Hfs Credit Union Honokaa HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hfs, your trusted financial partner in the heart of Honokaa, HI. Established in 1937, our credit union has been a cornerstone of community support and financial empowerment for over 85 years. Located at 453600 Mamane St, we are dedicated to serving our members with personalized banking solutions tailored to their unique needs. At Hfs, we take pride in our robust financial standing, with total assets reaching an impressive $901,725,193 and total deposits amounting to $129,536,190. Our commitment to providing exceptional service is reflected in our growing membership base of 53,684 members who trust us with their financial journeys. With a net worth of $83,565,224 and cash readily available at $1,955,608, we ensure that your funds are safe and accessible whenever you need them. Our leadership team is devoted to fostering a welcoming atmosphere. Led by CEO Nathan Abe and Board President Gerald Takase, our staff of 122 employees is here to assist you every step of the way. Whether you're looking for auto loans, personal banking services, or business financing options, we have the resources to help you succeed. While members can visit us at our branch address above, official correspondence should be sent to 45-3600 MAMANE ST, HONOKAA, HI 96727-6971. Feel free to reach out at 808-775-7251 during our operating hours from 8:30 AM - 5:00 PM (Monday through Friday). Join us at Hfs today and experience the difference a community-focused credit union can make in your financial life. Visit our website at hfsfcu.org or call us now to learn more about how we can support your goals!

Branch History & Mission

At Hfs, we take pride in our rich history and commitment to serving the community of Honokaa, Hawaii. Established in 1937, our branch has grown from its humble beginnings into a vital financial institution that supports over 53,000 members. Located at 453600 Mamane St, Honokaa, HI 96727, we are dedicated to providing exceptional banking services tailored to the unique needs of our local community. Over the years, Hfs has evolved significantly while remaining true to its mission: to empower our members through accessible and affordable financial solutions. Our total assets now stand at an impressive $901,725,193, reflecting our growth and stability in the ever-changing financial landscape. This achievement is made possible through the trust and support of our loyal membership base. Our mission extends beyond just offering personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We strive to foster a sense of community by actively participating in local outreach programs and initiatives that benefit those around us. Whether it's partnering with local organizations or hosting financial literacy workshops, we aim to uplift and empower every individual in our community. While members can visit us at 453600 Mamane St, official correspondence should be sent to 45-3600 MAMANE ST, HONOKAA, HI 96727-6971. We understand that convenience matters; that's why we offer mobile banking options and have embraced digital advancements for easier access to your finances. Our commitment to service includes operating hours from 8:30 AM - 5:00 PM Monday through Friday, ensuring you can reach us when you need us most. At Hfs, we believe in creating a welcoming environment where everyone feels valued and supported. Our friendly staff is always ready to assist with any inquiries or concerns you may have. With no ATM availability or drive-thru service at this location, we encourage personal interactions that build lasting relationships. Join us on this journey as we continue to grow alongside our members and the community of Honokaa. Experience the benefits of being part of Hfs today! For more information on membership eligibility or how to open an account with us, visit hfsfcu.org or call us at 808-775-7251. Your future starts here!

Branch Location & Accessibility

Connect with Us

Feel free to reach out by phone at 808-775-7251 if you have any questions before your visit. We invite you to come see us soon! Your financial journey starts here at Hfs where community and service come together.

Getting Here

Situated near local landmarks, our branch is just a short drive from popular spots in the area, making it easy for you to stop by. We understand that convenience is key, which is why we offer ample parking right outside our doors. Plus, our facility complies with ADA standards, ensuring accessibility for everyone.

Operating Hours and Services

At Hfs, we're here for you Monday through Friday from 8:30 AM to 5:00 PM. Whether you're looking to open a checking or savings account, apply for an auto loan, or explore personal loans and credit card options with rewards, we have something for everyone. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Hfs, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who share our values. To qualify, you should either live, work, worship, or attend school in the areas we serve. We're here to support you every step of the way! The benefits of joining us are vast, including access to personalized financial services that cater to your unique needs. To get started on your membership journey, check out the detailed eligibility criteria at https://hfsfcu.org/membership-eligibility/. Once you're ready to join, opening an account is straightforward just visit us or follow the instructions at https://secure.hfsfcu.org/hfsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at (808) 775-7251. We can't wait to welcome you to our family at Hfs located at 453600 Mamane St Honokaa Hi 96727!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $535,118, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café seeking to expand its seating area. With our tailored commercial loans, they can secure the funds needed for renovations and equipment upgrades, allowing them to welcome more customers and boost sales.

Merchant Services

We also offer merchant services that make daily operations smoother for businesses. From payment processing to managing transactions, our solutions are user-friendly and efficient. Picture a retail store effortlessly accepting payments from various methods credit cards, mobile payments, and more ensuring customer satisfaction and quick checkouts. Located at 453600 Mamane St Honokaa Hi 96727 in Honokaa, HI, we're here to empower your business journey. Reach out today at (808) 775-7251 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand that your banking needs differ from personal ones. That's why we offer tailored Business Banking Services, including Merchant Services that simplify transactions and help your business thrive. Additionally, our Business Loans are designed to support your growth and operational needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Honokaa, we prioritize technology-driven solutions. Our Online & Mobile Banking platforms allow you to manage your accounts anytime and anywhere right from your smartphone or computer. You can easily check balances, transfer funds, pay bills, and even send money through Person-to-Person payments. While we currently do not have ATM services available at this branch, our commitment to providing excellent service remains strong. You can always reach us at (808) 775-7251 if you need assistance or have questions regarding any of our offerings. As part of our dedication to making banking easier for everyone, we invite you to explore all the services mentioned above and see how they can benefit you personally or professionally. If you're ready to take the next step toward better financial health or simply want more information about any of our services, feel free to visit us at 453600 Mamane St Honokaa Hi 96727 or contact us at (808) 775-7251 today! Your journey with us starts here at Hfs!

Personal Banking Solutions

Our personal banking services are crafted for everyday needs. We provide Checking & Savings Accounts that help you manage your day-to-day finances effortlessly. If you're thinking about getting a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in the car you want. Need help with larger purchases? Our Mortgage Loans & Refinancing services can guide you through the process of buying or refinancing your home. For those who need extra cash flow or wish to consolidate debt, our Personal Loans & Debt Consolidation options offer flexible terms and competitive rates. Plus, don't forget about our Credit Cards with Rewards, which give you points for every dollar spent perfect for those who love to travel or shop!

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can explore all these features by visiting us at https://hfsfcu.org/. Plus, if you're on the go, our mobile application makes it easy to manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature lets you do just that send or receive funds instantly without any hassle. And when it comes to statements, you can opt for e-statements for a paperless experience that's both eco-friendly and efficient.

Security and Accessibility

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with top-notch security measures. You can feel confident managing your accounts online. Whether you're making mobile payments or using our comprehensive mobile app, everything is designed to be intuitive and straightforward. With real-time account management at your fingertips, you'll always have control over your finances. At Hfs, we strive to make banking easy and accessible for everyone. Join us in embracing the future of banking today!

Financial Strength

Growing Trust

Total Share Accounts stand at 119,298, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further highlighting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hfs is your trusted partner. Visit us at 453600 Mamane St Honokaa Hi 96727 or call (808) 775-7251 to learn more about how we can help you achieve your financial goals.

Innovative Reinvestment

With $1,106,200 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,003 in used auto loans and $415,336,517 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $196,979,095 in share certificates and $117,554,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $60,143, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $83,565,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,007,235 in used vehicle loans and $38,398,472 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make your car-buying experience smooth and enjoyable.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $535,118 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to offer solutions that align with your goals. For more information on eligibility and refinancing options available at Hfs, please visit our website or call us at (808) 775-7251. We're here to help you navigate through your borrowing options with ease. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hfs, we are committed to supporting our members' financial aspirations with reliable loan products tailored just for you.

Credit Lines and Unsecured Loans

For those who need extra flexibility, our total credit lines of $65,068,448 allow you to access funds when needed. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $19,640,746 in loans helping members manage their finances effectively. These options are designed to fit various lifestyles and financial situations.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,937,845, make buying or refinancing simple. We aim to assist you every step of the way, ensuring that you have the support you need to secure your dream home.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and trustworthy. By leveraging direct connections with reputable lenders, LendMesh provides reliable information you can count on.

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