High Point Credit Union Olean NY | 24/7 ATM Access & Fast Cash

Introduction

Welcome to High Point, where community spirit and financial empowerment come together! Located at 234 Homer St, Olean, NY 14760, our credit union has been serving members since 1972. With a strong commitment to providing personalized financial solutions, we proudly support over 20,196 members with a total asset base of $399,361,622. At High Point, we understand that financial journeys can be complex. That's why our dedicated team of 78 employees, led by CEO Richard Yeager and Board President Michele Pancio, is here to guide you every step of the way. Our mission is to foster a sense of belonging while delivering reliable banking services that meet your needs. We're proud to offer a wide range of products, from personal loans to business financing, with total loans exceeding 10,948. Our members benefit from competitive rates and transparent service values that resonate in our net worth of $56,572,757 and cash on hand amounting to $3,708,974. While members can visit us at our Olean branch for all their banking needs, official correspondence should be sent to the same address: 234 Homer St, Olean, NY 14760. Join us in making your financial dreams a reality! For more information or to get started with your membership today, give us a call at 716-372-6607 or visit our website at High Point FCU. We're excited to help you thrive!

Branch History & Mission

At High Point, we take pride in our rich history and unwavering commitment to our community. Established in 1972, our branch has grown alongside the Olean community, providing vital financial services while fostering a spirit of cooperation and support. Our journey began with a simple mission: to serve our members with integrity and dedication, ensuring that everyone has access to the financial tools they need for a better life. Located at 234 Homer St, Olean, NY 14760, our branch is easily accessible for all members. Over the years, we have proudly expanded our offerings and now serve over 20,196 members, helping them achieve their financial goals with confidence. With total assets reaching an impressive $399,361,622, we are well-positioned to provide comprehensive services tailored to meet the unique needs of each member. Our mission goes beyond just financial transactions; we strive to enhance the lives of those in our community. We believe in empowering our members through education, outreach programs, and partnerships that uplift local initiatives. At High Point, we understand that supporting one another is key to building a thriving community. While you can visit us at 234 Homer St, please note that official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses. Our operating hours are from 8:30 AM to 5:30 PM Monday through Friday, allowing you ample time to connect with us and explore how we can assist you. We are committed to keeping pace with technological advancements while remaining focused on personal service. Our digital banking options include online banking and mobile payments for added convenience, ensuring that managing your finances is easier than ever. As part of our community-focused approach, we prioritize partnerships with local organizations and participate in various outreach efforts throughout Olean. These initiatives help us give back and ensure that we play an active role in enhancing the quality of life for everyone around us. We invite you to join High Point and become part of a credit union that genuinely cares about its members and their well-being. Discover the benefits of membership today by visiting us or exploring more online at High Point FCU. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Accessibility and Parking

We pride ourselves on being welcoming to everyone. Our branch complies with ADA standards, ensuring that all members can access our services comfortably. You'll find ample parking available right outside the building for your convenience.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by to open an account or need help with a loan application, our knowledgeable staff is ready to assist during these hours.

Services Offered

At High Point, we provide essential banking services tailored to meet your needs. While we currently don't offer drive-thru banking or ATM services, our dedicated team is always on hand to help with transactions inside the branch. If you have any questions or would like more information about our services, feel free to call us at 716-372-6607. We encourage you to visit us soon and experience the personalized service that sets High Point apart! We look forward to welcoming you!

Member Eligibility

At High Point, we believe that everyone deserves a supportive financial community to call home. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We open our doors to individuals who meet specific criteria, making it easy for you to start your journey with us. Not only will you gain access to a variety of financial services tailored just for you, but you'll also become part of a community that prioritizes your needs and aspirations. Ready to take the next step? You can find all the details about eligibility on our website at https://www.highpointfcu.com/membership/. Once you've confirmed that you're eligible, opening an account is a breeze! Just visit https://my.highpointfcu.com/enroll to get started or give us a call at (716) 372-6607 if you have any questions. We're excited to welcome you into the High Point family and help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to process payments quickly and securely while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, enhancing your sales experience. With features like mobile payments and online banking, managing your cash flow has never been simpler. Located at 234 Homer St Olean Ny 14760, Olean, NY 14760, our dedicated team is here to help you navigate your financial needs. Let us partner with you to turn your business aspirations into reality! Reach out at (716) 372-6607 during our operating hours from 8:30 am to 5:30 pm, Monday through Friday.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $264 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,225,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, having access to your financial information at your fingertips is crucial. With our robust online banking features, you can manage your accounts anytime, anywhere. Our digital platform allows you to view your account balances, transfer funds between accounts, and even pay bills online all from the comfort of your home or on the go. For those who prefer mobile banking, our mobile application is user-friendly and equipped with features such as mobile payments and person-to-person transfers. This means you can send money to friends or family with just a few taps on your phone!

Everyday Banking Made Easy

We understand that managing your money should be straightforward. That's why High Point offers essential services like ATM Services Only that allow you to access your funds conveniently. You can withdraw cash, check balances, and conduct other transactions without any hassle.

Join Us Today!

We invite you to explore all that High Point has to offer. If you're not already a member, consider joining us! Visit our website at https://www.highpointfcu.com/ for more information about membership eligibility or click here to open an account today. If you have any questions, feel free to call us at (716) 372-6607 we're always happy to help! Your journey toward better financial health starts here at High Point!

Personalized Financial Solutions

While we offer convenient ATM services, we also recognize that members may have unique financial needs. Our friendly staff is available during regular business hours from 8:30 am to 5:30 pm Monday through Friday to assist you with any questions or concerns. We believe in building lasting relationships with our members and tailoring our services to fit their individual goals. Whether you're saving for a new car or planning for retirement, we're here to support you every step of the way. At High Point, we prioritize your financial well-being and are committed to helping you achieve your dreams.

Digital & Online Banking

Key Services

Our online banking system allows you to check balances, pay bills, and transfer money anytime you need. With features like e-statements, you can say goodbye to paper clutter and view your statements digitally whenever you want. Plus, with electronic signature authorization, signing documents is quick and hassle-free. If you're always on the move, our mobile application ensures that banking fits into your lifestyle. Whether you're making mobile payments or sending money through person-to-person transfers, our app makes transactions simple and secure.

Security and Support

Your safety is a top priority for us. Our digital banking platform incorporates advanced security measures to keep your information safe while giving you peace of mind as you manage your finances. With all these features available at your fingertips, High Point empowers you to take charge of your financial life without sacrificing security or support. Explore all that we have to offer today by visiting https://www.highpointfcu.com/!

Financial Strength

At High Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is backed by solid metrics that ensure your money is safe and working for you. With a net worth of $56,572,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,618,928 in share certificates and $45,607,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,572,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,306 in used auto loans and $189,174,870 in total loans and leases. Our operational efficiency shines through as well; our $2,400,864 reflects our commitment to managing resources wisely. We also take pride in having 78 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 40,555, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Point is your trusted partner. Visit us at 234 Homer St Olean Ny 14760 or call (716) 372-6607 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,512,163 in used vehicle loans and $19,840,531 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your needs.

Credit Lines and Commercial Loans

For those needing additional support for business endeavors or personal projects, our total credit lines amount to $34,694,533. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $33,225,185 provide the capital needed to expand operations and invest in new ventures. At High Point located at 234 Homer St Olean NY 14760, we're dedicated to helping you navigate your financial journey. For any inquiries or assistance with our loan offerings, feel free to reach us at (716) 372-6607 during our operating hours from 8:30 am to 5:30 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,519,500, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process to ensure you find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,689,025 in loans helping members manage their finances effectively. Our credit cards come with various features to help you stay on top of your spending while earning rewards.

Loan Aggregator

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HIGH POINT FEDERAL CREDIT UNION - Olean, NY

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