Hibbing Cooperative Credit Union Hibbing MN | Best Auto Loans & Business Banking

Introduction

Welcome to Hibbing Cooperative Credit Union, your trusted financial partner since 1938. Located at 217 W 42Nd St, Hibbing, MN 55746, we pride ourselves on being a cornerstone of the community, helping over 8,259 members achieve their financial goals. With total assets exceeding $102,544,056 and total deposits of $3,173,408, we are committed to providing our members with exceptional service and support. At Hibbing Cooperative, we understand that every financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to fit your needs. Our dedicated team of 12 employees, led by CEO Waylon Vitters and Board President Gary Kangas, is here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: P O Box 908, Hibbing, MN 55746. Our focus is not just on numbers but also on relationships. With a net worth of $16,265,635 and cash in hand amounting to $1,216,721, you can trust that your finances are in safe hands. We're proud to support our community with various loan options totaling 2,890, ensuring that whether you're looking to purchase a new vehicle or need assistance with debt consolidation, we've got you covered. Explore more about what we offer by visiting our website at hccu.net, or give us a call at 218-263-8815 during our lobby hours from Monday to Friday between 8:00 AM and 5:00 PM. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

At Hibbing Cooperative, we are proud of our long-standing history and commitment to serving the community of Hibbing, MN. Established in 1938, our credit union has been a trusted financial partner for over 85 years. Located at 217 W 42Nd St, Hibbing, MN 55746, we have grown alongside our members, adapting to their needs while maintaining the core values of community support and financial empowerment. Throughout the decades, Hibbing Cooperative has evolved from a small organization into a robust credit union with total assets amounting to $102,544,056. Our journey has been marked by significant milestones and achievements that reflect our dedication to providing personalized banking services. As of now, we proudly serve over 8,259 members, each one an integral part of our cooperative mission. Our mission is simple yet profound: to provide our members with exceptional financial services while fostering a strong sense of community. We believe in making banking accessible and beneficial for everyone, whether it's through personal banking options like checking and savings accounts or offering loans for vehicles and mortgages. We focus on empowering our members financially while supporting local initiatives and partnerships that uplift our community. While members can visit us at 217 W 42Nd St Hibbing Mn 55746, official correspondence should be sent to P O Box 908, Hibbing, MN 55746 if different from our branch address. Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, ensuring that we are available when you need us most. For added convenience, we offer drive-thru banking services for quick transactions. As technology advances, so do we. Hibbing Cooperative embraces digital solutions like online banking and e-statements to enhance your experience while maintaining ADA compliance for accessibility. While we currently do not have ATM availability on-site or mobile payment options, we continuously strive to improve our services based on member feedback. In addition to our financial offerings, Hibbing Cooperative is deeply invested in community outreach efforts. We understand the importance of giving back and often collaborate with local organizations to support various initiatives that foster growth within Hibbing. Join us at Hibbing Cooperative Credit Union today and experience firsthand the benefits of being part of a community-focused institution. Together, we can build a brighter financial future! For more information or assistance, feel free to contact us at (218) 263-8815. Explore all that we have to offer by visiting our website at Hibbing Cooperative.

Branch Location & Accessibility

Welcome to the Hibbing Cooperative, your friendly financial partner located at 217 W 42Nd St in the heart of Hibbing, Minnesota. Nestled conveniently near local favorites and easily accessible from major roadways, our branch is designed to serve you better. Whether you're stopping by for a quick transaction or to discuss your financial goals, we are here to help. While members can visit us at our branch address, official correspondence should be sent to P O Box 908, Hibbing, MN 55746. Our location is not only easy to find but also offers ample parking space for your convenience. We ensure that everyone can access our services with ADA-compliant features and ramps available for those who need them. Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to stop in before or after work. If you're on the go, take advantage of our drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. At Hibbing Cooperative Credit Union, we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Although we do not have ATM services at this branch, our drive-thru ensures that basic transactions are still convenient. Have questions? Feel free to give us a call at 218-263-8815. Our friendly team looks forward to welcoming you into our community-focused space. Stop by today and see how we can assist you on your financial journey!

Member Eligibility

At Hibbing Cooperative, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and opens the door to a range of benefits designed to support your financial journey. If you live, work, or worship in the Hibbing area, you're likely eligible to join us! We also welcome family members of existing members, making it easy to bring your loved ones into our supportive network. For specific details on eligibility requirements, feel free to check out our website at http://www.hccu.net/about/become-a-member. Once you've confirmed your eligibility, opening an account is just as straightforward. You can start your membership journey by giving us a call at (218) 263-8815 or visiting us at 217 W 42Nd St Hibbing Mn 55746. Our friendly team is here to assist you with any questions you may have about the process. Joining Hibbing Cooperative not only gives you access to personalized banking solutions but also connects you with a community that genuinely cares about your financial success.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services designed for everyday business needs. Whether you're processing payments at a busy storefront or managing online transactions, our tools simplify financial management so you can focus on what you do best growing your business. Located conveniently at 217 W 42Nd St Hibbing Mn 55746, Hibbing, MN, our team is ready to partner with you on your journey to success. Connect with us today at (218) 263-8815 and discover how we can help your business reach new heights!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services that include merchant services and business loans aimed at helping your enterprise thrive. We know how crucial it is for businesses to have reliable financial support, and we're here to ensure you have access to what you need.

Connect With Us

At Hibbing Cooperative, we're not just about transactions; we're about relationships. Our friendly staff is always ready to assist you with any questions or concerns you may have. Feel free to reach out at (218) 263-8815 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. Join us today and discover how our comprehensive range of financial services can support your journey toward achieving your financial goals. Visit us online at Hibbing Cooperative Credit Union or stop by our branch; we're excited to help you every step of the way!

Lending Options for Every Need

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation solutions. Our goal is to help you manage debt effectively while giving you the freedom to make necessary purchases without stress. Additionally, if you're interested in building credit rewards, check out our attractive Credit Cards with Rewards that offer benefits with every purchase.

Modern Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts from anywhere at any time. While we currently do not have ATM services at this branch, our Drive-Thru Banking allows for easy deposits, withdrawals, and simple transactions right from your car saving you time on busy days.

Personal Banking Solutions

We understand that each member has different financial goals. That's why we offer Personal Banking services including checking and savings accounts designed to fit your lifestyle. If you're dreaming of a new car, our Auto Loans & Vehicle Financing options can help turn that dream into reality with competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored just for you.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you have full control over your financial transactions whenever you need it. Check your balances, transfer funds, and pay bills with just a few clicks. Our Person-to-Person Transfers make it easy to send money directly to friends or family without the hassle of cash or checks. For those who prefer paperless options, we provide E-Statements, allowing you to view and manage your account statements electronically. This not only helps in keeping things organized but also enhances security by reducing paper clutter. While we currently do not support Mobile Payments or have a dedicated Mobile Application, our online banking platform is optimized for mobile use, ensuring that you can navigate it smoothly on your smartphone or tablet.

Security and Accessibility

At Hibbing Cooperative, security is our priority. Although we don't offer Electronic Signature Authorization, rest assured that all online transactions are protected with top-notch encryption technologies. We are committed to safeguarding your personal information while providing a seamless banking experience. No matter where life takes you, our digital services ensure that you stay connected to your finances. Visit us today at https://www.hccu.net and discover how easy managing your money can be!

Financial Strength

Growing Member Base

Our commitment to service is evident in our growing community of trust. We proudly manage a total of 13,268 share and deposit accounts, which reflects the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hibbing Cooperative is your trusted partner. Visit us at 217 W 42Nd St Hibbing Mn 55746 or call (218) 263-8815 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $126,944 in share certificates and $1,783,839 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $561,238 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $13,366,425 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $703 in used auto loans and $34,135,305 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $16,265,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,865,990 in used vehicle loans and $7,747,795 in new vehicle loans already helping members get on the road. We also provide refinancing options that can help lower your monthly payments or make your current loan more manageable.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $5,860,000 are an excellent solution. These lines of credit can give you the flexibility to cover various expenses while offering competitive rates. Our dedicated team at Hibbing Cooperative, located at 217 W 42Nd St Hibbing MN 55746, is here to help you explore your options and find the best loan product for you. If you have questions or want assistance with your application process, don't hesitate to call us at 218-263-8815. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,180,385, make buying or refinancing simple. Our team is ready to assist you in navigating the process so you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $441,986 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or handle unexpected expenses, our credit card options can provide the support you need.

Loan Aggregator

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HIBBING COOPERATIVE CREDIT UNION - Hibbing, MN

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