HIGH POINT FEDERAL CREDIT UNION

Welcome to High Point, where community spirit and financial empowerment come together! Located at 234 Homer St, Olean, NY 14760, our credit union has been serving members since 1972. With a strong commitment to providing personalized financial solutions, we proudly support over 20,196 members with a total asset base of $399,361,622. At High Point, we understand that financial journeys can be complex. That's why our dedicated team of 78 employees, led by CEO Richard Yeager and Board President Michele Pancio, is here to guide you every step of the way. Our mission is to foster a sense of belonging while delivering reliable banking services that meet your needs. We're proud to offer a wide range of products, from personal loans to business financing, with total loans exceeding 10,948. Our members benefit from competitive rates and transparent service values that resonate in our net worth of $56,572,757 and cash on hand amounting to $3,708,974. While members can visit us at our Olean branch for all their banking needs, official correspondence should be sent to the same address: 234 Homer St, Olean, NY 14760. Join us in making your financial dreams a reality! For more information or to get started with your membership today, give us a call at 716-372-6607 or visit our website at High Point FCU. We're excited to help you thrive!

At High Point, we take pride in our rich history and unwavering commitment to our community. Established in 1972, our branch has grown alongside the Olean community, providing vital financial services while fostering a spirit of cooperation and support. Our journey began with a simple mission: to serve our members with integrity and dedication, ensuring that everyone has access to the financial tools they need for a better life. Located at 234 Homer St, Olean, NY 14760, our branch is easily accessible for all members. Over the years, we have proudly expanded our offerings and now serve over 20,196 members, helping them achieve their financial goals with confidence. With total assets reaching an impressive $399,361,622, we are well-positioned to provide comprehensive services tailored to meet the unique needs of each member. Our mission goes beyond just financial transactions; we strive to enhance the lives of those in our community. We believe in empowering our members through education, outreach programs, and partnerships that uplift local initiatives. At High Point, we understand that supporting one another is key to building a thriving community. While you can visit us at 234 Homer St, please note that official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses. Our operating hours are from 8:30 AM to 5:30 PM Monday through Friday, allowing you ample time to connect with us and explore how we can assist you. We are committed to keeping pace with technological advancements while remaining focused on personal service. Our digital banking options include online banking and mobile payments for added convenience, ensuring that managing your finances is easier than ever. As part of our community-focused approach, we prioritize partnerships with local organizations and participate in various outreach efforts throughout Olean. These initiatives help us give back and ensure that we play an active role in enhancing the quality of life for everyone around us. We invite you to join High Point and become part of a credit union that genuinely cares about its members and their well-being. Discover the benefits of membership today by visiting us or exploring more online at High Point FCU. Together, let's build a brighter future for our community!

At High Point, we believe that everyone deserves a supportive financial community to call home. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We open our doors to individuals who meet specific criteria, making it easy for you to start your journey with us. Not only will you gain access to a variety of financial services tailored just for you, but you'll also become part of a community that prioritizes your needs and aspirations. Ready to take the next step? You can find all the details about eligibility on our website at https://www.highpointfcu.com/membership/ . Once you've confirmed that you're eligible, opening an account is a breeze! Just visit https://my.highpointfcu.com/enroll to get started or give us a call at (716) 372-6607 if you have any questions. We're excited to welcome you into the High Point family and help you achieve your financial goals!

At High Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is backed by solid metrics that ensure your money is safe and working for you. With a net worth of $56,572,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,417 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,618,928 in share certificates and $45,607,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,572,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,306 in used auto loans and $189,174,870 in total loans and leases. Our operational efficiency shines through as well; our $0 reflects our commitment to managing resources wisely. We also take pride in having 78 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 40,555, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Point is your trusted partner. Visit us at 234 Homer St Olean Ny 14760 or call (716) 372-6607 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.