Hfs Credit Union Kailua Kona HI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Hfs at the Kona Coast Shopping Center Office, your trusted partner in financial wellness since 1937. Located at 745586 Palani Rd Ste 5, Kailua Kona, HI 96740, we are proud to serve a vibrant community of over 53,684 members. Our commitment to providing exceptional service and support is reflected in our impressive total assets of $901,725,193, ensuring that we have the resources necessary to meet your needs. At Hfs, we believe in putting our members first. With total deposits of $129,536,190 and a net worth of $83,565,224, we work hard to maintain a stable and secure environment for your finances. Whether you're looking for personal banking options like checking accounts or loans, or business services tailored to help you thrive, our dedicated team is here to guide you every step of the way. Led by our CEO, Nathan Abe, and Board President Gerald Takase, our experienced team of 122 employees is passionate about making a positive impact in our community. We understand that financial decisions can be overwhelming, which is why we focus on building relationships based on trust and transparency. While members can visit us at our branch location, official correspondence should be sent to 632 KINOOLE ST, HILO, HI 96720. Feel free to reach out at 808-930-1400 or explore more about our offerings online at hfsfcu.org. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us!

Whether you're looking for a new checking account or need assistance with a loan, we're here for you every step of the way. Join the Hfs family today and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For inquiries or assistance, feel free to contact us at (808) 930-1400 during our operating hours: M-F from 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 1:30 PM. We look forward to welcoming you soon!

Modern Solutions for Today’s Needs

In today's fast-paced world, convenience is key. That's why we've invested in digital solutions like online banking and mobile payments. You can manage your accounts anytime and anywhere from your smartphone or computer. Although we currently do not have ATM or drive-thru services available at this branch, rest assured that we prioritize accessibility through other means. As part of our ongoing efforts towards inclusivity, we're also focused on ADA compliance so that everyone can enjoy seamless access to our services.

Our Journey

From our humble beginnings, Hfs has evolved significantly, adapting to the needs of our members while staying true to our mission. We strive to provide accessible financial services that empower individuals and families. Over the decades, we have embraced innovation and technology, ensuring that our services remain relevant and user-friendly. Today, we offer various products, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. While members can visit us at 745586 Palani Rd Ste 5 Kailua Kona Hi 96740, official correspondence should be sent to our mailing address: 632 KINOOLE ST, HILO, HI 96720. Our location is easily accessible and close to local landmarks, making it convenient for you to stop by for your banking needs.

Our Mission

At Hfs, our mission is simple yet profound: to improve the lives of our members and support the communities we serve. We believe that everyone deserves access to affordable financial services tailored to their unique situations. By prioritizing customer satisfaction and community support, we aim to create lasting relationships built on trust. Our commitment extends beyond just banking. We actively engage in community outreach programs and partnerships that focus on education, health, and financial literacy. Through these initiatives, we strive to uplift those around us while fostering an inclusive environment for all.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important. Our branch is designed with features that comply with ADA standards, ensuring everyone can comfortably access our services. There's ample parking available right outside our location, making it easy for you to stop by without hassle.

Operating Hours

Our friendly team is ready to assist you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. We want to ensure you have plenty of opportunities to visit us!

Services Offered

At Hfs, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards, we have solutions that fit your financial needs. Plus, enjoy online and mobile banking options that allow you to manage your finances on-the-go. If you need any assistance or have questions about our services, don't hesitate to call us at 808-930-1400. We're looking forward to welcoming you in and helping you achieve your financial goals!

Member Eligibility

At Hfs, we believe that everyone deserves access to a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that cares about your financial well-being. If you live, work, or worship in our local area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to be part of something special. For a detailed look at the eligibility criteria, feel free to check out our website at https://hfsfcu.org/membership-eligibility/. The process of becoming a member is straightforward and welcoming. You can open your account online through our simple enrollment system available at https://secure.hfsfcu.org/hfsfcu/sdk/autoenrollmente2e or give us a call at (808) 930-1400 if you have any questions. Our friendly team is here to help guide you every step of the way! Join us today and experience the many benefits that membership at Hfs has to offer, including personalized service and community-focused financial products.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $535,118, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify transactions, allowing you to focus on running your business. Picture this: a customer walks into your store and makes a purchase with ease, thanks to our reliable payment processing solutions. This not only enhances customer satisfaction but also streamlines your operations. Explore how Hfs can empower your business today! Visit us at 745586 Palani Rd Ste 5 Kailua Kona Hi 96740 in Kailua Kona, HI, or give us a call at (808) 930-1400. Let's build your vision together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we don't have ATMs at this branch location, we ensure that cash withdrawal services are available through partnerships and shared networks. You'll have access to funds when you need them most without any hassle. Ready to take the next step towards better banking? Call us at (808) 930-1400 or visit us at 745586 Palani Rd Ste 5 Kailua Kona Hi 96740 in Kailua Kona, HI. Explore how our comprehensive range of services can support your financial journey today!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans offer competitive rates and terms that suit your budget. We understand that buying a car is a significant decision, so we're here to guide you through every step, making sure you get the best deal possible.

Business Banking

For our business members, we offer merchant services and business loans tailored to help grow your enterprise. We know running a business comes with its challenges, which is why we provide support and resources to help you succeed.

Credit Cards with Rewards

Our credit cards come with exciting rewards programs that let you earn points on everyday purchases. Whether you're planning a vacation or just want to make the most of your spending, we have credit card solutions that add value to your shopping experience.

Mortgage Loans & Refinancing

Thinking about buying your dream home? Our mortgage loans provide options for first-time homebuyers and seasoned homeowners alike. If you're looking to refinance an existing mortgage, we can help lower your monthly payments or shorten your loan term, making homeownership more affordable.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Hfs offers robust online and mobile banking services. You can check balances, transfer funds, and pay bills anytime from anywhere. Plus, our mobile app includes features like person-to-person payments, making transactions easier than ever.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our personal banking services are designed to help you manage your money easily. Imagine having a checking account that not only helps you track your spending but also rewards you for it! With us, you can enjoy flexible savings accounts that grow with you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans designed to give you quick access to cash when you need it most. If debt is weighing you down, our debt consolidation options can simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on their smartphones, our mobile application is here for you. It offers all the convenience of online banking right in your pocket. Whether you're making person-to-person transfers or using mobile payments for quick transactions, we've got you covered. You can make purchases and send money with just a few taps.

Secure and Accessible Services

Security is a top priority for us. Although we don't currently offer electronic signature authorization, rest assured that all your transactions are protected with robust security measures. Our goal is to provide you peace of mind while you manage your money digitally. With these features combined, Hfs makes it easy for members like you to stay connected to your finances anytime, anywhere. Join us today at https://hfsfcu.org/ and experience the ease of digital banking!

User-Friendly Online Banking

Our online banking platform provides you with real-time access to your accounts, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. No more waiting in line or rushing to get to the bank before closing time! Plus, with our e-statements feature, you can say goodbye to paper clutter and easily access your financial statements whenever you need them.

Financial Strength

At Hfs, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, reassuring you of our commitment to providing reliable services. With a net worth of $83,565,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $196,979,095 in share certificates and $117,554,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $60,143, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $1,106,200 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $4,003 in used auto loans and $415,336,517 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our members is evident as we boast a total of 119,298 accounts a sign of a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hfs is your trusted partner. Visit us at 745586 Palani Rd Ste 5 Kailua Kona Hi 96740 or call (808) 930-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,007,235 in used vehicle loans and $38,398,472 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines and Refinancing

For those needing additional flexibility, our total credit lines amount to $65,068,448. If you're considering refinancing options, we can assist you in evaluating your current situation to find better terms that may suit your financial needs. If you have questions about eligibility or want to learn more about our offerings, don't hesitate to reach out. You can contact us at (808) 930-1400, or visit us at our branch located at 745586 Palani Rd Ste 5 Kailua Kona Hi 96740, Kailua Kona, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hfs, we're here to support your financial aspirations every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,937,845, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,640,746 in loans helping members manage their finances effectively. This can be an excellent option for those looking to build credit or handle unexpected expenses without collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for borrowers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment is based on the latest results provided by the NCUA, ensuring fair and transparent offers for users. By relying on verified information, LendMesh helps users avoid misleading claims often found in other comparison tools. One of the main benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, guaranteeing transparency throughout the comparison process. Moreover, LendMesh prioritizes user interests by offering No Sponsored Listings; lenders are not favored based on paid promotions, ensuring that users receive unbiased results tailored to their needs. Another key advantage is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, which allows them to make informed decisions quickly and effectively. This real-time data is crucial in today's fast-moving financial environment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how valuable LendMesh can be for individuals seeking the best financial options available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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