Hickam Credit Union Honolulu HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hickam, your trusted community credit union located at 4211 Waialae Ave K13, Honolulu, HI 96816. Since our establishment in 1936, we've been dedicated to providing exceptional financial services tailored to the needs of our members. With a proud membership of over 47,000 and total assets amounting to an impressive $672,517,598, we are here to support you with a range of banking options. At Hickam, we believe that financial well-being is more than just numbers; it's about creating lasting relationships with our members. Our commitment is reflected in our total deposits of $30,271,577 and robust loan portfolio that includes 12,551 loans and leases. Our team is here to guide you through various services from personal banking and auto loans to business banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 30025, Honolulu, HI 96820. We invite you to explore our website at hickamfcu.org for more information on how we can serve you better. Under the leadership of CEO Scott Kaulukukui and Board President Carol EBIA, we strive to be a pillar of support within the community. With a dedicated team of 105 employees, we're always ready to assist you with personalized service that makes banking easier and more accessible. Whether you're looking for a new checking account or considering a loan for your next big purchase, we're here for you every step of the way. Feel free to call us at 808-423-1391 or drop by during our lobby hours: Monday through Thursday from 10 AM to 5 PM, and Friday from 10 AM to 6 PM. Your journey toward financial success starts here let's make it happen together!

Branch History & Mission

Community Impact

Community outreach is at the heart of what we do. Hickam partners with various organizations to support local initiatives that uplift those around us. Whether it's through financial education programs or supporting local events, we aim to give back and foster a strong sense of belonging. We also provide shared service center availability for ease of access to basic banking transactions for our partner credit union members. This collaborative spirit enhances the convenience and reach of our services.

Join Us Today!

As we reflect on nearly nine decades of service, we invite you to be part of our journey. Experience firsthand how Hickam prioritizes its members' needs while fostering community growth. Call us at 808-423-1391 or visit us during our operating hours Monday through Thursday from 10:00 AM - 5:00 PM and Friday from 10:00 AM - 6:00 PM to learn more about how you can join our thriving family at Hickam. Together, let's build a brighter financial future!

Our Mission

At Hickam, our mission goes beyond providing traditional banking services; we are dedicated to enhancing the quality of life for our members and the broader community. We strive to empower our members with accessible personal banking solutions, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We believe that everyone deserves the opportunity to thrive financially. Hickam's commitment to innovation is evident in our digital advancements. We offer online banking and mobile payment options to ensure that managing your finances is convenient and secure. Our branch maintains ADA compliance to ensure all members can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

At Hickam, we prioritize accessibility for all members. Our location is equipped with ramps and ADA-compliant features to ensure everyone can comfortably access our services. Parking is available nearby, making it hassle-free for you to find a spot.

Get in Touch

Have questions or want to learn more about what we offer? Feel free to give us a call at 808-423-1391. We invite you to visit Hickam and experience personalized service that puts you first. We look forward to seeing you soon!

Operating Hours

We are here for you during the week! Our lobby hours are Monday through Thursday from 10:00 AM to 5:00 PM and Friday from 10:00 AM to 6:00 PM. Whether you're stopping by for personal banking or need assistance with loans and credit cards, our friendly staff is ready to help.

Services Offered

Our branch provides a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. We also offer online and mobile banking services, ensuring that you can manage your finances conveniently anytime, anywhere. Plus, our ATM is available on-site for easy cash withdrawals and balance checks. If you're a member of another credit union, take advantage of our shared service center. We welcome you to perform basic transactions like deposits and withdrawals as part of our commitment to serving the community.

Member Eligibility

Joining the Hickam community means becoming part of a supportive family where your financial needs truly matter. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the communities we serve can become a member at Hickam. This inclusivity is just one of the many benefits you'll enjoy as a member, such as personalized service and access to a variety of financial products tailored to fit your lifestyle. To get all the details on eligibility criteria, feel free to visit our website at https://www.hickamfcu.org/membership/contact/atm-locations. Opening an account is straightforward and welcoming. Just head over to this link for easy steps to get started. If you have any questions or need assistance, don't hesitate to call us at 808-423-1391. We're here to help you every step of the way as you embark on your journey with Hickam!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, having efficient payment processing is vital. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Picture a retail store that can easily accept card payments at checkout while managing inventory seamlessly through integrated systems. This not only enhances customer satisfaction but also streamlines operations. Explore how Hickam can be your partner in success right here at 4211 Waialae Ave K13 Honolulu Hi 96816, Honolulu, HI. Reach out to us today at (808) 423-1391!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to renovate and expand its seating area. With our quick loan approval process, they can access funds swiftly and transform their vision into reality.

Comprehensive List Of Services

Accessibility

Located in beautiful Honolulu, our branch is committed to serving the community. For any inquiries or assistance regarding our services, feel free to contact us at 808-423-1391 during our operating hours: Monday through Thursday from 10:00 AM - 5:00 PM and Friday until 6:00 PM. At Hickam, we believe in making banking accessible for everyone. Come visit us or explore more about what we offer by visiting our website at hickamfcu.org. We look forward to helping you achieve your financial goals!

Business Banking

Business owners will appreciate our comprehensive business banking services. From merchant services to business loans, we support local entrepreneurs in achieving their goals. Our knowledgeable staff is ready to assist you with tailored solutions that cater specifically to your business needs.

Digital Banking Features

Understanding the importance of convenience in today's fast-paced world, Hickam offers robust online and mobile banking features. With these tools, managing your finances has never been easier. You can access your accounts anytime and anywhere, make transfers, pay bills, and deposit checks right from your smartphone or computer. We also provide ATM and cash withdrawal services for quick access to your money when you need it most. If you're a member of partner credit unions, take advantage of basic shared branch transactions like deposits and withdrawals at our location.

Personal Banking

For individuals seeking reliable banking solutions, Hickam offers various personal banking services. You can open checking and savings accounts that fit your lifestyle and financial goals. If you're dreaming of a new car or need assistance with vehicle financing, our auto loans are designed to make that dream a reality. We also provide mortgage loans and refinancing options, ensuring you have access to affordable housing solutions. In addition, if you find yourself in need of extra funds for unexpected expenses or want to consolidate debt, our personal loans can help ease your financial burden. Plus, with our credit cards offering rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Enjoy hassle-free banking with our electronic signature authorization feature, allowing you to sign documents securely online. For those who want to stay paperless, e-statements are available for easy access to your account statements whenever you need them. We also offer mobile payments so you can make purchases directly from your phone it's quick and efficient! If you're looking to send money to friends or family, our person-to-person transfer service is currently not available, but we're always working to enhance our offerings based on member feedback.

Security and Support

Security is a top priority for us. Our systems are equipped with advanced security measures to keep your information safe. Whether you're logging in from home or using public Wi-Fi, you can have peace of mind knowing that your data is protected. With 24/7 online banking services available at Hickam, managing your finances has never been easier or more accessible. Experience the convenience of real-time account management today!

Financial Strength

At Hickam, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is essential for your peace of mind. With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $63,378,744 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to your financial success is further reflected in our lending capacity: we have $33,218 in total used auto loans and $382,208,877 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments) stand at $0, while we proudly manage a total of 74,133 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 4211 Waialae Ave K13 Honolulu Hi 96816 or call us at 808-423-1391 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,929,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. Whether you're eyeing the latest model or a reliable pre-owned vehicle, our dedicated team is here to assist you through the application process.

Credit Lines

In addition to our auto and mortgage loans, we provide access to credit lines amounting to $322,130,083. This flexibility allows you to draw funds as needed while only paying interest on what you use. It's an excellent way to maintain cash flow while handling larger purchases or emergencies. Each loan product at Hickam is designed with our members' best interests in mind. If you have questions about eligibility or refinancing options for any of our loan offerings, don't hesitate to reach out! For more information or assistance with your loan needs, feel free to contact us at (808) 423-1391 or visit us at 4211 Waialae Ave K13 Honolulu HI 96816. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, make buying or refinancing simple. We offer various programs designed to meet different needs and budgets. If you're interested in refinancing your existing mortgage for better rates or terms, we can guide you through eligibility options that may save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans helping members manage their finances effectively. This option allows you to access funds without collateral and is ideal for managing unexpected expenses or consolidating debt.

Loan Aggregator

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