High Peaks Credit Union Dillon MT | Affordable Vehicle Loans & Business Banking

Introduction

At High Peaks, we believe in building a strong community through trust and reliable financial services. Located at 222 S Pacific St, Dillon, MT 59725, our branch has been serving members since 1961. With a total membership of 3,767, we are proud to be a part of your financial journey, whether you are looking for personal banking solutions or business financing options. Our commitment to our members is reflected in our robust financial health. We boast total assets of $52,934,390 and have facilitated over 3,051 loans to help our community achieve its goals. At High Peaks, we also manage total deposits of $14,755,003, ensuring that your money is not only safe but also working for you. Additionally, our net worth stands at an impressive $3,216,468, showcasing our stability and dedication to serving you better. While members can visit us at our branch address, official correspondence should be sent to PO Box 29, Dillon, MT 59725. Our team of dedicated employees 12 in total led by CEO Bob Pfister and Board President Shayne Anderson, is always ready to assist you with personalized service. You can reach us at (406) 683-4373 during our operating hours: Monday through Thursday from 7:45 AM to 5:00 PM and Friday until 5:30 PM. Join us today at High Peaks as we continue to grow together with the community! Visit our website at highpeaksfcu.com for more information on how we can support your financial needs.

Branch History & Mission

Welcome to High Peaks, where our journey began in 1961 in the heart of Dillon, Montana. Since opening our doors at 222 S Pacific St, we have proudly served our community with a commitment to providing exceptional financial services and support. Over the years, we have grown alongside our members, now boasting a vibrant community of over 3,767 members and total assets exceeding $52 million. High Peaks was founded on the principle of serving the local community. Our mission is clear: to empower individuals and families through accessible financial solutions while fostering a sense of belonging and support. We believe that by offering personalized banking options like checking and savings accounts, auto loans, mortgages, and business banking we can help our members achieve their financial goals. Our location in Dillon is not just a branch; it's a hub for community engagement. Nestled near local landmarks and easily accessible, we strive to create an inviting atmosphere for everyone who walks through our doors. While members can visit us at our branch address, official correspondence should be sent to PO Box 29, Dillon, MT 59725. As we look back on our history, we are proud of the milestones we've achieved together with our members. We have embraced technology to enhance your experience with online banking services and person-to-person payments, ensuring that banking is convenient and user-friendly. Our drive-thru service further adds to this convenience, allowing quick transactions without leaving your vehicle. At High Peaks, we understand that being part of a community means more than just providing financial services; it means giving back. We are actively involved in various outreach programs that support local initiatives and charities. Our partnerships within the Dillon area strengthen these efforts as we work hand-in-hand with organizations dedicated to making a difference. We invite you to join us on this journey. Experience the benefits of being part of High Peaks where your financial well-being is at the heart of what we do. Visit us during our operating hours from 7:45 AM to 5:00 PM Monday through Thursday and until 5:30 PM on Friday. You can also reach us at (406) 683-4373 for any inquiries or assistance. Join High Peaks today and let us help you reach new heights in your financial journey!

Branch Location & Accessibility

Welcome to High Peaks, your friendly neighborhood credit union located at 222 S Pacific St in Dillon, MT. Nestled in Beaverhead County, our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading to the nearby park or shopping district, we're just a short walk or drive away! At High Peaks, we prioritize accessibility for all members. Our branch features ADA-compliant facilities and ample parking space to ensure a smooth visit. Plus, with our drive-thru banking service, you can handle your transactions without leaving your car perfect for those busy days. Our operating hours are designed to fit your schedule: we're open from 7:45 AM to 5:00 PM Monday through Thursday and extend our hours until 5:30 PM on Fridays. This gives you plenty of time to stop by after work or during your lunch break. If you need assistance or have questions about our services including checking and savings accounts, auto loans, mortgage options, and personal loans feel free to reach out at 406-683-4373. We're here to help! While members can visit us at our branch location, please note that any official correspondence should be sent to PO Box 29, Dillon, MT 59725. So why wait? Stop by High Peaks today and discover how we can support your financial journey!

Member Eligibility

At High Peaks, we believe that becoming a member is like joining a caring family that supports each other's financial journeys. If you're looking to be part of our community, you'll find it easy to qualify! Our membership is open to anyone who lives, works, worships, or attends school in the Dillon area. We also welcome family members of existing members, making it a perfect way for loved ones to benefit from our services together. Being a member at High Peaks comes with fantastic perks, including competitive rates on loans and savings, personalized service, and access to various financial products tailored just for you. Ready to join? You can start the process by visiting us at 222 S Pacific St Dillon Mt 59725 or giving us a call at (406) 683-4373 for more information. For detailed eligibility criteria and updates, feel free to check out our website at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Imagine serving customers with ease accepting payments quickly and securely, whether they're using credit cards or mobile wallets. Our tools ensure you can focus on what you do best while we take care of the financial transactions. Located at 222 S Pacific St Dillon Mt 59725 in Dillon, MT, we're here to support your business journey. Call us at (406) 683-4373 or visit our website at https://www.highpeaksfcu.com/ to learn more about how we can assist you in achieving your business goals.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $365,531, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include merchant services and business loans designed specifically for small enterprises. We know how important it is for you to have reliable financial support as you grow your business.

Credit Cards

At High Peaks, we also offer credit cards with rewards! Use your card for everyday purchases and earn points that can be redeemed for various perks. It's an excellent way to get more out of your spending while building credit.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why High Peaks provides robust online and mobile banking options. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go. Additionally, our service includes person-to-person payment features that allow you to send money instantly perfect for splitting bills with friends or paying back family.

Drive-Thru Services

For those who prefer face-to-face interactions but value efficiency, our drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy days when you're on the move! If you have any questions about our services or want to learn more about how we can assist you with your financial journey, feel free to reach out! Call us at 406-683-4373 or visit us online at High Peaks FCU. We look forward to serving you!

Loans and Financing

When it comes to financing, we understand that life can bring unexpected expenses or exciting opportunities. That's why we offer auto loans and vehicle financing options that make purchasing a car accessible. With flexible terms and competitive rates, you can drive away in the vehicle of your dreams without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing services simplify the process, making it easier for you to secure a place you'll love. For those needing a little extra cash, our personal loans and debt consolidation options can help you manage your finances more effectively.

Personal Banking

Whether you're looking to open a checking or savings account, High Peaks has you covered. Our personal banking services are designed to make managing your money simple and straightforward. Imagine having a checking account that offers convenience and easy access to your funds perfect for day-to-day transactions. For those saving for future plans or emergencies, our savings accounts provide competitive interest rates to help your money grow.

Digital & Online Banking

Key Services

With our 24/7 online banking platform, you can manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, it's all just a click away. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and effortlessly. We also provide e-statements, so you can keep track of your finances without the clutter of paper statements. Enjoy the peace of mind that comes with knowing your information is secure while accessing it from the comfort of your home.

Security and Accessibility

Your security is our top priority. While we do not offer electronic signature authorization at this time, our systems are designed with robust security measures to protect your personal information. You can feel confident knowing that your data is safe as you navigate through our user-friendly online banking interface. For those who prefer mobile solutions, while we currently do not have a mobile application or mobile payments available, rest assured that our website is optimized for mobile use. This way, you can access all your banking needs right from your smartphone or tablet. In summary, at High Peaks, we strive to provide accessible, easy-to-use digital banking options that fit seamlessly into your busy life. Join us today and take control of your finances with just a few clicks!

Financial Strength

Commitment to Growth

With $2,467,000 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $302 in used auto loans and $31,865,933 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 6,641, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $2,000,731, highlighting our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Peaks is your trusted partner. Visit us at 222 S Pacific St Dillon Mt 59725 or call (406) 683-4373 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Approach

Members' savings are secured through $12,601,755 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $140,078, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $3,216,468, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $695 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,212,072 in used vehicle loans and $9,183,546 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan to lower your monthly payments or interest rate, our refinancing options are designed just for you.

Credit Lines and Personal Loans

Need extra cash for unexpected expenses? We offer personal lines of credit up to $2,000,000 that provide quick access to funds when you need them most. Additionally, our unsecured credit card loans total $380,418, offering you flexible terms that can help manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,781,617, make buying or refinancing simple. We strive to make home financing accessible with competitive rates and personalized service to help you navigate your mortgage journey.

Supporting Local Businesses

For business owners in our community, we have outstanding commercial loans totaling $365,531 available to provide the capital needed to grow and expand your operations. We believe in supporting local businesses and are dedicated to helping you succeed. At High Peaks in Dillon (222 S Pacific St), we're more than just a financial institution; we're a partner invested in your success. You can reach us at 406-683-4373 for any inquiries or assistance regarding our loan offerings. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can work for you today!

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. Each loan listing is verified to ensure accuracy, helping users navigate their borrowing options confidently.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, which ensures transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains on delivering unbiased results that serve users' best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping borrowers secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HIGH PEAKS FEDERAL CREDIT UNION - Dillon, MT

Compare Loan Rates Near You

Loan rates in Dillon, MT (59725)