Hickam Credit Union Honolulu HI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hickam Credit Union, where our commitment to our members and community shines bright. Located at 40 Hickam Ct, Honolulu, HI 96818, we have proudly served our members since 1936. With a total membership of 47,266, we are more than just a financial institution; we are a trusted partner in your financial journey. At Hickam, we understand that your financial needs are unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our assets total an impressive $672,517,598, reflecting our strong foundation and stability. We currently manage over $30,271,577 in deposits and have extended 12,551 loans to help our members achieve their dreams. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: P.O. Box 30025, Honolulu, HI 96820. Under the leadership of CEO Scott Kaulukukui and Board President Carol EBIA, our dedicated team of 105 employees is here to ensure you receive the best possible service. Whether you're looking for advice on saving for the future or seeking financing options for your next vehicle or home, we're here for you every step of the way. With a net worth of $63,833,629 and cash in hand amounting to $3,257,011, Hickam Credit Union is well-equipped to support your financial goals. We encourage you to reach out to us by phone at 808-423-1391 or visit our website at hickamfcu.org for more information about how we can serve you better. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation

In an ever-evolving digital world, Hickam is dedicated to staying ahead by embracing technology that enhances member experiences. Our online and mobile banking platforms make it easy for members to manage their finances anytime and anywhere. We ensure ADA compliance so that all individuals can enjoy seamless access to our services.

Join Us!

As we look ahead to the future, we invite you to become part of our family at Hickam. Experience the difference of being with a credit union that truly cares about your financial well-being and invests in its community. Visit us today or check out our website at hickamfcu.org for more information on how you can join us on this exciting journey!

Our Journey

Located at 40 Hickam Ct, Honolulu, HI 96818, our branch has evolved significantly since its inception. We have witnessed remarkable changes in the financial landscape while remaining steadfast in our mission to provide accessible and reliable services. With total assets amounting to $672,517,598, we are well-equipped to offer a variety of financial products tailored to meet the needs of our diverse membership. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 30025, Honolulu, HI 96820. This ensures that all communications are handled efficiently as we continue to grow and adapt.

Our Mission

At Hickam, our mission is simple yet profound: to empower our members financially while fostering a spirit of community support. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a home, financing a vehicle, or saving for the future. We offer personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing options, and credit cards with rewards. Our commitment extends beyond just transactions; we actively engage in partnerships and outreach efforts that benefit the community. By supporting local initiatives and charities, we aim to make a positive impact on those around us.

Branch Location & Accessibility

Accessibility Features

At Hickam, we believe that everyone should have equal access to banking services. Our branch is fully ADA compliant and features ramps and designated parking areas to accommodate all members.

Call to Action

We invite you to stop by Hickam at your convenience! Whether you're looking for new banking options or need help managing your existing accounts, our team is ready to assist you every step of the way. Come visit us today and discover how we can help you achieve your financial goals!

Operating Hours

Our doors are open Monday through Thursday from 8:00 AM to 4:00 PM and on Friday from 8:00 AM to 5:00 PM. Whether you prefer early morning visits or later afternoons, we're here to serve you during these convenient hours.

Services Offered

We offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of online and mobile banking that lets you manage your accounts on the go. Although we currently do not offer ATM or drive-thru services, our dedicated staff is always available by phone at 808-423-1391 to assist you with any questions or concerns.

Member Eligibility

Welcome to the community at Hickam! Becoming a member is like joining a supportive family where your financial needs are prioritized. If you live, work, or worship in the area, or if you're a family member of an existing member, you're likely eligible to join us. At Hickam, we pride ourselves on offering personalized services that make banking feel accessible and friendly. To get started, simply check out our eligibility criteria in detail at https://www.hickamfcu.org/membership/contact/atm-locations. Once you're ready to open an account, it's a breeze! Just visit us online at https://hickamfcu.onlinebank.com/registrationdisclosure.aspx, or give us a call at (808) 423-1391 for any questions. We're excited to welcome you into our community at 40 Hickam Ct Honolulu Hi 96818!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that allows you to expand your operations, purchase new equipment, or hire additional staff. Each loan we provide is not just a transaction; it's an opportunity for you to realize your vision and achieve your goals.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services offer everything from payment processing to point-of-sale systems, allowing you to focus on what matters most growing your business. Picture a busy Saturday where customers can easily pay with their preferred methods while you manage sales seamlessly. Whether you're located at 40 Hickam Ct Honolulu Hi 96818 in Honolulu, HI, or anywhere else, our team is here to guide you every step of the way. Let us help turn your business dreams into reality! For more information, give us a call at (808) 423-1391 or visit our website at https://www.hickamfcu.org/.

Comprehensive List Of Services

Additional Services

While we currently do not have ATM services at our branch location, we still provide alternative options for cash withdrawals when needed. If you're ready to explore all these services further, don't hesitate to reach out! Call us at (808) 423-1391 or visit us at 40 Hickam Ct Honolulu Hi 96818 in Honolulu. We're here to assist you every step of the way! Join us at Hickam today and experience personalized service designed just for you!

Business Banking Options

For local businesses, we offer specialized business banking services, including merchant services and business loans. This means if you're a small business owner in need of funding or payment processing solutions, we have you covered!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Hickam provides robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile app even supports mobile payments, allowing you to make transactions effortlessly.

Personal Banking Solutions

We understand that managing your money is essential, which is why we offer checking and savings accounts designed for everyday use. Our accounts come with features that make it easy to track spending and save for future goals. Imagine having a dedicated place where you can manage your funds while earning interest on your savings. When it comes to financing, our auto loans and vehicle financing options provide you with flexible terms to help you get on the road in no time. Whether you're buying a new car or refinancing an existing loan, our team is here to guide you through the process. For those considering homeownership or looking to refinance, our mortgage loans are tailored to fit various budgets. We'll work closely with you to find the right mortgage solution that aligns with your goals. If life throws unexpected expenses your way, our personal loans can help you manage debt or cover urgent costs. This option allows you to consolidate existing debt into one manageable payment, making financial stability more achievable. Don't forget about our credit cards with rewards, perfect for members who want to earn as they spend. Enjoy benefits like cash back and travel rewards while using your card for everyday purchases.

Digital & Online Banking

Key Features

One of the standout features at Hickam is our electronic signature authorization. This allows you to sign documents securely from the comfort of your home, making transactions quicker and more efficient. Additionally, e-statements are available for those who prefer to go paperless. You can view your statements online whenever you need them, helping you stay organized while also being environmentally friendly. If you're on the go, you'll love our mobile application. Available for download, it puts banking at your fingertips. You can even make mobile payments easily no need to carry cash or cards! For those times when you want to send money to friends or family quickly, we offer person-to-person transfers as well (note that this feature is currently not available).

Real-Time Management

Managing your finances should never be a hassle. With our online banking services, you get real-time account updates that keep you informed about your transactions and balances. Whether it's checking deposits or reviewing spending habits, everything is transparent and straightforward. In summary, Hickam prioritizes your convenience with robust digital banking solutions that are secure and easy to use. Experience the freedom of managing your finances online today!

Financial Strength

Commitment to Growth

With $63,378,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,659 in used auto loans and $382,208,877 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our financial performance reflects our operational efficiency as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve

We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 74,133, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 40 Hickam Ct Honolulu Hi 96818 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more comprehensive support, our total credit lines amount to $322,130,083, providing additional flexibility for larger purchases or consolidating existing debt. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, please don't hesitate to reach out. Our dedicated team at Hickam is here to provide personalized service and help you explore all available options. You can reach us at 808-423-1391 or visit us at our branch located at 40 Hickam Ct, Honolulu HI 96818. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $20,608,069 in new vehicle loans and $20,932,968 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our flexible terms can accommodate your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,297,682 in loans helping members manage their finances effectively, our credit cards come with competitive rates and various rewards options. They can be a valuable tool for everyday purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. With Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, we can assist you in navigating the path to owning your own home. Our experienced team is ready to guide you through the process from start to finish.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive only reliable information when comparing loan options.

Hickam