Hidden River Credit Union Orwigsburg PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Hidden River, your trusted financial partner in the heart of Orwigsburg, PA! Since our establishment in 1953, we have been dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. Located at 629 W Market St, we invite you to explore a range of services designed for both personal and business growth. At Hidden River, we pride ourselves on being more than just a credit union; we are a vibrant community hub with over 19,153 members who trust us for their financial journey. With total assets amounting to an impressive $222,676,199 and total deposits reaching $7,635,890, we ensure that your money is safe and growing. Our commitment to you is reflected not only in our robust financial health but also in our warm and welcoming atmosphere. Under the leadership of CEO John Murga and Board President George Zweibel, our team of 40 dedicated employees is here to assist you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or simply want to open a checking account, we've got you covered. With a strong focus on community impact, we aim to empower our members through comprehensive financial education and support. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address at 705 W Market St, Orwigsburg, PA 17961-1010. Ready to take control of your finances? Give us a call at 570-366-8800 or visit us online at www.hdriver.org to learn more about how we can help you achieve your financial goals. Your journey towards financial empowerment begins here!

Branch History & Mission

Welcome to the Hidden River Orwigsburg Branch, a proud part of our community since 1953. Over the years, we have grown from a small local credit union into a trusted financial institution that serves over 19,000 members. Located at 629 W Market St, Orwigsburg, PA 17961, our branch is conveniently situated near local landmarks and is easily accessible for all your banking needs. Our mission at Hidden River is simple yet powerful: to provide our members with exceptional financial services while making a positive impact in the community. We believe in empowering individuals and families through access to affordable banking solutions and educational resources. Whether you are looking for checking accounts, auto loans, mortgage options, or credit cards with rewards, we are here to support you every step of the way. Since our founding, we have achieved significant milestones. Our total assets now stand at an impressive $222,676,199, reflecting our commitment to fiscal responsibility and growth. This allows us to offer competitive rates and innovative products that meet the evolving needs of our members. At Hidden River, we take pride in being more than just a financial institution; we are a cornerstone of community support. Our outreach initiatives focus on improving the lives of those around us, whether through local sponsorships or partnerships with organizations that share our vision for progress and inclusion. In addition to traditional banking services, we understand the importance of adapting to today's digital world. Our online and mobile banking platforms make it easy for you to manage your finances anytime and anywhere. Plus, with convenient ATM access and drive-thru service available at our branch, we ensure that your banking experience is as smooth as possible. If you need assistance or have questions about membership benefits, feel free to reach out to us at 570-366-8800. While members can visit us at 629 W Market St, official correspondence should be sent to 705 W Market St, Orwigsburg, PA 17961-1010 if different from our branch address. Join us at Hidden River and discover how we can help you achieve your financial goals while contributing to a thriving community. Your journey begins here!

Branch Location & Accessibility

A Friendly Invitation

We invite you to stop by Hidden River Credit Union at your convenience! Our friendly staff is ready to assist you with all your banking needs. If you'd like more information or have questions before visiting, feel free to call us at 570-366-8800. We look forward to serving you!

Easy Access and Parking

At Hidden River, we understand how important it is for our members to have easy access to our services. Our branch features ample parking spaces right outside the door, making it simple for you to pop in for banking needs without any hassle. We are proud to be ADA compliant, ensuring that everyone can access our facilities comfortably.

Operating Hours Tailored for You

We aim to accommodate your busy schedule with our operating hours. Visit us Monday through Thursday from 7:30 AM to 4:30 PM, and on Friday from 7:30 AM to 6:00 PM. These extended hours on Fridays give you a bit more flexibility when managing your finances.

Services Designed Around You

At our Orwigsburg branch, we offer a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we're here to help you navigate your financial journey. Need quick cash? Our ATM services are available for withdrawals and balance checks anytime you need them. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car!

Member Eligibility

At Hidden River, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our area, or even has family members who are already part of our credit union. This inclusivity means that you can enjoy all the benefits we offer, from competitive loan rates to personalized service tailored just for you. For more detailed information on eligibility criteria, feel free to check out our website at https://www.hdriver.org/membership/. Once you're ready to join us at our branch located at 629 W Market St, Orwigsburg, PA 17961, the process is straightforward! You can start by visiting our account opening page at https://fs27.formsite.com/hiddenrivercreditunion/form2/index.html or give us a call at 570-366-8800 for any questions you might have. We're here to help you every step of the way as you take this exciting leap into membership with Hidden River!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient merchant services can make all the difference. Imagine being able to accept payments easily, whether in-store or online. Our merchant services provide you with the tools you need to streamline transactions, giving your customers a seamless experience while saving you valuable time. Located at 629 W Market St, Orwigsburg, PA 17961, we invite local business owners to explore how our tailored solutions can meet their unique needs. Connect with us at 570-366-8800 or visit our website here to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

If you own a business, we offer specialized services such as merchant services and business loans. It's crucial for businesses to have reliable banking options that support growth. Our experts will work closely with you to understand your business needs and find the best solutions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. You can check your balance, transfer funds, or pay bills right from your phone or computer anytime you need. Our ATM and cash withdrawal services are available around the clock for added convenience.

Drive-Thru and ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows for simple transactions without leaving your car. Additionally, our ATMs are strategically placed for easy access to cash and balance checks whenever you need them. At Hidden River, we're not just another financial institution; we're part of your community. With over 19,000 members benefiting from our services, we invite you to join us and experience personalized banking like never before. Feel free to contact us at 570-366-8800 or visit us during our operating hours Monday through Thursday from 7:30 AM to 4:30 PM and Friday until 6:00 PM. Let us help you take control of your finances today!

Home Financing

Thinking about buying your first home or refinancing your existing mortgage? Our mortgage loans are crafted to assist you every step of the way. We understand that this is one of the biggest financial decisions you'll make, and our team is here to provide guidance tailored specifically for you.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine having a place where you can easily access your funds, set savings goals, and track your spending all with the help of our friendly staff. We also offer auto loans and vehicle financing, so if you're in the market for a new car, we can help you drive off in style without breaking the bank.

Personal Loans and Credit Cards

For those unexpected expenses or when you want to consolidate debt, our personal loans are here for you. Plus, don't forget about our credit cards with rewards perfect for earning points while making everyday purchases. Whether it's a family vacation or simply enjoying a night out, you'll benefit from using a card that gives back.

Digital & Online Banking

E-Statements and Mobile Application

For those who prefer paperless options, we provide e-statements that deliver your account information right to your inbox. This not only helps the environment but also keeps your documents organized and accessible. Plus, with our mobile application available for download, managing your finances is even more convenient. You can perform all your banking tasks from the palm of your hand.

Enhanced Security Features

Security is paramount when it comes to online banking. At Hidden River, we utilize advanced security measures to protect your personal information and transactions. While we currently do not offer electronic signature authorization or mobile payments, rest assured that our systems are designed with safety in mind.

Real-Time Management

Need to send money to a friend? Although our current offerings do not include person-to-person transfers, our platform allows for quick account management so you can stay on top of your financial activities. With real-time updates on transactions and account balances, you're always informed about your finances. In summary, Hidden River provides a comprehensive suite of digital banking tools that prioritize accessibility and security. Join us today and take control of your financial future!

Financial Strength

At Hidden River, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to strong financial practices, we ensure that your savings are in safe hands. With a net worth of $19,211,441, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,528,623 in share certificates and $17,585,689 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,211,441 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $9,698,686 in total loans and leases and 5,024 in used auto loans. Our operational efficiency is reflected in our steady net income of $0, showcasing our commitment to sustainable growth. We also take pride in having 36 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Total Share Accounts stand at 31,918, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hidden River is your trusted partner. Visit us at 629 W Market St Orwigsburg PA 17961 or call 570-366-8800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,791,649 in used vehicle loans and $17,974,884 in new vehicle loans already helping members get on the road. With flexible terms and competitive rates, we aim to make your auto financing experience as smooth as possible.

Credit Lines

For those who need access to funds without the hassle of traditional loans, we have credit lines available totaling $6,000,000. This option provides flexibility for unexpected expenses or planned projects. If you're considering refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out to us at (570) 366-8800. Our team is ready to assist you in finding the right solution for your financial needs. For more details on membership and how you can benefit from our services, visit us at Hidden River. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,466,882, make buying or refinancing simple. We are here to guide you through the process and provide options that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $953,753 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards for your everyday purchases.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers presented are fair and transparent. Users can trust that the information they receive reflects current market conditions without any hidden agendas.

HIDDEN RIVER CREDIT UNION - Orwigsburg, PA

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