Hidden River Credit Union Pottsville PA | Best Auto Loans & Checking

Introduction

Welcome to Hidden River Credit Union, your trusted partner in financial growth and community support, located at 60 Westwood Rd, Pottsville, PA 17901. Established in 1953, we have proudly served over 19,153 members and continue to foster a spirit of cooperation and commitment within our community. At Hidden River, we prioritize your financial well-being. With total assets of $222,676,199 and total deposits reaching $7,635,890, our strong foundation ensures that we can provide the services you need be it personal banking, auto loans, or business financing. Our CEO, John Murga, alongside Board President George Zweibel, leads a dedicated team of 40 employees, all focused on delivering exceptional service tailored to your needs. Whether you're looking to open a checking account or explore loan options such as our impressive portfolio of over 12,078 loans and leases we're here to help you navigate your financial journey with confidence. While members can visit us at our branch for friendly assistance and a range of services from basic transactions to more complex financial solutions, official correspondence should be sent to our mailing address: 60 Westwood Rd, Pottsville, PA 17901-1834. Join us today and experience the difference that comes with being part of a credit union built on trust and community values. For any inquiries or assistance, feel free to give us a call at 570-622-3399. Visit our website at www.hdriver.org to learn more about how we can support your financial goals!

Branch History & Mission

Innovative Services

In keeping with modern needs, we have embraced technology without losing sight of personal connections. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We also provide ADA-compliant facilities ensuring everyone can access our services with ease. Additionally, our drive-thru service offers quick transactions for those on the go. While members can visit us at 60 Westwood Rd Pottsville Pa 17901, official correspondence should be sent to 60 Westwood Rd, Pottsville, PA 17901-1834. For any inquiries or assistance, feel free to reach out at (570) 622-3399 during our operating hours: Monday through Thursday from 7:30 AM to 4:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM for drive-thru services.

Join Us Today!

As we look toward the future, we invite you to join Hidden River Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Explore membership eligibility here or open an account today. Together, let's build a brighter financial future!

Our Mission

At Hidden River Credit Union, our mission is simple yet profound: We strive to provide exceptional financial services while positively impacting the lives of our members and the community. We believe that everyone deserves access to quality banking options that promote financial literacy and stability. Our dedicated team works tirelessly to ensure that our members feel valued and supported in every interaction. We are not just a credit union; we are part of the Pottsville community. Through partnerships with local organizations and ongoing outreach efforts, we aim to uplift those around us. Whether it's hosting financial education workshops or sponsoring local events, we take pride in contributing to the well-being of our neighbors.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to reach out! You can call us at 570-622-3399. We're excited to serve you and help you achieve your financial goals. Stop by today or give us a call we look forward to welcoming you into the Hidden River family!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open from Monday through Thursday from 7:30 AM to 4:30 PM and on Fridays until 6:00 PM. On Saturdays, we welcome you during drive-thru hours from 9:00 AM to 1:00 PM. Whether you're stopping in for a quick transaction or needing more detailed assistance, our team is ready to help.

Parking and Accessibility

At Hidden River Credit Union, we prioritize accessibility for all our members. You'll find ample parking space available right outside our doors. For those who may need assistance, we have ADA-compliant features such as ramps that ensure everyone can easily access our services without any hassle.

Services Offered

Hidden River Credit Union provides a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards we've got you covered! Need cash? We also have ATM availability for quick withdrawals and balance checks. Plus, our drive-thru service offers convenience for simple transactions without leaving your vehicle.

Member Eligibility

At Hidden River, we believe that joining our credit union means becoming part of a close-knit community dedicated to your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Schuylkill County area, you're already eligible to enjoy the benefits we offer. This includes personalized banking services that cater to your unique needs, from checking and savings accounts to loans and credit cards designed just for you. For full details on eligibility criteria, please visit our website at https://www.hdriver.org/membership/. Opening an account with us is as easy as picking up the phone! Just call us at (570) 622-3399 to get started or head over to this link for a quick online application. Our friendly team at Hidden River is here to guide you every step of the way and ensure you feel right at home. Don't miss out on the supportive services that can help you achieve your financial goals!

Business Banking & Commercial Services

At Hidden River, we understand that every business has unique needs and ambitions. Whether you're a startup looking to take your first steps or an established company ready to expand, we are here to support your journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide essential merchant services designed to streamline operations and enhance customer experience. Imagine having the ability to accept payments effortlessly, manage transactions, and track sales all from one platform. Our merchant services can help you focus on what you do best: running your business. Visit us at 60 Westwood Rd Pottsville Pa 17901 in Pottsville, PA, or call us at (570) 622-3399 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash fast? We provide easy access through our ATM services, allowing for quick withdrawals and balance checks without stepping inside the branch. Plus, enjoy basic drive-thru banking options for deposits and simple transactions during our lobby hours: Monday to Thursday from 7:30 AM to 4:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. At Hidden River Credit Union, we strive to make banking straightforward and accessible for everyone in Pottsville and beyond. If you're interested in learning more about any of these services or would like assistance tailored specifically for you, don't hesitate to reach out! Call us at 570-622-3399 or visit us online at Hidden River Credit Union. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that can help you drive away in the vehicle you desire. Whether you're buying new or used, we work with you to tailor a loan that fits your budget.

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges businesses face, and we're committed to supporting local growth and success.

Convenient Digital Banking

With our online and mobile banking features, managing your finances has never been easier. Check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go using your smartphone or tablet.

Credit Cards with Rewards

Our credit cards with rewards program allows members to earn points on every purchase. This means that every dollar spent could bring you closer to exciting rewards or cash back making your everyday spending work harder for you.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. If you're ready to buy your first home or looking to lower your monthly payments through refinancing, our team is here to guide you through each step of the process.

Personal Banking Solutions

For individuals looking to manage their day-to-day finances, our personal banking services offer both checking and savings accounts designed for convenience and ease of use. Imagine having your funds accessible whenever you need them, whether it's for everyday purchases or saving for future goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can get the funds you need while simplifying your financial obligations. Picture consolidating multiple debts into one easy monthly payment it's a smart way to regain control over your finances.

Digital & Online Banking

Accessibility & Support

Need assistance? Our team is here to help! Even though electronic signature authorization isn't available right now, we're committed to providing support every step of the way. If you have any questions about using our digital services or want guidance on setting up your online account, don't hesitate to reach out. At Hidden River, we strive to make banking straightforward and accessible for all our members. Explore our digital offerings today and experience how easy it can be to manage your finances!

Key Features

We know security is a top priority for our members. That's why our online banking services are designed with strong security measures to keep your information safe. Plus, if you prefer going paperless, we offer e-statements to simplify your record-keeping without compromising security. With e-statements, you can view and download your statements anytime, reducing clutter while keeping everything organized. For those who enjoy using their mobile devices, our user-friendly mobile application makes banking even more convenient. While we currently do not offer mobile payments or person-to-person transfers, the app allows you to manage your accounts easily and efficiently wherever you are.

Financial Strength

A Solid Foundation

With a net worth of $19,211,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $19,211,441 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $50,240 in used auto loans and a total of $96,986,862 in loans and leases, we're here to support your financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at 31,918, showing a strong and growing member base that trusts us with their finances. This collective strength allows Hidden River to remain stable while providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hidden River is your trusted partner. Visit us at 60 Westwood Rd Pottsville Pa 17901 or call 570-622-3399 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $45,528,623 in share certificates and $17,585,689 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,791,649 in used vehicle loans and $17,974,884 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible options can cater to your needs.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing finances, we offer total credit lines of $6,000,000. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $953,753 in loans helping members manage their finances effectively. These options allow you to handle unexpected expenses or consolidate debt with ease. At Hidden River Credit Union located at 60 Westwood Rd Pottsville PA 17901, we strive to support our members with straightforward solutions tailored to individual needs. If you have any questions about our loan offerings or want to discuss refinancing options further, please don't hesitate to contact us at 570-622-3399. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan products can empower your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,466,882, make buying or refinancing simple. We provide competitive rates and terms that fit your budget. If you're looking to refinance an existing mortgage or explore eligibility options for a new one, our team is here to guide you through the process.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each lender listed has undergone a thorough verification process, so you can trust that you're looking at legitimate options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find misleading information or hidden fees. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a level playing field where all options are presented equally. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions, making it easier for you to compare and choose what works best for your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in finding the right financing solution for your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Hidden River