Hickam Credit Union Kaneohe HI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Hickam, your trusted partner in financial well-being located at 46056 Kamehameha Hwy Ste E02, Kaneohe, HI 96744. Since our establishment in 1936, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial success. With over 47,000 members and total assets reaching an impressive $672,517,598, we pride ourselves on being a cornerstone of support for individuals and families alike. At Hickam, we understand that life can bring both opportunities and challenges. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our aim is to help you achieve your financial goals while ensuring you feel valued and supported every step of the way. Our leadership team is deeply invested in the community. Led by CEO Scott Kaulukukui and Board President Carol EBIA, our dedicated staff of 105 employees works tirelessly to provide exceptional service and create lasting relationships with our members. Whether you're looking for guidance on financial decisions or assistance with banking services, we are here for you. While you can visit us at our branch location for in-person support, please note that official correspondence should be sent to our mailing address: PO Box 30025, Honolulu, HI 96820. We invite you to discover how Hickam can make a difference in your life. Feel free to reach out at (808) 423-1391 or explore more about us on our website here. Join us today and experience the caring service that has made us a trusted credit union in the Kaneohe area!

Branch History & Mission

Community Commitment

As part of our commitment to community outreach, we engage in various initiatives aimed at enhancing the lives of those around us. From local sponsorships to educational programs, Hickam is dedicated to giving back and making a positive impact in Kaneohe and beyond. While we currently do not have ATM services or drive-thru banking available at our branch, we continue to prioritize accessibility through other means. Our lobby hours are designed with your convenience in mind: Monday through Thursday from 10:00 am to 5:00 pm and Friday from 10:00 am to 6:00 pm.

Join Us

If you're looking for a financial partner who truly cares about your success and well-being, consider joining Hickam. With a history rooted in community support and a mission focused on member empowerment, we're here to help you achieve your financial goals. Visit us today or call us at 808-423-1391 to learn more about how we can assist you!

Our Mission

At Hickam, our mission is straightforward: to empower our members through reliable financial services while actively supporting the communities we serve. We strive to create lasting relationships with each individual by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We believe that financial education is key to achieving stability and success. That's why we offer resources and guidance to help our members make informed decisions about their finances. Whether it's through online banking or mobile payments, we embrace digital advancements that make banking easier and more accessible for everyone.

Branch Location & Accessibility

Welcome to the Hickam branch located at 46056 Kamehameha Hwy Ste E02 in beautiful Kaneohe, HI! Our convenient spot makes it easy for you to access a wide range of financial services right in your neighborhood. Whether you're stopping by for personal banking or looking for support with auto loans and mortgages, we're here to help. While you can visit us at our Kaneohe location, if you need to send any official correspondence, please use our mailing address: PO Box 30025, Honolulu, HI 96820. Our branch is nestled near the scenic Kaneohe Bay and close to popular landmarks such as the Windward Mall. This prime location means you can easily swing by while enjoying a day out. We offer ample parking and accessible features like ramps to ensure that everyone can visit us comfortably. Our friendly team is ready to assist you during our lobby hours: Monday through Thursday from 10:00 AM to 5:00 PM, and Friday from 10:00 AM to 6:00 PM. With no ATMs or drive-thru service available at this branch, we focus on providing personalized service inside our welcoming environment. At Hickam, we pride ourselves on offering a variety of services tailored just for you, including checking and savings accounts, auto financing options, mortgage loans, credit cards with rewards, and more! Don't hesitate to reach out with any questions or if you're ready to explore your financial options. Give us a call at 808-423-1391 or come visit us today! Your journey toward better banking starts here at Hickam.

Member Eligibility

At Hickam, we believe that everyone deserves to be part of a caring community where your financial needs are prioritized. Joining us is simple! If you live, work, or attend school in the area served by our branch at 46056 Kamehameha Hwy Ste E02 Kaneohe Hi 96744, you're likely eligible for membership. We welcome individuals and families from diverse backgrounds, ensuring a supportive environment for all. Plus, as a member, you'll gain access to a range of benefits, including personalized banking services and competitive loan options tailored just for you. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed guide at https://www.hickamfcu.org/membership/contact/atm-locations . When you're ready to take the next step in becoming part of our community, opening an account is easy! Just visit our online application page at https://hickamfcu.onlinebank.com/registrationdisclosure.aspx , or give us a call at (808) 423-1391. We can't wait to welcome you to the Hickam family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment, hire more staff, or expand your operations. With our tailored loan options, many local entrepreneurs have turned their visions into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a customer walks into your store and pays effortlessly with their card or mobile wallet. Our services ensure you can accept payments quickly and securely, enhancing customer satisfaction while streamlining your operations. If you're ready to elevate your business banking experience, visit us at 46056 Kamehameha Hwy Ste E02 Kaneohe Hi 96744 in Kaneohe, HI or give us a call at (808) 423-1391. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking Solutions

For business owners, Hickam offers robust business banking services, including merchant services and business loans designed to help grow your enterprise. Whether you're starting a new venture or expanding an existing one, our team is equipped to provide support tailored to small business needs.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They offer great benefits that can help you earn points or cashback on everyday purchases. This means not only do you get what you need but also earn rewards along the way.

Easy Access Through Technology

Understanding that convenience is key in today's world, Hickam provides a suite of digital banking features. Our online and mobile banking platforms allow members like you to manage accounts efficiently whether it's checking account balances or making payments on-the-go. Our commitment extends beyond traditional banking methods; we also prioritize security with electronic signature authentication and e-statements. At Hickam, we're more than just a credit union; we're part of your community in Kaneohe, ready to assist with all your financial needs. Have questions? Call us at 808-423-1391 during our lobby hours: Monday through Thursday from 10 AM to 5 PM and Friday from 10 AM to 6 PM.

Join Us Today!

Discover how Hickam can support your financial journey today! Whether it's opening a new account or discussing loan options, we invite you to visit us or explore more at hickamfcu.org. Let us be part of your success story!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having easy access to your funds with online and mobile banking features that allow you to check balances, transfer money, and pay bills from the comfort of your home or on the go. Our auto loans and vehicle financing options make it simple for you to drive away in your dream car without breaking the bank. With competitive rates and flexible terms, we ensure that financing is convenient and stress-free. If you're considering homeownership or looking to refinance, our mortgage loans provide customized solutions that fit your unique situation. We understand that buying a home is one of the biggest decisions you'll make, which is why our team is here to guide you through every phase of the process. Plus, if you're managing existing debt, our personal loans for debt consolidation can help streamline payments and lighten your financial load.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available at Hickam, you never have to worry about limited hours. Access your account whenever you need to, whether it's early in the morning or late at night. Our user-friendly interface makes navigating through your finances simple and straightforward. In short, our digital and online banking services are tailored to keep you connected with your finances while ensuring security every step of the way. Experience the convenience of modern banking with Hickam today!

Key Features

Our online banking platform allows you to manage your accounts with ease. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, you can complete transactions securely without the hassle of paperwork. For those who prefer going paperless, we provide e-statements that make it simple to stay organized while keeping your financial information secure. You can view and download statements right from your device, making it easier than ever to track your spending and budgeting.

Mobile Banking Options

Take your banking on the go with our mobile application! Available for download on most devices, our app lets you manage your accounts right from your pocket. From mobile payments to checking balances and more, you'll have all the tools you need at your fingertips. While we currently do not offer person-to-person transfers, our mobile payments feature ensures that you can make purchases easily and securely wherever you are.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 74,133, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 46056 Kamehameha Hwy Ste E02 Kaneohe Hi 96744 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $63,378,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,659 in used auto loans and $382,208,877 in total loans and leases.

Secure Savings Options

Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,932,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a dependable pre-owned vehicle, we have options that fit your budget.

Credit Lines

For additional flexibility in managing expenses or unexpected costs, consider our credit lines. With a total of $322,130,083 available in credit lines loans, you can access funds whenever you need them while only paying interest on what you use. At Hickam, we pride ourselves on being more than just a lender; we are your partner in achieving financial success. If you're looking into refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. Our friendly team is here to assist you every step of the way. For inquiries or assistance with our loan offerings, please contact us at (808) 423-1391 or visit us at our branch located at 46056 Kamehameha Hwy Ste E02 Kaneohe Hi 96744. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans helping members manage their finances effectively. This option is ideal for those who want to maintain control over their spending without tying it to specific assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that all loan offers presented are legitimate and trustworthy.

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