HIGH DESERT COMMUNITY CREDIT UNION - Aztec, NM

At High Desert Community Credit Union, we believe in the power of community and the importance of building lasting relationships with our members. Located at 321 S Main Ave, Aztec, NM 87410, our credit union has been a trusted financial partner since 1956. With over 2,050 members, we are committed to providing personalized services that cater to your unique financial needs. While you can visit us at our branch location, official correspondence can be sent to our mailing address: PO Box 1059, Aztec, NM 87410. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. As of now, we proudly manage assets totaling $17,191,211 and have facilitated 687 loans to help our members achieve their financial goals. With total deposits amounting to $897,351, our focus remains on fostering a strong and sustainable community through responsible banking practices. Our net worth stands at an impressive $2,527,353, ensuring that we have the stability needed to support our members effectively. Led by our CEO Liz Rusk and Board President Cheslea Williams, our team of five employees is dedicated to enhancing your banking experience. We offer online and mobile banking options for your convenience and are always available at (505) 334-3047 during lobby hours from 9:00 AM to 4:00 PM on weekdays. Join us in making a difference in the lives of our members and the broader community! Visit us today or check out more about our services on our website at highdesertcu.org. Together, let's build a brighter financial future!

Becoming a member of High Desert Community is like joining a family that truly cares about your financial well-being. We warmly welcome anyone who lives, works, or worships in the San Juan County area, along with their immediate family members. This means if you're part of our community in any way, you're eligible to join us! Membership at High Desert Community comes with fantastic benefits, including personalized service and access to a range of financial products designed just for you. To learn more about the specific eligibility criteria, check out this helpful resource: Eligibility Details. Opening an account is a breeze simply visit us at our branch located at 321 S Main Ave Aztec Nm 87410, or give us a call at (505) 334-3047 during our operating hours from Monday to Friday, 9:00 AM to 4:00 PM. We can't wait to help you start your journey with us at High Desert Community!

At High Desert Community, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere. One of the standout features is our 24/7 online banking service available at https://highdesertcu.org/ . Whether you want to check your balance, pay bills, or transfer funds, you can do it all with just a few clicks. Plus, if you're on the go, our mobile application lets you manage your account right from your smartphone. We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and secure. And speaking of convenience, our e-statements allow you to receive your financial statements electronically, reducing paper clutter while keeping you informed. Need to send money to a friend? Our person-to-person transfers make it quick and easy. Just a few taps on your device, and the money is on its way! If you're into mobile payments, you're in luck; we support mobile payments, so you can shop without needing cash or cards. Managing your finances has never been easier or more accessible. With these tools at High Desert Community, you'll have real-time control over your accounts right at your fingertips. Embrace the ease of digital banking today!

At High Desert Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your savings and investments are in safe hands. Our net worth of $2,527,353 reflects our strong financial health, which allows us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 14.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,109,931 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $62,404, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,376,766 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,849,260 in total loans and leases. We also take pride in having 5 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is highlighted by our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at 2,200, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, High Desert Community is your trusted partner. Visit us at 321 S Main Ave Aztec NM 87410 or call 505-334-3047 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.