Hfs Credit Union Hilo HI | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Hfs, your trusted financial partner since 1937. Located at 632 Kinoole St, Hilo, HI 96720, our credit union is dedicated to providing exceptional service to our community of 53,684 members. Whether you're looking for personal banking solutions, auto loans, or business banking services, we are here to help you achieve your financial goals. At Hfs, we pride ourselves on our strong foundation and commitment to our members. With a total of $901,725,193 in assets and $129,536,190 in deposits, we ensure that your money is safe and secure. Our dedicated team of 122 employees, led by CEO Nathan Abe and Board President Gerald Takase, works tirelessly to support you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 632 KINOOLE ST, HILO, HI 96720-3828. We invite you to explore our comprehensive range of services including checking and savings accounts, personal loans, mortgage refinancing, and more all designed with your financial well-being in mind. We are proud to have made significant strides in the community with a net worth of $83,565,224 and cash reserves totaling $1,955,608. Our dedication goes beyond numbers; it reflects our mission to empower our members with the resources they need for a brighter financial future. We encourage you to visit our website at hfsfcu.org or give us a call at 808-930-1400. Experience firsthand how Hfs can make a difference in your financial journey today!

Branch History & Mission

Community Engagement

We are proud of our partnerships within the community, actively participating in outreach efforts that uplift those around us. By supporting local events and initiatives, we reinforce our dedication to enhancing the quality of life in Hilo. In addition to traditional banking services, we offer drive-thru banking for convenience, making it easy for you to conduct simple transactions without leaving your vehicle. Our team is always ready to assist you with a smile. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and their well-being. Visit us today at 632 Kinoole St Hilo Hi 96720 or give us a call at (808) 930-1400. Together, let's achieve your financial goals!

Our Mission

Our mission at Hfs is clear: we aim to provide exceptional financial services while fostering strong community ties. We believe that banking should not just be about numbers; it's about people. We strive to empower our members with the tools they need for financial success, whether that means offering personal banking options like checking and savings accounts or helping families finance their dreams with auto loans and mortgages. As we continue to adapt to changing times, we have embraced digital advancements, ensuring our services remain accessible and user-friendly. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere making banking easier than ever before.

Branch Location & Accessibility

Welcome to the Hfs branch, your friendly neighborhood credit union located at 632 Kinoole St in Hilo, Hawaii. We're conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're headed to a nearby shop or just passing through, our doors are always open to serve you. Our branch is designed with accessibility in mind. We have ample parking available, and our facilities include ADA-compliant features to ensure everyone can access our services comfortably. Plus, we offer drive-thru banking for those who prefer a quick and easy option without leaving their vehicle. At Hfs, we value your time and aim to make your banking experience as smooth as possible. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 1:30 PM. Need assistance? Feel free to give us a call at 808-930-1400. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at 632 KINOOLE ST, HILO, HI 96720-3828. Although we do not have ATM services available at this branch, we are proud to offer various personal banking options including checking and savings accounts, auto loans, mortgages, and more all designed with you in mind. So why wait? Come visit us today at the Hfs branch! We look forward to helping you achieve your financial goals!

Member Eligibility

At Hfs, we believe that everyone deserves a chance to be part of a caring community that focuses on your financial well-being. Becoming a member is simple and welcoming. If you live, work, or worship in the Hilo area or have family who are already members, you're likely eligible to join us. We pride ourselves on making membership accessible and beneficial for all our members. Once you're with us, you'll enjoy a range of services tailored to your needs, from personal banking to loans with competitive rates. To get started on your journey with us, visit our website for detailed eligibility information at https://hfsfcu.org/membership-eligibility/. When you're ready to open an account, you can easily do so online through this link: https://secure.hfsfcu.org/hfsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out at (808) 930-1400. We can't wait to welcome you to the Hfs family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $535,118, we continue to drive economic growth by financing new and expanding businesses. Imagine securing the funding needed to purchase new equipment or expand your operations our loans provide the flexibility and support necessary for these important steps.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Picture this: your customers making purchases seamlessly while you focus on running your business. Our solutions enhance customer experience, allowing you to accept payments effortlessly, whether online or in-store. Visit us at 632 Kinoole St Hilo Hi 96720 or give us a call at (808) 930-1400 to learn how our business banking solutions can empower your success today!

Comprehensive List Of Services

Additional Services

We also ensure that accessing cash is simple with our ATM and cash withdrawal services. If you prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. At Hfs, located at 632 Kinoole St Hilo Hi 96720 in Hilo, we strive to offer exceptional service tailored just for you. If you're ready to take the next step towards better financial health or have questions about any of our offerings, don't hesitate to reach out! Call us at (808) 930-1400 or visit our website at Hilo Office for more information. Let us help you achieve your financial goals today!

Business Banking Services

For our business members, we offer merchant services and business loans designed to help you thrive. Whether you're starting a new venture or expanding an existing one, our dedicated team is here to support your financial goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and mobile payments, handling your finances has never been easier.

Personal Banking Solutions

When it comes to personal banking, our offerings are designed with you in mind. Open a checking or savings account to keep your money secure while earning interest. If you're thinking about buying a car, explore our auto loans and vehicle financing options that come with competitive rates and flexible terms. For those planning to buy a home, we offer mortgage loans and refinancing options that can help make your dream home a reality.

Support for Everyday Financial Needs

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services provide quick access to funds when you need them most. Plus, with credit cards that come with rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

At Hfs, we understand that your time is valuable. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances anytime, anywhere. Whether you're at home or on the go, accessing your accounts is just a few clicks away. Our online banking platform is user-friendly and available 24/7 at https://hfsfcu.org/. You can check your account balances, pay bills, and transfer money with ease. Want to send money to a friend? Our person-to-person transfer feature makes it simple to split bills or share expenses instantly. Plus, with mobile payments enabled, you can make purchases directly from your phone no need for cash or cards! For those who prefer going paperless, we offer e-statements that keep your financial information organized and secure. You won't have to worry about losing important documents again! Just log into your online account anytime to access your statements whenever you need them. Our mobile application takes convenience a step further. It's designed with you in mind, making it easy to check your accounts and perform transactions right from your smartphone. And while we don't currently support electronic signature authorization, rest assured that all of our digital services prioritize your security and privacy. With all these features at your fingertips, managing your finances has never been easier or more accessible. Join us at Hfs today and experience the freedom of digital banking!

Financial Strength

At Hfs, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position is robust and designed to serve you better. With a net worth of $83,565,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $196,979,095 in share certificates and $117,554,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $60,143, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,106,200 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,003 in used auto loans and $415,336,517 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 119,298, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hfs is your trusted partner. Visit us at 632 Kinoole St Hilo Hi 96720 or call (808) 930-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,007,235 in used vehicle loans and $38,398,472 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $535,118 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is dedicated to working with you to find the best financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,937,845, make buying or refinancing simple. We offer flexible terms and competitive interest rates to help you navigate the journey toward owning your home.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, our team at Hfs can guide you through eligibility options that might benefit you financially. It's always worth exploring how refinancing can help ease your financial burdens or improve cash flow. For any questions about our loan products or to begin your application process, feel free to reach out at (808) 930-1400. We're located at 632 Kinoole St Hilo Hi 96720, Hilo, HI 96,720, ready to assist you during our operating hours from Monday through Friday between 8:30 AM and 5:00 PM and Saturday from 8:30 AM to 1:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hfs, we are committed to supporting our members' financial journeys with integrity and transparency.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $19,640,746 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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