High Peaks Credit Union Sheridan MT | Best Auto Loans & Business Banking

Introduction

Welcome to High Peaks, your trusted credit union located at 103 S Main St, Sheridan, MT 59749. Since our establishment in 1961, we have been dedicated to serving our community with integrity and care. With a total membership of 3,767 and assets exceeding $52,934,390, we are proud to be a reliable financial partner for individuals and families in the Sheridan area. At High Peaks, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to fostering strong relationships is reflected in our total deposits of $14,755,003 and net worth of $3,216,468 financial stability that empowers us to support our members effectively. Under the leadership of CEO Bob Pfister and Board President Shayne Anderson, our team of 12 employees is here to provide you with personalized service. We invite you to visit us or reach out by phone at 406-842-5372. While members can visit us at our branch location, official correspondence should be sent to PO Box 748, Sheridan, MT 59749, if needed. Join us at High Peaks as we continue to make a positive impact in our community. Whether you're looking for assistance with loans or simply need advice on managing your finances, we're here for you every step of the way. Explore more about what we can do for you by visiting our website at highpeaksfcu.com. Your journey towards financial success starts here!

Branch History & Mission

Commitment to Innovation

As we adapt to changing times, High Peaks remains committed to embracing technology that enhances member experience. Our online banking platform allows you to manage your finances anytime, anywhere. Although we currently do not offer ATM services or drive-thru banking, we ensure that all transactions are safe and straightforward through our digital channels. We invite everyone in the Sheridan area to explore the benefits of joining High Peaks. Experience personalized service tailored just for you, along with financial products designed with your best interests at heart. Join us today and become part of a community where your financial goals are prioritized!

Our Mission

At High Peaks, our mission goes beyond just banking. We strive to uplift our community by providing essential services that enhance financial literacy and promote economic well-being. We believe in supporting local initiatives and creating partnerships that benefit all residents of Sheridan and surrounding areas. Whether it's through educational workshops or community outreach programs, we are dedicated to making a positive impact. Our operational hours are designed with your convenience in mind: Monday through Thursday from 10:00 am to 4:00 pm and Friday until 4:30 pm. While visiting us at our branch is always encouraged, you can also reach us by phone at (406) 842-5372 for any inquiries or assistance. For those needing official correspondence, please note that while members can visit us at 103 S Main St Sheridan Mt 59749, official mail should be sent to PO Box 748, Sheridan, MT 59749.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots like the Sheridan Museum and several delightful eateries. This makes it easy to drop in for a quick banking errand while exploring the community. We take pride in being accessible to everyone, with features that comply with ADA standards, including ramps and designated parking spaces.

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are Monday through Thursday from 10:00 am to 4:00 pm and Friday from 10:00 am to 4:30 pm. These hours give you plenty of time during the week to stop by and chat with our friendly staff about personal banking options like checking accounts, auto loans, or even mortgages.

Services Offered

At High Peaks, we're committed to providing a wide range of services tailored to meet your financial needs. From personal banking solutions like savings accounts and credit cards with rewards to business banking services including merchant services and business loans, we've got you covered! Although we currently do not offer ATM services or drive-thru banking at this location, our online and mobile banking options allow you to manage your finances conveniently from anywhere.

Visit Us Today!

So why wait? If you're looking for personalized service combined with community spirit, come visit us at the High Peaks Sheridan Branch. Have questions? Feel free to give us a call at 406-842-5372 we're here to help!

Member Eligibility

Becoming a member of High Peaks is like joining a caring community where your financial well-being matters. If you're looking to enjoy personalized banking services and support, you're in the right place! To be eligible for membership, you simply need to live, work, worship, or attend school in the area surrounding our branch at 103 S Main St Sheridan Mt 59749. It's that easy! Our goal is to create a welcoming environment for everyone, so don't hesitate to reach out if you have questions about your eligibility. For more detailed information on the criteria and benefits of being part of our family, check out this resource. Once you're ready to take the next step, opening an account is straightforward and convenient. We're here to assist you every step of the way! You can give us a call at (406) 842-5372, and our friendly team will guide you through the process. Join us today and experience the many advantages that come with being a member at High Peaks!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $365,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine running your shop seamlessly customers can pay quickly, allowing you to focus on what matters most: serving them well. Our merchant services provide easy payment processing solutions tailored for your needs. From credit card transactions to online payments, we ensure that your operations run smoothly. Visit us at 103 S Main St, Sheridan, MT 59749 or call us at 406-842-5372 to learn how High Peaks can help your business reach its full potential!

Comprehensive List Of Services

Business Banking

For our business members, we offer robust Business Banking solutions including merchant services and business loans. We know how important it is to keep your business running smoothly, so we provide resources that can help you thrive in today's market.

Loans and Financing

When it comes to financing, we've got you covered! Our Auto Loans & Vehicle Financing options help you drive away in the car of your dreams without breaking the bank. Looking for a place to call home? Our Mortgage Loans & Refinancing services provide competitive rates and personalized support through every step of the process. If you're facing unexpected expenses, consider our Personal Loans & Debt Consolidation options. These services can help simplify your finances by combining multiple debts into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which offer great benefits while you shop.

Online Convenience

In today's fast-paced world, having access to banking services online is crucial. At High Peaks, we prioritize ease of access with our Online & Mobile Banking platforms. You can check balances, transfer funds, and even send money to friends through our person-to-person payment service all from the comfort of your home or on the go. Our lobby hours are Monday through Thursday from 10:00 AM to 4:00 PM and Friday from 10:00 AM to 4:30 PM. If you have questions or need assistance, feel free to give us a call at 406-842-5372. Whether you're opening an account or applying for a loan, we're here to guide you every step of the way. Visit us today at High Peaks in Sheridan and experience the difference personalized service makes! For more information about our services, check out our website at High Peaks FCU.

Personal Banking

We understand that everyone has different financial needs. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're a student just starting out or a seasoned professional, our accounts come with features designed for convenience and accessibility. You can easily manage your funds online or through our mobile banking platform, ensuring you have access anytime you need it.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7, you can manage your finances whenever it suits you. Just visit us at High Peaks to log in and check your balance, pay bills, or transfer funds all from the comfort of your home. Our user-friendly interface makes navigating through your account a breeze.

Mobile Convenience

While we currently do not have a mobile application or mobile payment options available, our online banking system is fully optimized for use on mobile devices. This means you can still enjoy secure access to your accounts from your smartphone or tablet without missing out on any features.

Safety First

Your security is our top priority. Although we do not offer electronic signature authorization at this time, rest assured that all transactions conducted through our online platform are protected with advanced security measures to keep your information safe. At High Peaks, we're committed to making banking simple and accessible for everyone in Sheridan and beyond. Experience the ease of digital banking today!

Smart Features for Your Needs

For those who prefer electronic statements, we offer e-statements that provide a quick and eco-friendly way to keep track of your transactions. Plus, if you're looking to send money easily to friends or family, our person-to-person transfer feature lets you do just that with just a few clicks no hassle involved!

Financial Strength

Growing Member Trust

Total Share Accounts: 6,641, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our community places in High Peaks. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Peaks is your trusted partner. Visit us at 103 S Main St Sheridan MT 59749 or call 406-842-5372 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Growth

With $2,467,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,565,933 in total loans and leases.

Operational Efficiency

Our net income of $140,078 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings for Our Members

Members' savings are secured through $12,601,755 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $3,216,468, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 695 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. These figures reflect our commitment to managing your money wisely.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $2,212,072 in used vehicle loans and $9,183,546 in new vehicle loans already helping members get on the road, we are committed to providing you with flexible financing options tailored to your needs.

Credit Lines and Refinancing Options

For those needing extra financial flexibility or looking to consolidate debt, our total credit lines available amount to $2,000,000. We also have refinancing options for existing loans to help you secure better rates and terms. If you're unsure about eligibility or need assistance navigating our offerings, feel free to give us a call at 406-842-5372. At High Peaks, our goal is not just to provide loans but to empower our members with the resources they need for financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us today or explore more about our loan offerings online at High Peaks FCU. Your journey toward achieving your financial goals starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,781,617. This means you can take the steps toward owning your own home with confidence and ease.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $380,418 in loans helping members manage their finances effectively. Our credit card options provide rewards and convenience for your everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all loan offers you see are not only current but also come from trustworthy sources, ensuring fair and transparent offers.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

The Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, which guarantees transparency in your choices. No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make decisions based solely on what's best for you. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly identify the most favorable terms available. This helps in making informed financial decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

HIGH PEAKS FEDERAL CREDIT UNION