Hickam Credit Union Mililani HI | Best Auto Loans & Business Banking

Introduction

Welcome to Hickam Credit Union, your trusted financial partner located at 951249 Meheula Pkwy, Mililani, HI 96789. Since our establishment in 1936, we have been dedicated to serving our community and providing reliable financial services tailored to meet your needs. With a total membership of over 47,000 members, we pride ourselves on creating a welcoming environment where everyone feels valued. At Hickam, we understand the importance of solid financial support. Our total assets stand at an impressive $672,517,598, backed by robust deposits totaling $30,271,577. This ensures that we can offer a wide range of services including auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to our members is reflected in our net worth of $63,833,629 and cash in hand of $3,257,011, which allows us to continue providing exceptional service. Led by our CEO Scott Kaulukukui and Board President Carol EBIA, our team of 105 employees works tirelessly to ensure that every member receives the attention and care they deserve. Whether you're looking for assistance with loans or seeking advice on savings strategies, we are here to help. While members can visit us at our Mililani branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 30025, Honolulu, HI 96820. We invite you to explore the many benefits of membership with Hickam Credit Union. For more information or to speak with one of our friendly staff members, give us a call at 808-423-1391 or visit our website at hickamfcu.org. Join us today and discover how we can support your financial journey!

Branch History & Mission

Hickam Credit Union has a proud legacy that dates back to 1936. Nestled in the heart of Mililani, HI, at 951249 Meheula Pkwy, our branch has grown and evolved alongside our community. With over 47,000 members and total assets amounting to an impressive $672,517,598, Hickam is committed to providing exceptional financial services while fostering a strong sense of community. From our humble beginnings, we have always prioritized the needs of our members. Our mission is simple yet profound: to provide accessible financial services that empower individuals and families in our community. We strive to enhance financial literacy and offer products that meet diverse needs whether it's personal banking, auto loans, or business financing. While members can visit us at 951249 Meheula Pkwy, official correspondence should be sent to PO Box 30025, Honolulu, HI 96820. As we continue to adapt in today's fast-moving world, Hickam embraces digital advancements. Members can enjoy online banking, mobile payments, and e-statements all designed with user-friendliness in mind. At Hickam, we take pride in being more than just a credit union; we are a part of the Mililani community. Our partnerships with local organizations allow us to give back through various outreach efforts and support programs. Whether it's sponsoring local events or contributing to educational initiatives, we believe in making a meaningful impact. Our operating hours are convenient for everyone: Monday to Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. While we currently do not have drive-thru services or ATMs available on-site, our dedicated team is always ready to assist you with any inquiries you may have. We invite you to join our growing family at Hickam Credit Union. Experience the benefits of membership today by reaching out at 808-423-1391 or visiting us online at hickamfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Hickam branch, conveniently located at 951249 Meheula Pkwy in the heart of Mililani, HI. Our friendly team is here to help you with all your banking needs, making it easy for you to access our services right in your neighborhood. Whether you're stopping by for a quick transaction or need assistance with loans and accounts, we strive to create a welcoming environment for everyone. While you can visit us at our branch address, please note that official correspondence should be sent to PO Box 30025, Honolulu, HI 96820. Our branch is situated near local landmarks that make finding us a breeze. Plus, with ample parking available, you'll have no trouble accessing our building. We take pride in ensuring our facility is accessible for everyone. Our branch complies with ADA standards and features ramps and other accommodations for individuals with disabilities. At Hickam, we understand your time is valuable. That's why we're open Monday through Thursday from 10:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Feel free to stop by during these hours; our dedicated staff is always ready to assist you! Although we do not currently offer ATM services or drive-thru banking, we provide a range of personal and business banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 808-423-1391. We look forward to welcoming you soon at the Hickam branch!

Member Eligibility

Joining the community at Hickam is more than just opening an account; it's about becoming part of a supportive network that values your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, or attend school in the areas we serve, you're likely eligible! We welcome individuals from various backgrounds and professions, making it easy for you to join our family. For more detailed information on eligibility, feel free to visit our website at https://www.hickamfcu.org/membership/contact/atm-locations. Once you're ready to take the next step, opening an account is a breeze! You can find all the details you need at https://hickamfcu.onlinebank.com/registrationdisclosure.aspx, where you'll discover the simple process we've set up just for you. If you have any questions or want to chat about membership, don't hesitate to give us a call at (808) 423-1391. We're excited to help you get started on this journey with us at Hickam, located conveniently at 951249 Meheula Pkwy Mililani Hi 96789!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine a local restaurant expanding its menu or a startup launching a new product line our loans empower entrepreneurs like you to turn dreams into reality.

Merchant Services

Additionally, our merchant services offer practical benefits that can streamline your operations. From payment processing to managing transactions, we provide tools that make it easier for you to focus on what you do best running your business. Picture this: quick and secure payments from customers, allowing you to enhance their experience while boosting your bottom line. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Mililani, HI. Let's grow together!

Comprehensive List Of Services

ATM Services

While we currently do not have ATMs or drive-thru services available at this branch location, we encourage members to utilize our online banking features for cash withdrawals and other transactions.

Business Banking Solutions

For business owners, we understand the unique challenges you face. That's why we offer comprehensive Business Banking solutions, including merchant services and business loans. We aim to support local businesses in thriving and growing within our community.

Credit Cards and Rewards

Our Credit Cards with Rewards program offers another layer of convenience. Whether you're using it for everyday purchases or special occasions, you'll earn rewards that can be redeemed for exciting benefits.

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. At Hickam, we provide robust Online & Mobile Banking services that let you access your accounts anytime, anywhere. You can check balances, transfer funds, and even deposit checks directly from your mobile device all with just a few taps.

Get Started Today!

We invite you to explore how Hickam can serve you better! For more information on any of these services or to open an account today, visit us online at hickamfcu.org or give us a call at 808-423-1391. Your financial journey starts here at Hickam let's achieve your goals together!

Personal Banking

One of the cornerstones of our services is Personal Banking. We offer checking and savings accounts that fit various lifestyles. Imagine having an account that not only keeps your money safe but also earns interest it's all possible with Hickam! If you're considering buying a new car, our Auto Loans & Vehicle Financing options can make that dream a reality. With competitive rates and flexible terms, we aim to help you get on the road as soon as possible. For those planning to buy a home, our Mortgage Loans & Refinancing services provide personalized solutions to ensure you find the right fit. We're here to guide you through the process, making it as straightforward as possible. If you're facing financial challenges or want to consolidate debts, our Personal Loans & Debt Consolidation options can ease your burden and set you back on track.

Digital & Online Banking

24/7 Access

Thanks to our 24/7 online banking services, you can manage your accounts at any hour. Whether it's early in the morning or late at night, your finances are just a click away. This means you can stay on top of your spending and saving whenever it's most convenient for you. In summary, Hickam is committed to providing accessible and user-friendly digital banking solutions that keep you connected to your money securely. Experience hassle-free banking today!

Key Features

Our online banking platform at https://www.hickamfcu.org/ allows you to check balances, transfer funds, and pay bills with ease. Plus, you can enjoy the convenience of e-statements, so you'll never have to worry about paper clutter again. If you're on the go, our mobile application ensures that your banking needs are always at your fingertips. You can even make mobile payments directly from your device! Security is our top priority. With electronic signature authorization available, you can complete transactions safely without needing to visit a branch. And while person-to-person transfers aren't offered right now, our other services provide plenty of options for moving money effortlessly.

Financial Strength

Committed Team

Our commitment extends beyond finances; we also take pride in having 103 full-time employees and 2 part-time employees who are dedicated to serving you. This knowledgeable team is always ready to assist with your banking needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 951249 Meheula Pkwy Mililani Hi 96789 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $63,378,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $1,659 in used auto loans and $382,208,877 in total loans and leases supporting your financial goals across various sectors.

Member Savings and Security

Your savings are secure with us. We have $182,068,044 in share certificates and $53,367,787 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. The strength of our net shares available for lending stands at $0, showing our ability to support even more member initiatives.

Loan Offering

Additional Loan Products

For those seeking additional financing solutions, our total credit lines amount to $322,130,083, giving you access to funds when you need them most. If you're considering refinancing any existing loans or would like to explore eligibility options for our various products, we're here to help. At Hickam, our commitment is not just about providing loans; it's about building long-lasting relationships with our members. We strive to ensure that every loan experience is smooth and beneficial for you. For more information on how we can assist you with your financial journey or if you have any questions about our loan offerings, please don't hesitate to reach out at (808) 423-1391. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you as you take these important steps towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,932,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your next vehicle purchase as affordable as possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through every step of the process.

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Hickam