Hidden River Credit Union Pine Grove PA | Low Mortgage Rates & Auto Loans

Introduction

At Hidden River, we believe in building a strong community through financial empowerment. Located at 29 E Pottsville St, Pine Grove, PA 17963, our Pine Grove Branch is not just a place to bank; it's a hub for supporting the dreams and aspirations of our members. Established in 1953, we have proudly served 19,153 members with a commitment to personal service and financial education. With total assets exceeding $222,676,199 and deposits amounting to $7,635,890, we ensure that your savings are secure while providing you with competitive loan options. Our diverse range of services includes auto loans, mortgages, personal loans, and credit cards with rewards, making it easier for you to achieve your goals. Our dedicated team of 40 employees, led by CEO John Murga and Board President George Zweibel, works tirelessly to provide exceptional service tailored to each member's needs. Whether you visit us in person or connect online through our website at Hidden River, we are here to assist you every step of the way. For official correspondence, please send mail to our mailing address: 29 E Pottsville St, Pine Grove, PA 17963-1506. Feel free to give us a call at 570-624-6000 or visit us during our lobby hours from Monday to Thursday 7:30 AM to 5:00 PM and Friday 7:30 AM to 6:00 PM. Join us at Hidden River Credit Union where your financial journey matters. Let's build a brighter future together!

Branch History & Mission

Community Impact

We take pride in supporting local initiatives and partnering with various organizations that align with our values. Our outreach efforts are focused on building strong relationships within the Pine Grove community and ensuring that we contribute positively wherever possible. As we continue this journey together with our members, we invite you to join us at Hidden River. Experience firsthand how we can help you reach your financial goals while being part of a community-driven credit union. Visit us today or check out our website at Hidden River Credit Union for more information on membership opportunities!

Our Journey

Located at 29 E Pottsville St, Pine Grove, PA 17963, our branch is not just a place for transactions but a hub of community engagement. With a rich history marked by key milestones, we have continuously evolved to meet the changing needs of our members. Over the years, we have expanded our services from basic accounts to include auto loans, mortgages, and business banking options. Today, with total assets exceeding $222 million, we stand as a testament to sound financial management and dedicated service. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to our mailing address at 29 E Pottsville St, Pine Grove, PA 17963-1506.

Our Mission

At Hidden River, our mission goes beyond merely providing financial services. We are devoted to enhancing the quality of life for our members and the surrounding community. We believe that everyone deserves access to reliable financial resources that can help them achieve their goals. Whether it's saving for a new home or financing education for children, we aim to empower our members with the tools they need. Our operating hours reflect our commitment to accessibility: Monday through Thursday from 7:30 AM to 5:00 PM and Friday until 6:00 PM. We also offer drive-thru banking and ATM availability for added convenience.

Branch Location & Accessibility

Convenient Access for Everyone

At Hidden River, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and ample parking space to ensure everyone can visit us comfortably. Whether you prefer coming inside or using our drive-thru service for quick transactions, we have you covered. The drive-thru is perfect for deposits and withdrawals without leaving your vehicle.

Operating Hours Tailored to You

We understand that life gets busy. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Thursday from 7:30 AM to 5:00 PM and Friday until 6:00 PM. Feel free to stop by during these hours to discuss personal banking services like checking and savings accounts, auto loans, mortgage options, or any other financial inquiries you might have.

Stay Connected with Us

If you need assistance or have questions before visiting, don't hesitate to give us a call at 570-624-6000. Our friendly team is always ready to help! For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances from anywhere. While members can visit us at 29 E Pottsville St Pine Grove Pa 17963, official correspondence should be sent to 29 E Pottsville St, Pine Grove, PA 17963-1506. We invite you to come and experience the welcoming atmosphere at Hidden River's Pine Grove Branch where your financial well-being is our top priority!

Member Eligibility

Becoming a member of Hidden River feels like joining a close-knit family where your financial goals are supported with care and attention. If you live, work, worship, or attend school in the Pine Grove area, you're already on the path to membership! This community-focused credit union welcomes those who share a commitment to improving their financial well-being. Whether you're looking for personal banking services, auto loans, or even mortgages, being part of Hidden River opens doors to a variety of benefits designed just for you. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at https://www.hdriver.org/membership/. Opening an account is simple and straightforward! Just follow the easy steps outlined at https://fs27.formsite.com/hiddenrivercreditunion/form2/index.html, and our friendly team will be ready to assist you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (570) 624-6000. We look forward to welcoming you into our vibrant community at 29 E Pottsville St Pine Grove Pa 17963!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Though we currently have no member or non-member commercial loans available, we are eager to explore financing options that can benefit local entrepreneurs in Pine Grove, PA. Our team is ready to work with you to create personalized solutions that fit your unique needs.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify daily operations for businesses. Imagine being able to accept payments quickly and securely while keeping track of transactions effortlessly. Our services can help streamline your payment processing, allowing you to focus on what matters most growing your business. Located at 29 E Pottsville St, Pine Grove, PA 17963, we're here to partner with you on your journey to success. Reach out at 570-624-6000 during our convenient hours, Monday through Friday. Let's take your business to the next level together!

Comprehensive List Of Services

Accessibility and Support

We know that everyone has different banking preferences. Our basic ATM access lets you withdraw cash or check balances without entering the branch. And if you prefer face-to-face service, our drive-thru is there for deposits and simple transactions. At Hidden River, we strive to be more than just a financial institution; we aim to be a partner in your financial journey. Our friendly team is ready to assist you with any questions or guidance you may need. Ready to experience all that we have to offer? Visit us at 29 E Pottsville St Pine Grove Pa 17963 or give us a call at (570) 624-6000 today! We look forward to serving you!

Business Banking Services

For small business owners, Hidden River provides essential banking solutions such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools to help you succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to access your accounts anytime, anywhere. With features like ATM and cash withdrawal services available at our location, along with basic drive-thru banking for quick transactions, managing your finances has never been easier.

Credit Options

We understand that life can bring unexpected expenses, which is why we offer personal loans and debt consolidation services. This means you can tackle bills or consolidate debts into one manageable payment without the stress. If you're looking to earn rewards while spending, check out our credit cards that come with great benefits tailored just for you.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Imagine having a safe place for your funds while earning interest on your savings. Plus, if you're looking to buy a new car or refinance an existing loan, our auto loans and vehicle financing make it easy to drive off with the vehicle you want. For those considering homeownership, our mortgage loans and refinancing options provide the flexibility needed to secure your dream home.

Digital & Online Banking

Accessibility

Our digital banking services prioritize accessibility. Whether you're at home or on the move, managing your finances has never been easier. Enjoy peace of mind with a platform that puts control in your hands while prioritizing security and ease of use. Join us today at Hidden River and experience how our digital services can simplify your banking needs! For more information or assistance, feel free to reach out at (570) 624-6000.

Key Features

We offer E-Statements for easy access to your financial records without the clutter of paper. This feature not only helps you stay organized but also contributes to environmental sustainability. Plus, our mobile application is available for download, allowing you to handle transactions and account management directly from your phone perfect for those on the go! While we currently don't support mobile payments or person-to-person transfers, our online banking system ensures that all transactions are straightforward and secure. You can rest assured knowing that your data is protected as we do not use electronic signature authorization.

Financial Strength

Commitment to Growth and Innovation

With $19,211,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,024 in used auto loans and $96,986,862 in total loans and leases to support members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $45,528,623 in share certificates and $17,585,689 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $19,211,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 31,918, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hidden River is your trusted partner. Visit us at 29 E Pottsville St Pine Grove Pa 17963 or call (570) 624-6000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,791,649 in used vehicle loans and $17,974,884 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget and preferences so you can drive away with peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,466,882, make buying or refinancing simple. We provide personalized assistance to help you navigate the mortgage process smoothly. If you're considering refinancing your existing mortgage for better terms or lower rates, we have eligibility options available that can save you money over time.

Other Loan Options

In addition to these key products, we have other lending solutions like personal loans for debt consolidation and lines of credit totaling $6,000,000 that can aid in managing larger expenses or unexpected costs. Each product is crafted with our members' needs in mind so that you can find the right fit for your situation. For more information on our loan offerings or if you'd like to discuss your specific needs with one of our team members, feel free to reach out at 570-624-6000. We're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $953,753 in loans helping members manage their finances effectively. These cards come with benefits that cater to everyday spending while providing financial control and convenience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so you can make informed choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have access to the latest information to help them decide. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Hidden River