Hickam Credit Union Aiea HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hickam at Pearlridge, where your financial well-being is our top priority. Located conveniently at 981005 Moanalua Rd Spc 245, Aiea, HI 96701, we have been proudly serving our community since 1936. With a rich history and a commitment to excellence, we strive to provide our 47,266 members with personalized banking solutions that foster growth and stability. At Hickam, we understand that financial needs are as diverse as the individuals we serve. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our total assets stand strong at an impressive $672,517,598, reflecting our ability to support you in achieving your financial goals. With over 105 dedicated employees, led by CEO Scott Kaulukukui and Board President Carol EBIA, we pride ourselves on delivering exceptional service with a personal touch. Our branch operates during convenient hours Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM making it easy for you to visit us when you need assistance. Our commitment goes beyond just numbers; it's about building relationships within the community. We are here to empower you with the tools and support necessary for sound financial decisions. Whether you're looking to secure a loan or open an account, Hickam is ready to help you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at P.O. Box 30025, Honolulu, HI 96820. Ready to take the next step? Call us today at 808-423-1391 or explore more about our services on our website here. Join us in making your financial dreams a reality!

Branch History & Mission

A Legacy of Growth

Since our inception, we have witnessed remarkable growth. From serving just a handful of members, we now boast total assets of $672,517,598, reflecting our dedication to providing quality financial services. Over the years, we've adapted to meet the changing needs of our members, embracing technology while maintaining a personal touch. Our mission has always centered on empowering individuals and families by offering tailored financial solutions that help them achieve their goals.

Community Commitment

We take pride in being more than just a financial institution; we're part of your community. Our initiatives focus on giving back through outreach programs and partnerships with local organizations. We strive to create opportunities for education and financial literacy among our members and neighbors alike. While members can visit us at 981005 Moanalua Rd Spc 245 Aiea Hi 96701, official correspondence should be sent to P.O. Box 30025, Honolulu, HI 96820. If you're looking for convenience, our operating hours are designed with you in mind: Monday through Thursday from 10:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Although we currently do not have ATM or drive-thru services available, we are committed to making your experience as smooth as possible through online and mobile banking options.

Join Us Today

As we continue this journey together, we invite you to join us at Hickam. Experience firsthand how we're dedicated to serving our members' needs while fostering a strong community spirit. For more information or to become a member today, please call us at (808) 423-1391 or visit our website at https://www.hickamfcu.org/. Let's work together towards a brighter financial future!

Our Mission

At Hickam, we believe that everyone deserves access to affordable financial services and meaningful support. Our mission is clear: to improve the financial lives of our members while contributing positively to the community around us. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you need assistance with everyday banking or financing your dreams, we're here for you.

Branch Location & Accessibility

Accessibility Features

At Hickam, we prioritize accessibility for all members. Our location is ADA compliant, ensuring that everyone can comfortably access our services. There's ample parking available right by the entrance, making it easy for you to pop in without any hassle.

Connect With Us

If you have questions or need assistance before your visit, feel free to give us a call at 808-423-1391. We look forward to welcoming you at Hickam and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our staff is always ready to assist you with any of your banking needs during these hours.

Services Offered

At Hickam, we provide a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also offer credit cards with rewards, business banking services, and convenient online and mobile banking options to help you manage your finances anytime, anywhere. While we currently do not have ATM availability or drive-thru services at this branch, our team is here to help you with cash withdrawal services and any other inquiries you may have.

Member Eligibility

At Hickam, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to connect with a community that values you, you're in the right place! To be eligible for membership, you generally need to live, work, or worship in our local area. We also welcome immediate family members of current members, making it easy for everyone to enjoy the benefits of our services. You can find more detailed eligibility criteria by visiting this link. Joining us is simple! Once you're ready, opening an account is just a few clicks away. Check out our account opening page for all the details on how to get started. If you have any questions or need assistance, feel free to give us a call at (808) 423-1391. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

When it comes to managing payments, our merchant services are designed to simplify transactions so you can focus on what you do best running your business. Imagine having a reliable payment processing system that integrates seamlessly into your operations, ensuring you get paid quickly and securely. Whether you're a small café or a growing retail store, our services help keep your cash flow steady. Visit us at 981005 Moanalua Rd Spc 245 Aiea Hi 96701 in Aiea, HI or call us at (808) 423-1391 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

If you have questions or need assistance, our friendly team is ready to help! You can reach us at (808) 423-1391 during our operating hours: Monday through Thursday from 10:00 AM to 5:00 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. At Hickam, we are committed to providing not only comprehensive financial services but also building lasting relationships with our members. Discover how we can help meet your financial needs today by visiting us or calling us at (808) 423-1391. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Hickam provides comprehensive online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer saving you time and making banking more accessible than ever.

Financing Your Dreams

Thinking about buying a car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, you can drive away in the vehicle you've always wanted without breaking the bank. Additionally, for those looking to invest in real estate, we offer mortgage loans and refinancing solutions that cater to both first-time buyers and seasoned homeowners alike.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're just starting out or looking to maximize your savings, we provide accounts with features that benefit you every day. You can easily access your funds through our online and mobile banking services, making it simple to keep track of your money wherever you are.

Simplifying Borrowing

Need extra cash for unexpected expenses or planning a big purchase? Our personal loans and debt consolidation options provide quick access to funds when you need them most. Plus, with our credit cards featuring rewards programs, you can earn points on everyday purchases while enjoying the benefits of low-interest rates.

Supporting Local Businesses

For our business members, we offer robust banking solutions including merchant services and business loans. We understand that running a business comes with its challenges, and we're here to support you with tools that make managing your finances easier.

Digital & Online Banking

Key Features

Our online platform allows you to access your accounts whenever you need to. You can check balances, make transfers, and pay bills all from the comfort of your home or on the go. Plus, with our electronic signature authorization, signing documents is quick and secure. No more printing or mailing forms; you can complete everything digitally. For those who prefer paperless options, we offer e-statements that keep your account statements organized and accessible. This not only helps you stay on top of your finances but also reduces clutter.

Mobile Banking

Don't forget about our mobile application! It brings all the power of online banking right to your fingertips. You can even make mobile payments easily, giving you the freedom to shop without carrying cash or cards. While person-to-person transfers are currently not available, you can still enjoy quick and easy internal transfers between your accounts at Hickam. Our user-friendly interface makes it simple for anyone to navigate through their accounts.

Security and Accessibility

Your security is our top priority. We use robust encryption protocols to protect your data while ensuring a smooth user experience. Whether you're at home or out running errands, our online banking services give you real-time access to manage your finances securely. Experience the ease and flexibility of digital banking at Hickam today! Visit us online at https://www.hickamfcu.org/ and take control of your financial journey with just a few clicks.

Financial Strength

Dedicated Team Serving You

We also take pride in having 103 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we are dedicated to creating a supportive environment for all our members.

Growing Membership Base

Total Share Accounts: 74,133 show a strong and growing member base that trusts us with their finances. As more individuals choose Hickam, it reflects the confidence people have in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hickam is your trusted partner. Visit us at 981005 Moanalua Rd Spc 245 Aiea Hi 96701 or call (808) 423-1391 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into the Community

With $63,378,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We are proud to support your financial needs with $1,659 in used auto loans and $382,208,877 in total loans and leases. This lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $182,068,044 in share certificates and $53,367,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,921,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operational results. Although our net income stands at $0, it underscores our dedication to maintaining service quality while focusing on long-term growth strategies rather than short-term profits.

Solid Financial Foundations

With a net worth of $63,833,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your current loans or looking for eligibility options, we're happy to guide you through those processes as well. At Hickam, we prioritize transparency and accessibility, ensuring that all members can take advantage of our lending services without confusion. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We encourage you to explore our offerings further and see how we can assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,932,968 in used vehicle loans and $20,608,069 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can help make it more affordable for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,186,148, make buying or refinancing simple. We provide various mortgage solutions to fit your circumstances, ensuring that you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,297,682 in loans helping members manage their finances effectively. This option provides you with the convenience and security needed to handle unexpected expenses or to consolidate existing debts.

Loan Aggregator

Benefits of Using LendMesh

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Hickam