HIGH POINT FEDERAL CREDIT UNION

Welcome to High Point, your trusted partner in financial services located at 1201 Wayne St, Olean, NY 14760. Since our establishment in 1972, we have dedicated ourselves to serving the community with integrity and care. With a membership of over 20,196 individuals and total assets exceeding $399 million, we are proud to be a cornerstone of financial support for our members. At High Point, we believe that banking should be personal and accessible. Our team is here to provide you with a range of services designed to meet your needs whether it's securing an auto loan or managing your savings. We currently handle a total loan portfolio of 10,948, along with deposits reaching $17,356,106. Our commitment to excellent service has helped us maintain a net worth of $56,572,757 and cash in hand amounting to $3,708,974. Our leadership team, including CEO Richard Yeager and Board President Michele Pancio, works tirelessly to ensure that we not only meet but exceed your expectations. We invite you to visit us during our lobby hours from 8:30 a.m. to 5:30 p.m., Monday through Friday, or take advantage of our drive-thru service on Saturdays from 8:30 a.m. to 12 noon. Whether you're looking for personal banking solutions or business loans, High Point is here for you. Explore our website at highpointfcu.com for more information or give us a call at 716-372-6607. Let's work together towards achieving your financial goals!

Joining the High Point family means becoming part of a welcoming community that values your financial well-being. At High Point, we believe that everyone deserves access to quality financial services. If you live, work, worship, or attend school in Cattaraugus County, you're already eligible to become a member! This inclusive approach ensures that our services are tailored to meet the needs of our community. By choosing High Point, you gain access to a variety of benefits like competitive rates on loans and savings accounts, personalized service, and community-focused programs. Getting started is easy! Simply visit us at 1201 Wayne St, Olean, NY 14760, or check out our eligibility criteria at this link. If you're ready to open an account, you can do so online by visiting this page. For any questions or assistance, feel free to give us a call at 716-372-6607. We can't wait to welcome you aboard!

At High Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a solid choice for your financial needs, backed by our strong performance metrics and commitment to serving you. With a net worth of $56,572,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,417 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,618,928 in share certificates and $45,607,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,572,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,306 in used auto loans and $189,174,870 in total loans and leases. While our recent net income of $0 reflects operational efficiency during challenging times, it reinforces our ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service. Our commitment to our members is evident with a total of 40,555 share accounts, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Point is your trusted partner. Visit us at 1201 Wayne St Olean Ny 14760 or call (716) 372-6607 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.