Hickam Credit Union Pearl City HI | Reliable ATM Services & More

Introduction

Welcome to Hickam, your trusted credit union serving the Pearl City community since 1936. At our branch located at 1260 Kuala St, Pearl City, HI 96782, we are dedicated to providing you with personalized financial solutions and exceptional service tailored to your needs. With over 47,000 members, we pride ourselves on being more than just a financial institution; we are a vital part of the community. While members can visit us at our Pearl City location, official correspondence should be sent to our mailing address: P.O. Box 30025, Honolulu, HI 96820. Our commitment is reflected in our impressive financial standing, boasting total assets of $672,517,598 and total deposits of $30,271,577. With a net worth of $63,833,629, we maintain a strong foundation to support our members' financial goals. Under the leadership of CEO Scott Kaulukukui and Board President Carol EBIA, our team of 105 employees is here to ensure that you receive the best possible service. We offer a variety of loans and financial products totaling over 12,551 loans and leases to help you achieve your dreams. At Hickam, we believe in making banking easy and accessible. You can take advantage of online banking services from the comfort of your home or visit us during our operating hours from Monday to Friday between 7:45 AM and 4:30 PM. Whether you're looking for a new auto loan or opening a savings account, we're here to assist you every step of the way. Join us today and experience the difference with Hickam Credit Union! For more information or assistance, feel free to call us at 808-423-1391 or visit our website at hickamfcu.org. We're excited to serve you!

Branch History & Mission

Community Impact

We believe in giving back to Pearl City through various partnerships and outreach programs that strengthen local ties. Our efforts focus on educational initiatives and community events that uplift the residents we serve. By nurturing these connections, Hickam continues to play an essential role in the fabric of Pearl City. Join us on this journey! Whether you're looking for a reliable bank or seeking a supportive community partner, Hickam is here for you. Discover how you can benefit from membership today by visiting us online at Hickam FCU or calling us at (808) 423-1391. Experience the difference with Hickam where your financial future matters!

Our Evolution

Over the decades, Hickam has evolved alongside the needs of our members. With total assets reaching an impressive $672,517,598, we've shown consistent growth while maintaining a strong focus on customer service. Our commitment is reflected in our operating hours, Monday through Friday from 7:45 AM to 4:30 PM, making us accessible to those who need us most. As we grew, so did our range of services. Today, we offer everything from auto loans to secure savings accounts, catering to diverse financial needs. We take pride in being a member-focused institution where every voice matters and every member is valued.

Our Mission

At Hickam, our mission goes beyond traditional banking. We strive to provide not just financial products but also support that enhances the lives of those in our community. We are here to foster financial wellness and help our members achieve their goals whether that's buying a new car or saving for a home. While members can visit us at 1260 Kuala St for all their banking needs, official correspondence should be directed to P.O. Box 30025, Honolulu, HI 96820 if necessary. Our dedication extends into digital advancements as well; we ensure that all services are ADA compliant and user-friendly through mobile applications and online banking options. While we currently do not offer ATM or drive-thru services at this location, we are committed to exploring new ways to serve you better.

Branch Location & Accessibility

Banking Services

At Hickam, we pride ourselves on providing essential services tailored to fit your lifestyle. While we currently do not offer ATM services or drive-thru banking, our lobby is open and welcoming for any inquiries you may have. If you're looking for personalized assistance or advice on loans and accounts, feel free to reach out!

Convenient Access and Nearby Landmarks

Located near local favorites such as the Pearl City Shopping Center and just a short drive from the beautiful Pearl Harbor, Hickam is nestled in a vibrant community that's full of life. Parking is readily available for your convenience, and we have made sure our branch is ADA compliant so everyone can access our services with ease.

Get in Touch!

Have questions? We'd love to hear from you! Call us at 808-423-1391 to speak with a representative who can guide you through our services. We invite you to stop by Hickam and discover how we can support your financial journey. Your satisfaction is our priority!

Operating Hours

We're here for you during the week! Visit us Monday through Friday from 7:45 AM to 4:30 PM. Our team is ready to help you with all your financial needs within these hours.

Member Eligibility

Becoming a member of Hickam is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the community, along with their immediate family members. It's an inclusive space where you can find support and personalized service tailored to your needs. If you're looking for a place that prioritizes its members and offers competitive rates on loans and savings, you've found it! For more detailed information about eligibility requirements, check out our resource at https://www.hickamfcu.org/membership/contact/atm-locations. When you're ready to take the next step, opening an account is simple just visit us online at https://hickamfcu.onlinebank.com/registrationdisclosure.aspx or give us a call at (808) 423-1391. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or expand your office space without the financial strain. That's where our commercial loans come into play offering you tailored solutions that align with your business goals.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments seamlessly, whether online or in person, helping you focus on what you do best running your business. When you're ready to take your business to the next level, visit us at 1260 Kuala St Pearl City Hi 96782 in Pearl City, HI or give us a call at (808) 423-1391. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM Services

While our branch may currently focus on ATM Services Only, these machines provide quick access to your money when you need it most. Imagine being able to withdraw cash, check your balance, or make deposits without stepping inside the branch. Our ATMs are strategically located to ensure that you're never far from your funds.

Banking Services Tailored for You

At Hickam, we understand that every member's financial journey is unique. That's why we offer essential banking services designed to simplify your life. Whether you need assistance with checking and savings accounts or looking for a reliable place to manage your funds, we are here for you.

Commitment to Member Satisfaction

We pride ourselves on being more than just a financial institution; we're a community partner. Our friendly staff is always ready to assist you with any questions or concerns you may have. Whether you're exploring new services or need help navigating our digital offerings, don't hesitate to reach out at 808-423-1391 during our operating hours from Monday to Friday, 7:45 AM - 4:30 PM.

Embracing Digital Banking

In today's fast-paced world, having access to digital banking options can make a huge difference. At Hickam, we offer online banking and a mobile application that allow you to manage your accounts anytime, anywhere. With features like electronic statements and mobile payments, keeping track of your finances has never been easier or more convenient.

Join Us Today!

If you're looking for a credit union that prioritizes your financial well-being while providing convenient access to essential services, look no further than Hickam in Pearl City. We invite you to explore what we have to offer and become part of our growing family. For more information about membership or our services, visit us online at hickamfcu.org or give us a call today!

Digital & Online Banking

Accessibility & Ease-of-Use

Whether you're at home or out and about, our digital services empower you to take control of your finances in real time. Everything is designed with user-friendliness in mind; even if you're not tech-savvy, you'll find navigating our online resources straightforward and hassle-free. With all these features combined, managing your money has never been more accessible. Experience the freedom of modern banking today with Hickam!

Key Features

We prioritize your security and convenience. With electronic signature authorization available, signing documents online is as simple as a click. Plus, enjoy the benefits of e-statements to keep track of your transactions without the clutter of paper statements. You'll receive notifications directly in your inbox, making it easier than ever to stay informed about your financial activity. For those who prefer banking on their mobile devices, our mobile application offers an intuitive interface for all your banking needs. You can set up mobile payments for quick transactions or send money easily with person-to-person transfers though note that this feature is currently not available at Hickam.

Financial Strength

Commitment to Growth

With $63,378,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,659 in used auto loans and $382,208,877 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 74,133, showing a strong and growing member base that trusts us with their finances. This trust is essential for us as we work to enhance your experience every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 1260 Kuala St Pearl City Hi 96782 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,932,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options tailored for you.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $322,130,083 provide members with the flexibility they need. Whether it's for unexpected expenses or planned projects, our credit lines can help keep your finances on track. Our goal at Hickam, located at 1260 Kuala St Pearl City Hi 96782 in Pearl City, HI, is to empower you with the financial tools you need. If you're considering refinancing options or have questions about eligibility, please don't hesitate to reach out at (808) 423-1391. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans helping members manage their finances effectively. These cards are perfect for those looking to make purchases without tying them to collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh allows consumers to make informed decisions without the noise of misleading information.

Hickam