Hfs Credit Union Keaau HI | Quick Personal Loans & ATM Access

Introduction

Welcome to Hfs, your trusted community credit union located at 16589 Old Volcano Rd, Keaau, HI 96749. Since our establishment in 1937, we have been dedicated to supporting our members and enriching the lives of those in our community. With a strong commitment to service, we proudly serve 53,684 members and manage a robust total of $901,725,193 in assets. At Hfs, we believe that every financial journey is unique. That's why we offer a range of products tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business financing options. Our goal is to empower you with the right financial tools while ensuring you feel valued and heard every step of the way. Our experienced team, led by CEO Nathan Abe and Board President Gerald Takase, is here to provide guidance and support. You can count on us for personalized service whether you need assistance with loans or want advice on managing your finances. We take pride in our dedicated workforce of 122 employees, all focused on delivering exceptional member experiences. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 632 Kinoolle St, Hilo, HI 96720-3828. Ready to take the next step? Explore our website at https://hfsfcu.org or give us a call at 808-930-1400 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 1:30 PM. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Engagement

As part of our commitment to community support, we actively participate in outreach programs and partnerships that benefit local organizations. Whether it's sponsoring events or providing educational resources about financial literacy, we strive to empower our members with knowledge and tools they need for sound financial decisions. Our dedication doesn't stop at traditional services; we are also focused on digital advancements such as mobile banking and online services that keep you connected anytime, anywhere. Although we currently do not have ATM availability at this branch, our drive-thru service offers convenience for quick transactions like deposits and withdrawals.

Join Us Today!

We invite you to experience the benefits of becoming a member of Hfs. Join us in building a brighter financial future together! For more information on membership eligibility or to open an account online, please visit our website or give us a call at 808-930-1400. Your journey towards better banking starts here!

Mission Statement

At Hfs, our mission is simple yet powerful: to provide accessible financial services while uplifting our community. We believe that everyone deserves the opportunity for financial stability and success. That's why we offer a range of products including personal banking accounts, auto loans, mortgages, and business banking solutions. More than just numbers, we aim to make a real impact in people's lives by supporting local initiatives and fostering partnerships within the community.

Our Evolution

From our inception, we have focused on providing exceptional financial services tailored to the needs of our members. With total assets exceeding $901,725,193, we pride ourselves on being a stable and reliable institution. Our commitment to innovation is evident as we embrace modern banking solutions while maintaining our core values of trust and service. Our friendly staff is always ready to assist you during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM, and Saturday from 8:30 AM to 1:30 PM. While members can visit us at 16589 Old Volcano Rd, official correspondence should be sent to 632 KINOOLE ST, HILO, HI 96720-3828. This ensures that all communication reaches us promptly.

Branch Location & Accessibility

Convenient Access

At Hfs, we understand the importance of accessibility. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can easily navigate through our space. We also offer drive-thru banking services for quick and simple transactions without leaving your vehicle. Parking is ample, so you can visit us without any hassle.

Get in Touch

Have questions? Feel free to give us a call at 808-930-1400. We invite you to come by and experience how Hfs can make banking easier for you! Your journey towards financial wellness starts here!

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 1:30 PM. This way, whether you prefer to stop by during your lunch break or on the weekend, we've got you covered!

Services Offered

At Hfs, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is dedicated to guiding you every step of the way. We also provide online and mobile banking options for your convenience. While members can visit us at our branch location for any inquiries or transactions, official correspondence should be sent to our mailing address at 632 Kinool St, Hilo, HI 96720-3828 if it's different from the branch address.

Member Eligibility

At Hfs, we're excited to welcome you into our community! Becoming a member is more than just opening an account; it's about joining a family that values support and growth. To be eligible for membership, you simply need to live, work, worship, or attend school in our local area or have a family member who is already a member. We believe everyone deserves access to quality financial services, so our doors are open to individuals from all walks of life. You can learn more about the specific eligibility requirements by visiting this link. Opening an account with us is straightforward and hassle-free. Just head over to our online application at this page, or give us a call at (808) 930-1400 if you have any questions. Our friendly team is here to help you every step of the way! Join us at Hfs, located at 16589 Old Volcano Rd Keaau Hi 96749, and experience the benefits of being part of a member-focused credit union where your financial well-being is our top priority.

Business Banking & Commercial Services

At Hfs, we understand that every business has unique needs and dreams. Whether you're a startup looking to make your mark or an established company aiming for the next level, our business banking services are designed to fuel your growth. Imagine accessing funds that empower you to invest in new equipment or expand your operations this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $535,118, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services provide practical tools to streamline your operations. Picture this: accepting payments quickly and securely while managing transactions effortlessly. This means more time focusing on what matters growing your business. Visit us at 16589 Old Volcano Rd Keaau Hi 96749 in Keaau, HI or call us at (808) 930-1400 to learn more about how we can partner with you on your business journey.

Comprehensive List Of Services

Connect With Us

At Hfs, we are here for all your financial needs. For more information about our services or to speak with a member of our team, please call us at (808) 930-1400 during our operating hours: M-F from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 1:30 PM. We invite you to explore all that we offer and see how we can assist you in achieving your financial goals! Visit us today or check out more details online at https://hfsfcu.org/.

Convenient Access to Funds

While we don't have ATMs at our branch, our basic drive-thru banking service allows for quick deposits and withdrawals without leaving your car. It's perfect for busy schedules or when you're on the go!

Financing Your Dreams

Need a new vehicle? Our auto loans and vehicle financing services can help turn your dreams into reality. With competitive rates, you can drive away in the car you've always wanted without breaking the bank. If you're thinking about buying a home, we also provide mortgage loans and refinancing options that suit different budgets and lifestyles.

Personal Banking Made Easy

Our personal banking options are designed with you in mind. Whether you're looking to open a checking or savings account, we offer flexible choices that help you manage your money effectively. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can check balances, transfer funds, and even deposit checks right from your smartphone making banking not just accessible but also convenient.

Rewards That Benefit You

With our credit cards with rewards, every purchase brings you closer to exciting benefits. From cashback to travel rewards, our credit card offerings are designed to give back as you spend, adding extra value to your everyday purchases.

Simplifying Borrowing

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. These services can help you manage bills and consolidate high-interest debts into one manageable payment, making it easier for you to regain control over your finances.

Supporting Local Businesses

We understand the challenges small businesses face. That's why we provide tailored business banking solutions, including merchant services and business loans. Our goal is to support local enterprises in thriving within the community.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://hfsfcu.org/, you can view your account balances, transfer funds, pay bills, and even manage your e-statements all from the comfort of your home or on the go. Plus, you can sign up for e-statements to reduce paper clutter and receive important documents directly to your email. If you're always on the move, our mobile application makes banking even more convenient. You can use it to make mobile payments easily, ensuring that you never miss a beat when it comes to handling your transactions. Whether you're sending money to a friend through our person-to-person transfer feature or checking your account balance while waiting in line, everything is designed for your convenience.

Security and Accessibility

Your security is our top priority. We've implemented state-of-the-art measures to keep your information safe while you bank online. And if you're concerned about needing physical signatures for transactions, we also provide electronic signature authorization options for certain activities. Our 24/7 online banking service means you can manage your finances whenever it suits you best day or night. This flexibility allows you to take control of your money without the need to visit a branch. With all these features at hand, Hfs makes it easier than ever to stay on top of your financial goals. Explore our digital services today and experience how simple banking can be!

Financial Strength

A Solid Foundation

With a net worth of $83,565,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to growth is also reflected in our $1,106,200 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We have $4,003 in used auto loans and $415,336,517 in total loans and leases, supporting your financial goals across various sectors.

Growing Together

With a total of 119,298 accounts, we showcase a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, demonstrating our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hfs is your trusted partner. Visit us at 16589 Old Volcano Rd Keaau Hi 96749 or call (808) 930-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $196,979,095 in share certificates and $117,554,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $60,143, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already helped members with $47,007,235 in used vehicle loans and $38,398,472 in new vehicle loans get on the road. Whether you're looking for a reliable used car or a brand-new model, our financing options can help you secure the vehicle you need.

Credit Lines and Unsecured Credit Cards

For those looking for flexible borrowing options, our total credit lines amount to $65,068,448, giving you access to funds when you need them most. Additionally, we also provide unsecured credit card loans with a total of $19,640,746, helping members manage their finances effectively with flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,937,845. This means you can find the right financing solution that suits your family's needs without overwhelming complexity.

Refinancing and Eligibility

If you're considering refinancing any existing loans, we have options available to help lower your monthly payments or tap into your home's equity. For more information on eligibility and how to apply, feel free to contact us at (808) 930-1400 or visit us at our location: 16589 Old Volcano Rd Keaau Hi 96749 in Keaau, HI. We are committed to providing clear and accessible financial solutions that fit your lifestyle. Let us help you navigate your lending journey today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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