Hickam Credit Union Pearl City HI | Best Auto Loans & ATM Services

Introduction

At Hickam Credit Union, we believe in putting our members first, and it shows in everything we do. Located at 1260 Kuala St, Pearl City, HI 96782, our branch has been a trusted financial partner since 1936, fostering a community-oriented approach to banking. With a strong membership base of 47,266 members and total assets reaching an impressive $672,517,598, we're dedicated to helping you achieve your financial goals. While members can visit us at our Pearl City location, official correspondence should be sent to our mailing address: P.O. Box 30025, Honolulu, HI 96820. Our team is here to provide personalized service tailored to your needs. Under the leadership of CEO Scott Kaulukukui and Board President Carol EBIA, we pride ourselves on being responsive and accessible. With a total loan portfolio of 12,551 loans and leases and deposits totaling $30,271,577, Hickam Credit Union offers a range of services designed for every stage of life. We understand that navigating finances can be overwhelming; that's why we offer personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Moreover, our commitment goes beyond just numbers. We focus on building lasting relationships within the community while maintaining a healthy net worth of $63,833,629 and cash reserves of $3,257,011 to ensure your funds are safe with us. Whether you're looking to open an account or need assistance with loans or refinancing options, we're just a phone call away at 808-423-1391. Visit our website at hickamfcu.org for more information about our services or to get started today! Your journey towards financial success begins here at Hickam Credit Union where community meets opportunity.

Branch History & Mission

Community Engagement

Our commitment goes beyond providing financial services. At Hickam, we actively participate in local outreach efforts aimed at enhancing the well-being of Pearl City residents. By partnering with various organizations and supporting community initiatives, we aim to uplift those around us. As we look ahead, we encourage you to join us in this journey. Become a member of Hickam today and discover how we can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter future! For more information or to open an account, please call us at 808-423-1391 or visit our website at hickamfcu.org.

Our Mission

Hickam's mission is simple yet powerful: we aim to provide excellent financial services while fostering a sense of community among our members. We are committed to helping individuals achieve their financial goals through a range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Our focus extends beyond just transactions; we strive to make a positive impact in the lives of those we serve. We believe that everyone deserves access to quality financial resources. To this end, Hickam has embraced digital advancements like online and mobile banking, ensuring that our members can manage their finances conveniently and securely. Our branch is also ADA compliant, allowing all individuals to access our services comfortably. While members can visit us at 1260 Kuala St, official correspondence should be sent to P.O. Box 30025, Honolulu, HI 96820. We invite you to experience the warmth and personalized service that Hickam offers during our operating hours from 8:30 AM to 5:00 PM Monday through Friday and 9:00 AM to 2:00 PM on Saturdays.

Branch Location & Accessibility

Banking Services

At Hickam, we offer a wide range of services including personal checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Even though we do not have an ATM or drive-thru service available at this branch, our dedicated staff is always ready to assist you with all your banking needs in person. If you need to send us any official correspondence, please address it to P.O. Box 30025 in Honolulu. Feel free to reach out by phone at 808-423-1391 if you have any questions or need assistance. We invite you to stop by Hickam in Pearl City today! Our friendly team is eager to welcome you and help you with all your financial goals.

Convenient Location

Situated near the bustling heart of Pearl City, our branch is easy to find and reach. Just a stone's throw away from local landmarks, we offer ample parking for your convenience. Plus, our location is fully ADA compliant, ensuring everyone can access our services without any hassle.

Operating Hours

Our doors are open Monday through Friday from 8:30 am to 5:00 pm, and on Saturdays from 9:00 am to 2:00 pm. We aim to accommodate your schedule so you can visit us at a time that works best for you.

Member Eligibility

At Hickam, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Pearl City area, you're likely eligible to join our family. We also extend membership to military personnel and their families. You can find all the details about eligibility by visiting our website at https://www.hickamfcu.org/membership/contact/atm-locations. We are committed to providing you with excellent service and a range of financial products tailored just for you. Opening an account is simple just head over to our online registration page at https://hickamfcu.onlinebank.com/registrationdisclosure.aspx or give us a call at (808) 423-1391. Whether you're looking for personal banking services, auto loans, or even credit cards with rewards, becoming a member at Hickam means you're not just a number; you're part of something special. Join us today and experience the benefits of being a valued member!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine your business expanding its reach or launching a new product line. With the right financial backing, these goals can be achieved. Our commercial loans empower you to take that leap, whether it's for purchasing equipment or enhancing your working capital.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services designed to simplify payment processing. Think about how easy it is for customers to pay using different methods credit cards, mobile payments, or online transactions. These services not only streamline operations but also enhance customer satisfaction by making payments convenient. Located at 1260 Kuala St Pearl City Hi 96782 in Pearl City, HI, our team is ready to partner with you on your business journey. Whether you're a startup or an established company, we're here to provide the financial tools and support you need to thrive. Reach out today at (808) 423-1391 and discover how we can help your business grow!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving off in that new vehicle with flexible payment plans tailored just for you. We offer competitive rates so you can enjoy peace of mind knowing that you're getting great value.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges. Our team is dedicated to helping you navigate those challenges while providing reliable financial solutions.

Convenience at Your Fingertips

We know convenience is key in today's fast-paced world. With features like ATM cash withdrawal services, you'll never be far from accessing your funds. Plus, our commitment to digital banking means that whether you're at home or on the go, managing your finances is just a tap away. For more information about how we can serve you better or if you have any questions about our offerings at Pearl City, feel free to give us a call at (808) 423-1391 or visit us online at https://www.hickamfcu.org. Join us today and discover how we can help improve your financial well-being!

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards featuring rewards programs. Use them for groceries, gas, or even shopping online, and watch as points add up toward exciting rewards that enhance your spending experience.

Mortgage Loans and Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through the process. We understand that purchasing a home is one of the biggest decisions you'll make. That's why our friendly staff is ready to assist you every step of the way, helping you find the best mortgage solution that fits your budget.

Personal Banking

Our personal banking services are designed to help you manage your money effortlessly. You can open checking and savings accounts that fit your lifestyle, making it easy to keep track of your finances. Imagine having the ability to view all your transactions and account balances from the comfort of your home through our online and mobile banking platforms. With just a few clicks, you can transfer funds, pay bills, and even deposit checks right from your smartphone.

Personal Loans and Debt Consolidation

Whether you're facing unexpected expenses or looking to consolidate debt, our personal loans provide quick access to cash when you need it most. Imagine simplifying your monthly payments by consolidating various debts into one manageable loan it's easier than ever with our support.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can complete transactions quickly and securely without needing to print or scan documents. For those who prefer going paperless, e-statements are available for your accounts. You'll receive your statements electronically, which not only helps you stay organized but also reduces clutter. If you're often on the move, our mobile application makes banking simple and fast. With mobile payments enabled, you can make purchases directly from your phone without needing cash or cards. Although person-to-person transfers aren't currently offered, we focus on providing robust services that meet your everyday needs.

Security First

Your safety is our priority. We implement strong security measures to protect your personal information while using our digital services. You can bank with peace of mind knowing that we take every precaution to keep your data safe. In summary, whether you're checking balances or making payments, Hickam offers a suite of digital banking tools tailored for ease and security. Explore everything we have to offer by visiting https://www.hickamfcu.org/ today!

Financial Strength

At Hickam, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing reliable services and support to you. With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our focus on long-term growth is evident with $63,378,744 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $1,659 in used auto loans and $382,208,877 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 74,133, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 1260 Kuala St Pearl City Hi 96782 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,932,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options are designed to make it easy for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148. This means you can find the right solution for your housing needs without unnecessary stress.

Other Loan Options

In addition to auto and mortgage loans, we provide various other loan products including personal loans and debt consolidation options. If you're considering refinancing or checking eligibility for any of our loan offerings, our team is ready to assist you in navigating your choices. Our branch operates Monday through Friday from 8:30 am to 5:00 pm and Saturday from 9:00 am to 2:00 pm. Feel free to reach out at 808-423-1391 for more information or visit us online at Hickam FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to ensuring you have the information you need to make informed decisions about your financial future.

Unsecured Credit Cards

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans available to help members handle their daily expenses and unexpected costs.

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