and experience personalized service that makes banking easy and enjoyable. Come see how we can help you achieve your financial goals today!

Member Eligibility

Joining the High Point community means stepping into a world of support and shared goals, where your financial well-being is our priority. To become a member of High Point, you'll need to meet a few simple eligibility requirements that focus on creating a welcoming environment for everyone. Generally, individuals who live, work, worship, or attend school in Cattaraugus County are eligible to join. This means if you're part of our vibrant community here in Portville or surrounding areas, we'd love to have you as part of our family! For the latest details on membership criteria, feel free to check out our eligibility page at High Point Membership. Getting started with us is easy! You can open an account online by visiting our account opening page at Enroll with High Point, or you can give us a call at 716-372-6607 if you have any questions. We're here to help from 8:30 a.m. to 5:30 p.m., Monday through Friday. With membership at High Point, you'll enjoy personalized service and access to great financial products designed just for you. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $264 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,225,185, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to manage transactions. Imagine a busy Saturday at your shop; with our seamless point-of-sale solutions, you can serve more customers without the hassle of delays. Our tools help you track sales and inventory, allowing you to focus on what matters most growing your business. Located at 160 S Main St Portville Ny 14770, Portville, NY 14770, we're here to partner with you every step of the way. Reach out today at (716) 372-6607 to discover how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At High Point, we're committed to providing not just services but also excellent member support. Our friendly team is always ready to assist you during our operating hours from 8:30 a.m. to 5:30 p.m., Monday through Friday. You can reach us at (716) 372-6607 for any inquiries or assistance. As part of our commitment to keeping things simple, we also offer basic ATM access for quick withdrawals and balance checks because we know that sometimes, less is more. Ready to take control of your financial future? Visit us online at High Point Fcu or stop by our branch today! Let's work together toward achieving your financial dreams!

Business Banking Services

If you're a business owner, our offerings extend to robust business banking solutions. From essential merchant services that streamline transactions to tailored business loans that fuel growth, we understand the financial challenges you face and are here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services, allowing you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even make person-to-person payments all from the comfort of your smartphone or computer. Additionally, enjoy hassle-free access to cash with our ATM and cash withdrawal services, available whenever you need them. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days when you're on the go.

Personal Banking Solutions

Our personal banking services start with convenient checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine having a dedicated place for your savings goals, whether that's planning a vacation or building an emergency fund. With our auto loans and vehicle financing, you can drive away in your dream car without breaking the bank. We also offer competitive mortgage loans and refinancing options to help you purchase your home or lower your monthly payments. For those unexpected expenses, our personal loans and debt consolidation options make it simple to get back on track. Plus, don't forget about our credit cards with rewards that allow you to earn points on everyday purchases making every dollar count!

Digital & Online Banking

Explore Our Online Banking Services

Visit us at https://www.highpointfcu.com/ to dive into our online banking options. With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime you need. This means you're in control of your money, even when life gets busy.

Key Features for Your Peace of Mind

Security is a top priority at High Point. We provide electronic signature authorization, allowing you to sign documents securely from anywhere. Plus, with e-statements available, you can easily access your financial statements without the clutter of paper. Managing your money is even easier with our mobile application. Whether you want to deposit checks or make person-to-person transfers, everything is just a tap away. Our mobile payments feature allows you to make purchases effortlessly using your smartphone no wallet needed!

Stay Connected Anytime, Anywhere

With our user-friendly digital banking tools, staying connected to your finances has never been simpler. You can easily monitor transactions and receive real-time updates about your accounts. This ensures that you're always informed about where your money goes. At High Point, we're committed to making banking accessible for everyone. Experience the ease of managing your finances digitally while enjoying the peace of mind that comes with secure banking practices. Join us today and explore how our digital services can enhance your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $56,572,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $56,572,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,306 in used auto loans and $189,174,870 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $2,400,864, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Protecting Your Savings

Members' savings are secured through $89,618,928 in share certificates and $45,607,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Experience

Total Share Accounts stand at 40,555, showing a strong and growing member base that trusts us with their finances. This trust empowers us to focus on what matters most: providing you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Point is your trusted partner. Visit us at 160 S Main St Portville Ny 14770 or call (716) 372-6607 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,512,163 in used vehicle loans and $19,840,531 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you every step of the way.

Business Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $33,225,185 provide the capital needed to thrive. We're committed to supporting local businesses and fostering economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,519,500, make buying or refinancing simple. We provide various mortgage solutions tailored to your needs so you can feel confident in your investment.

Refinancing and Eligibility

If you're considering refinancing any of your current loans or are unsure about your eligibility for our products, we encourage you to reach out. Our team is here to guide you through the process and ensure you find the best solution tailored for your situation. At High Point, we pride ourselves on offering personalized service and expert advice throughout your borrowing journey. For more information about our loan offerings or to see if you qualify for any of our products, visit us online at High Point FCU or call us directly at 716-372-6607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,689,025 in loans helping members manage their finances effectively. These cards come with benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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HIGH POINT FEDERAL CREDIT UNION - Portville, NY

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